Risk grade updatedRisk gradeEvidence verified
21 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3 → D.Business profile
Fin-noys Oy
Fin-noys Oy's registered office is Saariselkä. It is a limited company. The company was established on 2023-08-18. It operates in the industry of general cleaning of buildings. In its latest retained statement for 2026-08-31, revenue was €193,224 and operating profit was -€10,697.
Business ID 3379961-3ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3379961-3
- Sector
- General cleaning of buildings
- Municipality
- Saariselkä
- Company form
- Limited company
- Registration date
- 2023-08-18
- Business ID registration date
- 2023-07-27
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Saariseläntie 6 C 10, 99830, Saariselkä
People and decision-makers
Guzman MerlynToimitusjohtaja
Earl LeonardoToimitusjohtajan sijainen
About Fin-noys Oy
Financial position and key figures for the company.
Fin-noys Oy's location municipality is Saariselkä. It is a limited company. The company was established on 2023-08-18. It operates in the industry of general cleaning of buildings. In its latest retained statement for 2026-08-31, revenue was €193,224 and operating profit was -€10,697. The latest retained financial statement for 2026-08-31 shows revenue of €193,224 and profit for the financial year of -€11,671. Based on the latest retained statement, revenue growth was -6.4%, operating margin was -5.5%, and equity ratio was -111.9%.
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Yhtiön toimiala on hotellien, majoitusliikkeiden, mökkien, kotitalouksien, rakennusten ja toimistojen siivous, hotelli- ja ravintolatyöt ja muut matkailualan työt.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2026-08-31
1
1
Combined source
Derived indicators
Revenue growth-6.4%
Operating margin-5.5%
Equity ratio-111.9%
Balance-sheet contextLatest financial period
Cash and bank€1,978Previous: €3,260
Retained earnings€755Previous: -€1,531
Equity-€10,915Previous: €755
Liabilities€20,670Previous: €21,007
Current assets€4,552Previous: €14,827
Current liabilities€18,061Previous: €16,496
Revenue trend4 periods
€0
2023-08-31
€62,480
2024-08-31
€206
2025-08-31
€193,224
2026-08-31
Operating profit (loss) trend4 periods
€0
2023-08-31
-€1,171
2024-08-31
€3,743
2025-08-31
-€10,697
2026-08-31
Profit (loss) for the financial year trend3 periods
€0
2023-08-31
-€1,531
2024-08-31
-€11,671
2026-08-31
Assets trend4 periods
€0
2023-08-31
€15,646
2024-08-31
€21
2025-08-31
€9,754
2026-08-31
Additional financial figures
More company financial figures alongside PRH financial statements.
| Metric | 2026 | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Revenue | - | €206 | €62,480 | €0 |
| Revenue growth | - | -99,7 % | - | - |
| Operating profit | - | €3,743 | -€1,171 | €0 |
| EBIT margin | - | 1 817,1 % | -1,9 % | - |
| Profit for the financial year | - | - | -€1,531 | €0 |
| Profit before taxes | - | - | -€1,531 | €0 |
| Equity ratio | - | - | -9,8 % | - |
| Balance sheet total | - | €21 | €15,646 | €0 |
| Employees | 3 | 3 | 4 | 0 |
Financial ratios
Financial ratios based on financial statement data. Source: Yhdistetty lähde.
Equity ratioWeak
0/100 · Declining
Current ratioWeak
4/100 · Declining
Operating profit marginWeak
36/100 · Declining
Ratio history
| Ratio | 2023-08-31 | 2024-08-31 | 2025-08-31 | 2026-08-31 |
|---|---|---|---|---|
| Equity ratio | - | -9.8 % | - | -111.9 % |
| Current ratio | - | - | - | 0.11x |
| Operating profit margin | - | -1.9 % | 1817.1 % | -5.5 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3379961-3
VAT IDFI33799613
EU IDFIFPRO.3379961-3
MunicipalitySaariselkä
Current registered entries
2023-08-18Registered in Patent and Registration Office (Trade Register)
2023-08-21Registered in Tax Administration (Tax Administration)
2023-09-01VAT-liable for business activity in Tax Administration (VAT Register)
2023-10-05Registered in Tax Administration (Employer Register)
2023-10-05Registered in Tax Administration (Prepayment Register)
Responsible people
Public role relationships materialized from source observations.
Guzman MerlynToimitusjohtajaSources: 4 · Confidence: 78%
Earl LeonardoToimitusjohtajan sijainenSources: 2 · Confidence: 76%
Guzman MerlynPuheenjohtajaSources: 3 · Confidence: 78%
Costales LarniVarsinainen jäsenSources: 3 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
D
High riskFin-noys Oy
Grade downgradedB3 → D · new analysis 2026-10-21
21/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
4 comparable periodsRevenueVolatile
ProfitabilityVolatile
SolvencyNot enough history
LiquidityNot enough history
Same size nationallyDescriptive comparison – does not change the model score.
268 peersSolvency4%
Below 96% of peers
Profitability12%
Below 88% of peers
Liquidity45%
Below 55% of peers
Revenue growth100%
Better than 100% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
0 observed filingsNot available
Not available
0 consecutive periods
Supporting factors
- Active registered status
Risk factors to note
- Negative equity
- Weak current ratio
- Negative profitability or net result
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsD
2026-10-21 03:4621/100 · v0.15
B3 → D · -26 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2026-08-31).
- Assessment confidence: Medium → High.
- Evidence quality: Limited financial evidence → Strong financial evidence.
B3
2026-10-1847/100 · v0.15
B3 → B3B3
2026-09-1747/100 · v0.14
Oldest retained automatic assessment in this comparisonD
2026-10-21
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
A serious financial risk signal affects this grade. Review the profile financial indicators as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
45/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 3 years of registry continuity.
Registry and status signalsRajallinen
47/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Risk grade updatedRisk gradeEvidence verified
17 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Financial statement availableFinancialEvidence verified
31 Aug 2026 · PRH / XBRLFinancial period ends 2026-08-31.Registry timeline
Trade register notifications shown on a timeline.
5 register eventsLatest event: 2026-04-08
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2026-08-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Fin-noys Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.