Business profile

Finalfa Oy

Finalfa Oy's registered office is Hyllykallio. It is a limited company. The company was established on 2005-07-11. It operates in the industry of activities of agents involved in the wholesale of textiles, clothing, fur, footwear and leather goods. In its latest retained statement for 2025-12-31, revenue was €10,441 and operating profit was -€7,981.

Business ID 1974115-9ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
1974115-9
Sector
Activities of agents involved in the wholesale of textiles, clothing, fur, footwear and leather goods
Municipality
Hyllykallio
Company form
Limited company
Registration date
2005-07-11
Business ID registration date
2005-07-04
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Roveksentie 12, 60510, Hyllykallio

About Finalfa Oy

Financial position and key figures for the company.

Finalfa Oy's location municipality is Hyllykallio. It is a limited company. The company was established on 2005-07-11. It operates in the industry of activities of agents involved in the wholesale of textiles, clothing, fur, footwear and leather goods. In its latest retained statement for 2025-12-31, revenue was €10,441 and operating profit was -€7,981. The latest retained financial statement for 2025-12-31 shows revenue of €10,441 and profit for the financial year of -€9,008. Based on the latest retained statement, revenue growth was -58.2%, operating margin was -76.4%, and equity ratio was +45.8%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods4
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-58.2%
Operating margin-76.4%
Equity ratio45.8%
Revenue€10,441-€14,511 (-58.2%) vs previous periodPrevious: €24,952
Operating profit (loss)-€7,981-€10,004 (-494.5%) vs previous periodPrevious: €2,023
Profit (loss) for the financial year-€9,008-€9,810 (-1223.3%) vs previous periodPrevious: €802
Assets€41,692-€13,505 (-24.5%) vs previous periodPrevious: €55,197
Balance-sheet contextLatest financial period
Cash and bank€552Previous: €446
Retained earnings€20,104Previous: €21,042
Equity€19,096Previous: €29,844
Liabilities€22,596Previous: €25,353
Current assets€31,289Previous: €41,326
Current liabilities€10,557Previous: €10,932
Revenue trend2 periods
€24,952
2024-12-31
€10,441
2025-12-31
Operating profit (loss) trend2 periods
€2,023
2024-12-31
-€7,981
2025-12-31
Profit (loss) for the financial year trend2 periods
€802
2024-12-31
-€9,008
2025-12-31
Assets trend2 periods
€55,197
2024-12-31
€41,692
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioSatisfactory
57/100 · Declining
45.8 %2024-12-31: 54.1 %
Current ratioWeak
2/100 · Improving
0.05x2024-12-31: 0.04x
Operating profit marginWeak
0/100 · Declining
-76.4 %2024-12-31: 8.1 %
Ratio history
Ratio2024-12-312025-12-31
Equity ratio54.1 %45.8 %
Current ratio0.04x0.05x
Operating profit margin8.1 %-76.4 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID1974115-9
VAT IDFI19741159
EU IDFIFPRO.1974115-9
MunicipalityHyllykallio
Current registered entries
2005-07-06Registered in Tax Administration (Tax Administration)
2005-07-11Registered in Patent and Registration Office (Trade Register)
2005-12-09VAT-liable for business activity in Tax Administration (VAT Register)
2005-12-16Registered in Tax Administration (Prepayment Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B3
MonitorFinalfa Oy
Grade downgradedB1 → B3 · new analysis 2026-10-02
Model score48/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
3 comparable periods
RevenueDeteriorating
ProfitabilityDeteriorating
SolvencyDeteriorating
LiquidityStable
Peer comparisonSame size nationallyDescriptive comparison – does not change the model score.
253 peers
Solvency50%
Close to the peer-group midpoint
Profitability13%
Below 87% of peers
Liquidity43%
Below 57% of peers
Revenue growth13%
Below 87% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag142 days after period end
Typical registration lag142 days after period end
Annual continuity4 consecutive periods
Supporting factors
  • Strong equity ratio
  • Company context reduces the weight of an isolated financial signal
  • Active registered status
Risk factors to note
  • Weak current ratio
  • Negative profitability or net result
  • Sharp year-over-year revenue drop
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessments
B3
2026-10-02 14:5048/100 · v0.14
B1 → B3 · -17 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1565/100 · v0.14
B2 → B1 · +6 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1459/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeB3
Automatic model snapshot2026-10-02
Automatic model versionopen-risk-grade-v0.14
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskmedium
52/100

Industry context is medium based on normalized open statistical inputs.

Age and continuityVakiintunut
80/100

The company has about 21 years of registry continuity.

Registry and status signalsVakaa
78/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
2 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → B3.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.

Registry timeline

Trade register notifications shown on a timeline.

18 register eventsLatest event: 2025-05-22

Financial statements availability

Available financial statement periods and PRH source filings.

4 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Finalfa Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.