Business profile

Finactivity Oy

Finactivity Oy's registered office is Pennala. It is a limited company. The company was established on 2020-08-05. It operates in the industry of web search portal activities. In its latest retained statement for 2025-12-31, revenue was €56,800 and operating profit was -€11,828.

Claim profileContact details
Business ID 3149191-4ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3149191-4
Sector
Web search portal activities
Municipality
Pennala
Company form
Limited company
Registration date
2020-08-05
Business ID registration date
2020-07-28
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Ylä-Hankaanojankaari 25, 16320, Pennala

About Finactivity Oy

Financial position and key figures for the company.

Finactivity Oy's location municipality is Pennala. It is a limited company. The company was established on 2020-08-05. It operates in the industry of web search portal activities. In its latest retained statement for 2025-12-31, revenue was €56,800 and operating profit was -€11,828. The latest retained financial statement for 2025-12-31 shows revenue of €56,800 and profit for the financial year of -€11,856. Based on the latest retained statement, revenue growth was -13.1%, operating margin was -20.8%, and equity ratio was -175.3%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods3
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-13.1%
Operating margin-20.8%
Equity ratio-175.3%
Revenue€56,800-€8,532 (-13.1%) vs previous periodPrevious: €65,332
Operating profit (loss)-€11,828-€20,138 (-242.3%) vs previous periodPrevious: €8,310
Profit (loss) for the financial year-€11,856-€20,141 (-243.1%) vs previous periodPrevious: €8,285
Assets€5,473-€4,910 (-47.3%) vs previous periodPrevious: €10,383
Balance-sheet contextLatest financial period
Cash and bank€5,362Previous: €5,581
Retained earnings€2,259Previous: -€6,026
Equity-€9,597Previous: €2,259
Liabilities€15,070Previous: €8,124
Current assets€5,473Previous: €10,383
Current liabilities€15,070Previous: €8,124
Revenue trend2 periods
€65,332
2024-12-31
€56,800
2025-12-31
Operating profit (loss) trend2 periods
€8,310
2024-12-31
-€11,828
2025-12-31
Profit (loss) for the financial year trend2 periods
€8,285
2024-12-31
-€11,856
2025-12-31
Assets trend2 periods
€10,383
2024-12-31
€5,473
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioWeak
0/100 · Declining
-175.3 %2024-12-31: 21.8 %
Current ratioWeak
12/100 · Declining
0.36x2024-12-31: 0.69x
Operating profit marginWeak
0/100 · Declining
-20.8 %2024-12-31: 12.7 %
Ratio history
Ratio2024-12-312025-12-31
Equity ratio21.8 %-175.3 %
Current ratio0.69x0.36x
Operating profit margin12.7 %-20.8 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3149191-4
VAT IDFI31491914
EU IDFIFPRO.3149191-4
MunicipalityPennala
Current registered entries
2020-07-28Registered in Tax Administration (Prepayment Register)
2020-08-05Registered in Tax Administration (Tax Administration)
2020-08-05Registered in Patent and Registration Office (Trade Register)
2021-01-01VAT-liable for business activity in Tax Administration (VAT Register)
2022-10-24Registered in Tax Administration (Employer Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
D
High riskFinactivity Oy
Grade downgradedB2 → D · new analysis 2026-09-30
Model score22/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
3 comparable periods
RevenueDeteriorating
ProfitabilityDeteriorating
SolvencyDeteriorating
LiquidityDeteriorating
Peer comparisonSame size nationallyDescriptive comparison – does not change the model score.
207 peers
Solvency6%
Below 94% of peers
Profitability23%
Below 77% of peers
Liquidity52%
Close to the peer-group midpoint
Revenue growth28%
Below 72% of peers
Financial statement reporting patternMixedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings
Latest registration lag108 days after period end
Typical registration lag108 days after period end
Annual continuity3 consecutive periods
Supporting factors
  • Company context reduces the weight of an isolated financial signal
  • Active registered status
  • A newer financial statement filing has been reported
Risk factors to note
  • Negative equity
  • Weak current ratio
  • Negative profitability or net result
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessments
D
2026-09-30 13:3722/100 · v0.14
B2 → D · -35 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B2
2026-09-1557/100 · v0.14
B2 → B2 · +1 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1456/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeD
Automatic model snapshot2026-09-30
Automatic model versionopen-risk-grade-v0.14
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskelevated
49/100

Industry context is elevated based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 6 years of registry continuity.

Registry and status signalsSeurattava
63/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
30 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → D.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.

Registry timeline

Trade register notifications shown on a timeline.

10 register eventsLatest event: 2026-04-18

Financial statements availability

Available financial statement periods and PRH source filings.

3 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Finactivity Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.