Business profile

Fin JEL Oy

Fin JEL Oy's registered office is Ylöjärvi. It is a limited company. The company was established on 2019-07-09. It operates in the industry of other engineering design and technical consultancy incidental to building construction. In its latest retained statement for 2025-12-31, revenue was €11,099 and operating profit was -€2,506.

Claim profileContact details
Business ID 3010207-5ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3010207-5
Sector
Other engineering design and technical consultancy incidental to building construction
Municipality
Ylöjärvi
Company form
Limited company
Registration date
2019-07-09
Business ID registration date
2019-07-03
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Katvetie 3, 33480, Ylöjärvi

About Fin JEL Oy

Financial position and key figures for the company.

Fin JEL Oy's location municipality is Ylöjärvi. It is a limited company. The company was established on 2019-07-09. It operates in the industry of other engineering design and technical consultancy incidental to building construction. In its latest retained statement for 2025-12-31, revenue was €11,099 and operating profit was -€2,506. The latest retained financial statement for 2025-12-31 shows revenue of €11,099 and profit for the financial year of -€2,923. Based on the latest retained statement, revenue growth was -4.2%, operating margin was -22.6%, and equity ratio was -25.8%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods3
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-4.2%
Operating margin-22.6%
Equity ratio-25.8%
Revenue€11,099-€489 (-4.2%) vs previous periodPrevious: €11,589
Operating profit (loss)-€2,506-€2,580 (-3492.3%) vs previous periodPrevious: €74
Profit (loss) for the financial year-€2,923-€1,980 (-210.2%) vs previous periodPrevious: -€942
Assets€8,829-€7,648 (-46.4%) vs previous periodPrevious: €16,477
Balance-sheet contextLatest financial period
Other operating income€0Previous: €41
Cash and bank€2,090Previous: €155
Retained earnings€648Previous: €1,591
Equity-€2,274Previous: €648
Liabilities€11,103Previous: €15,829
Current assets€8,454Previous: €6,700
Current liabilities€11,103Previous: €4,787
Revenue trend2 periods
€11,589
2024-12-31
€11,099
2025-12-31
Operating profit (loss) trend2 periods
€74
2024-12-31
-€2,506
2025-12-31
Profit (loss) for the financial year trend2 periods
-€942
2024-12-31
-€2,923
2025-12-31
Assets trend2 periods
€16,477
2024-12-31
€8,829
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioWeak
0/100 · Declining
-25.8 %2024-12-31: 3.9 %
Current ratioWeak
6/100 · Improving
0.19x2024-12-31: 0.03x
Operating profit marginWeak
0/100 · Declining
-22.6 %2024-12-31: 0.6 %
Ratio history
Ratio2024-12-312025-12-31
Equity ratio3.9 %-25.8 %
Current ratio0.03x0.19x
Operating profit margin0.6 %-22.6 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3010207-5
VAT IDFI30102075
EU IDFIFPRO.3010207-5
MunicipalityYlöjärvi
Current registered entries
2019-07-03VAT-liable for business activity in Tax Administration (VAT Register)
2019-07-03Registered in Tax Administration (Prepayment Register)
2019-07-09Registered in Tax Administration (Tax Administration)
2019-07-09Registered in Patent and Registration Office (Trade Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
D
High riskFin JEL Oy
Grade unchangedD · new analysis 2026-10-18
Model score28/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
3 comparable periods
RevenueStable
ProfitabilityDeteriorating
SolvencyDeteriorating
LiquidityStable
Peer comparisonSame size nationallyDescriptive comparison – does not change the model score.
327 peers
Solvency14%
Below 86% of peers
Profitability23%
Below 77% of peers
Liquidity57%
Better than 57% of peers
Revenue growth43%
Below 57% of peers
Financial statement reporting patternMixedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings
Latest registration lag233 days after period end
Typical registration lag233 days after period end
Annual continuity3 consecutive periods
Supporting factors
  • Company context reduces the weight of an isolated financial signal
  • Active registered status
Risk factors to note
  • Negative equity
  • Weak current ratio
  • Negative profitability or net result
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
D
2026-10-1828/100 · v0.15
D → D
D
2026-09-22 17:2528/100 · v0.14
B1 → D · -32 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1460/100 · v0.14
B2 → B1 · +2 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1358/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeD
Automatic model snapshot2026-10-18
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskmedium
62/100

Industry context is medium based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 7 years of registry continuity.

Registry and status signalsSeurattava
57/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.
Risk grade updatedRisk gradeEvidence verified
22 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → D.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.

Registry timeline

Trade register notifications shown on a timeline.

8 register eventsLatest event: 2025-05-16

Financial statements availability

Available financial statement periods and PRH source filings.

3 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Fin JEL Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.