Risk grade updatedRisk gradeEvidence verified
3 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Business profile
Financier Group Oy
Financier Group Oy's registered office is Tampere. It is a limited company. The company was established on 2019-05-10. It operates in the industry of restaurants and cafeterias. In its latest retained statement for 2024-12-31, revenue was €13,460,841 and operating profit was €1,071,647.
Business ID 2997287-4ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2997287-4
- Sector
- Restaurants and cafeterias
- Municipality
- Tampere
- Company form
- Limited company
- Registration date
- 2019-05-10
- Business ID registration date
- 2019-04-23
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Hatanpään valtatie 1 B, 33100, Tampere
Website: https://www.espahelsinki.fiSource observation
People and decision-makers
Sukula Jyrki Mikko TapaniToimitusjohtaja
About Financier Group Oy
Financial position and key figures for the company.
Financier Group Oy's location municipality is Tampere. It is a limited company. The company was established on 2019-05-10. It operates in the industry of restaurants and cafeterias. In its latest retained statement for 2024-12-31, revenue was €13,460,841 and operating profit was €1,071,647. The latest retained financial statement for 2024-12-31 shows revenue of €13,460,841 and profit for the financial year of €278,976. Based on the latest retained statement, revenue growth was -2.2%, operating margin was +7.8%, and equity ratio was +4.1%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2024-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth-2.2%
Operating margin7.8%
Equity ratio4.1%
Revenue€13,460,841-€297,637 (-2.2%) vs previous periodPrevious: €13,758,478
Operating profit (loss)€1,071,647-€100,588 (-8.6%) vs previous periodPrevious: €1,172,235
Profit (loss) for the financial year€278,976-€530,408 (-65.5%) vs previous periodPrevious: €809,384
Assets€9,080,977-€567,266 (-5.9%) vs previous periodPrevious: €9,648,243
Balance-sheet contextLatest financial period
Profit before taxes€892,922Previous: €971,764
Employees108Previous: 110
Revenue trend4 periods
€7,250,308
2021-12-31
€9,949,584
2022-12-31
€13,758,478
2023-12-31
€13,460,841
2024-12-31
Operating profit (loss) trend4 periods
€60,621
2021-12-31
€918,937
2022-12-31
€1,172,235
2023-12-31
€1,071,647
2024-12-31
Profit (loss) for the financial year trend4 periods
-€61,639
2021-12-31
€439,362
2022-12-31
€809,384
2023-12-31
€278,976
2024-12-31
Assets trend4 periods
€8,430,739
2021-12-31
€9,036,980
2022-12-31
€9,648,243
2023-12-31
€9,080,977
2024-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioWeak
5/100 · Improving
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginSatisfactory
70/100 · Declining
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|---|
| Equity ratio | -13.7 % | -7.9 % | 1.0 % | 4.1 % |
| Current ratio | - | - | - | - |
| Operating profit margin | 0.8 % | 8.9 % | 8.4 % | 7.8 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2997287-4
VAT IDFI29972874
EU IDFIFPRO.2997287-4
MunicipalityTampere
Current registered entries
2019-04-23Registered in Tax Administration (Prepayment Register)
2019-05-01Registered in Tax Administration (Employer Register)
2019-05-01VAT-liable for business activity in Tax Administration (VAT Register)
2019-05-10Registered in Tax Administration (Tax Administration)
2019-05-10Registered in Patent and Registration Office (Trade Register)
Responsible people
Public role relationships materialized from source observations.
Sukula Jyrki Mikko TapaniToimitusjohtajaSources: 4 · Confidence: 78%
Suominen Jarno JuhaniPuheenjohtajaSources: 4 · Confidence: 78%
Sukula Jyrki Mikko TapaniVarsinainen jäsenSources: 1 · Confidence: 78%
Koivula Liisa MariaVarsinainen jäsenSources: 3 · Confidence: 78%
Tuominen Saku JuhanaVarsinainen jäsenSources: 2 · Confidence: 78%
Puolakka Maria HelenaVarsinainen jäsenSources: 2 · Confidence: 78%
Vilponen Jarno JuhaniVarsinainen jäsenSources: 2 · Confidence: 78%
Max RaantiPäävastuullinen tilintarkastajaSources: 1 · Confidence: 76%
Maria PuolakkaChef PatronSources: 1 · Confidence: 76%
Eero VottonenHallitus: varajäsenSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B3
MonitorFinancier Group Oy
Grade unchangedB3 · new analysis 2026-10-18
46/100
Medium
Usable financial evidenceFinancial data included
Financial development is mostly stable or mixed.
4 comparable periodsRevenueImproving
ProfitabilityStable
SolvencyImproving
LiquidityNot enough history
Same industryDescriptive comparison – does not change the model score.
239 peersSolvency33%
Below 67% of peers
Profitability72%
Better than 72% of peers
Revenue growth32%
Below 68% of peers
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsB3
2026-10-1846/100 · v0.15
B3 → B3 · +2 points- Evidence quality: Strong financial evidence → Usable financial evidence.
- Risk factor cleared: High balance-sheet leverage.
B3
2026-10-0344/100 · v0.14
Oldest retained automatic assessment in this comparisonB3
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskhigh
14/100
Industry context is high based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 7 years of registry continuity.
Registry and status signalsVakaa
75/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Registry timeline
Trade register notifications shown on a timeline.
20 register eventsLatest event: 2025-07-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Financier Group Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.