Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Business profile
Finanssitaito Oy
Finanssitaito Oy's registered office is Esbo. It is a limited company. The company was established on 2010-01-29. It operates in the industry of business and other management consultancy activities. In its latest retained statement for 2025-12-31, revenue was €1,224,601 and operating profit was €69,538.
Business ID 2301610-1ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2301610-1
- Sector
- Business and other management consultancy activities
- Municipality
- Esbo
- Company form
- Limited company
- Registration date
- 2010-01-29
- Business ID registration date
- 2009-11-27
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Tekniikantie 14, 02150, Esbo
Postal address: P.O. Box 77, 02101, Esbo
Website: https://www.finanssitaito.fiSource observation
About Finanssitaito Oy
Financial position and key figures for the company.
Finanssitaito Oy's location municipality is Esbo. It is a limited company. The company was established on 2010-01-29. It operates in the industry of business and other management consultancy activities. In its latest retained statement for 2025-12-31, revenue was €1,224,601 and operating profit was €69,538. The latest retained financial statement for 2025-12-31 shows revenue of €1,224,601 and profit for the financial year of €71,680. Based on the latest retained statement, revenue growth was -2.0%, operating margin was +5.7%, and equity ratio was +61.0%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
2
2
PRH/XBRL financial statement
Derived indicators
Revenue growth-2.0%
Operating margin5.7%
Equity ratio61.0%
Balance-sheet contextLatest financial period
Other operating income€16,785Previous: €3,865
Inventory€85,753Previous: €128,463
Cash and bank€165,638Previous: €93,140
Retained earnings€174,265Previous: €218,286
Equity€248,445Previous: €192,065
Liabilities€158,602Previous: €171,474
Current assets€404,708Previous: €360,263
Current liabilities€158,602Previous: €171,474
Revenue trend2 periods
€830,893
2023-12-31
€1,224,601
2025-12-31
Operating profit (loss) trend2 periods
€62,604
2023-12-31
€69,538
2025-12-31
Profit (loss) for the financial year trend2 periods
€50,874
2023-12-31
€71,680
2025-12-31
Assets trend2 periods
€486,069
2023-12-31
€407,047
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
76/100 · Improving
Current ratioSatisfactory
53/100 · Improving
Operating profit marginSatisfactory
64/100 · Declining
Ratio history
| Ratio | 2023-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 49.4 % | 61.0 % |
| Current ratio | 1.02x | 1.59x |
| Operating profit margin | 7.5 % | 5.6 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2301610-1
VAT IDFI23016101
EU IDFIFPRO.2301610-1
MunicipalityEsbo
Current registered entries
2010-01-01Registered in Tax Administration (Prepayment Register)
2010-01-29Registered in Patent and Registration Office (Trade Register)
2010-02-01Registered in Tax Administration (Employer Register)
2010-02-01VAT-liable for business activity in Tax Administration (VAT Register)
2010-02-01Registered in Tax Administration (Tax Administration)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodFinanssitaito Oy
Grade unchangedA2 · new analysis 2026-10-17
83/100
High
Strong financial evidenceFinancial data included
Same industryDescriptive comparison – does not change the model score.
457 peersSolvency38%
Below 62% of peers
Profitability57%
Better than 57% of peers
Liquidity66%
Better than 66% of peers
Revenue growth89%
Better than 89% of peers
MixedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings182 days after period end
180 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- Company context reduces the weight of an isolated financial signal
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA2
2026-10-1783/100 · v0.15
A2 → A2A2
2026-09-26 02:3383/100 · v0.14
A3 → A2 · +8 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
A3
2026-09-1575/100 · v0.14
B1 → A3 · +12 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1463/100 · v0.12
Oldest retained automatic assessment in this comparisonA2
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
72/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 16 years of registry continuity.
Registry and status signalsVakaa
79/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
26 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → A2.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
19 register eventsLatest event: 2025-07-17
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Finanssitaito Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.