Risk grade updatedRisk gradeEvidence verified
17 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
Finabalance Oy
Finabalance Oy's registered office is Oulu. It is a limited company. The company was established on 2019-11-07. It operates in the industry of business and other management consultancy activities. In its latest retained statement for 2025-12-31, revenue was €789,743 and operating profit was €72,287.
Business ID 3097454-3ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3097454-3
- Sector
- Business and other management consultancy activities
- Municipality
- Oulu
- Company form
- Limited company
- Registration date
- 2019-11-07
- Business ID registration date
- 2019-11-05
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Rautionkatu 18 A, 90400, Oulu
Phone: +358407282222Source observation
Email: [email protected]Source observation
Website: https://www.finabalance.fiSource observation
People and decision-makers
Härkönen Nina Päivi AnittaToimitusjohtaja
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Veera PaldaniusDecision-maker
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Henna TimoskaDecision-maker
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Kimi PietarilaDecision-maker
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Henna RiikolaDecision-maker
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Miika NurkkalaRekisteriasioista vastaava henkilö
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Noora HärkönenTaloushallinnon asiantuntija
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Direct contact details available for logged-in usersSome person-level contact details are shown only to registered users. The data is based on public sources, such as the company's own website.Log in to view decision-maker contact details
About Finabalance Oy
Financial position and key figures for the company.
Finabalance Oy's location municipality is Oulu. It is a limited company. The company was established on 2019-11-07. It operates in the industry of business and other management consultancy activities. In its latest retained statement for 2025-12-31, revenue was €789,743 and operating profit was €72,287. The latest retained financial statement for 2025-12-31 shows revenue of €789,743 and profit for the financial year of €56,904. Based on the latest retained statement, revenue growth was +32.0%, operating margin was +9.1%, and equity ratio was +61.8%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth32.0%
Operating margin9.1%
Equity ratio61.8%
Revenue€789,743+€191,275 (+32.0%) vs previous periodPrevious: €598,468
Operating profit (loss)€72,287-€6,544 (-8.3%) vs previous periodPrevious: €78,831
Profit (loss) for the financial year€56,904-€5,908 (-9.4%) vs previous periodPrevious: €62,812
Assets€229,638+€43,414 (+23.3%) vs previous periodPrevious: €186,224
Balance-sheet contextLatest financial period
Profit before taxes€71,938Previous: €79,217
Employees7Previous: 6
Revenue trend4 periods
€178,970
2022-12-31
€329,016
2023-12-31
€598,468
2024-12-31
€789,743
2025-12-31
Operating profit (loss) trend4 periods
€33,061
2022-12-31
€52,040
2023-12-31
€78,831
2024-12-31
€72,287
2025-12-31
Profit (loss) for the financial year trend4 periods
€26,672
2022-12-31
€41,387
2023-12-31
€62,812
2024-12-31
€56,904
2025-12-31
Assets trend4 periods
€80,589
2022-12-31
€114,277
2023-12-31
€186,224
2024-12-31
€229,638
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioGood
77/100 · Declining
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginSatisfactory
73/100 · Declining
Ratio history
| Ratio | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Equity ratio | 61.8 % | 76.3 % | 67.2 % | 61.8 % |
| Current ratio | - | - | - | - |
| Operating profit margin | 18.2 % | 15.7 % | 13.2 % | 9.1 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3097454-3
VAT IDFI30974543
EU IDFIFPRO.3097454-3
MunicipalityOulu
Current registered entries
2019-11-05Registered in Tax Administration (Prepayment Register)
2019-11-07Registered in Tax Administration (Tax Administration)
2019-11-07Registered in Patent and Registration Office (Trade Register)
2020-12-01VAT-liable for business activity in Tax Administration (VAT Register)
2023-04-01Registered in Tax Administration (Employer Register)
Responsible people
Public role relationships materialized from source observations.
Direct contact details available for logged-in users.
Härkönen Nina Päivi AnittaToimitusjohtajaSources: 5 · Confidence: 78%
Nurkkala Miika JohannesPuheenjohtajaSources: 4 · Confidence: 78%
Härkönen Noora Lilja KaroliinaVarsinainen jäsenSources: 3 · Confidence: 78%
Härkönen Nina Päivi AnittaVarsinainen jäsenSources: 2 · Confidence: 78%
Noora HärkönenTaloushallinnon asiantuntijaSources: 1 · Confidence: 76%
Joonas JyrinkiPäävastuullinen tilintarkastajaSources: 1 · Confidence: 76%
Miika NurkkalaRekisteriasioista vastaava henkilöSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodFinabalance Oy
78/100
Medium
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
4 comparable periodsRevenueImproving · 3 consecutive periods
LiquidityNot enough history
Same industryDescriptive comparison – does not change the model score.
68 peersSolvency44%
Below 56% of peers
Profitability71%
Better than 71% of peers
Revenue growth88%
Better than 88% of peers
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Company context reduces the weight of an isolated financial signal
Risk factors to note
- Coordinated deterioration across 2 financial domains
A3
2026-09-17
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
72/100
Industry context is low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 6 years of registry continuity.
Registry and status signalsSeurattava
66/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Registry timeline
Trade register notifications shown on a timeline.
13 register eventsLatest event: 2026-05-01
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Finabalance Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.