Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
Finbeans Oy
Finbeans Oy's registered office is Tampere. It is a limited company. The company was established on 2008-12-12. It operates in the industry of retail sale of other plants and fertilisers. In its latest retained statement for 2024-11-30, revenue was €1,985,768 and operating profit was -€115,170.
Business ID 2233893-4ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2233893-4
- Sector
- Retail sale of other plants and fertilisers
- Municipality
- Tampere
- Company form
- Limited company
- Registration date
- 2008-12-12
- Business ID registration date
- 2008-11-17
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Korjaamonkatu 1, 33840, Tampere
Website: https://www.pavunvarsi.fiSource observation
About Finbeans Oy
Financial position and key figures for the company.
Finbeans Oy's location municipality is Tampere. It is a limited company. The company was established on 2008-12-12. It operates in the industry of retail sale of other plants and fertilisers. In its latest retained statement for 2024-11-30, revenue was €1,985,768 and operating profit was -€115,170. The latest retained financial statement for 2024-11-30 shows revenue of €1,985,768 and profit for the financial year of -€118,337. Based on the latest retained statement, revenue growth was -12.1%, operating margin was -5.8%, and equity ratio was +62.7%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2024-11-30
3
1
PRH/XBRL financial statement
Derived indicators
Revenue growth-12.1%
Operating margin-5.8%
Equity ratio62.7%
Balance-sheet contextLatest financial period
Other operating income€409Previous: €1,102
Inventory€438,071Previous: €495,806
Cash and bank€38,227Previous: €75,877
Retained earnings€500,101Previous: €520,730
Equity€384,264Previous: €502,601
Liabilities€228,843Previous: €261,042
Current assets€551,364Previous: €681,243
Current liabilities€219,676Previous: €252,268
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
78/100 · Declining
Current ratioGood
72/100 · Declining
Operating profit marginWeak
36/100 · Declining
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2233893-4
VAT IDFI22338934
EU IDFIFPRO.2233893-4
MunicipalityTampere
Current registered entries
2008-12-12Registered in Tax Administration (Employer Register)
2008-12-12VAT-liable for business activity in Tax Administration (VAT Register)
2008-12-12Registered in Tax Administration (Prepayment Register)
2008-12-12Registered in Patent and Registration Office (Trade Register)
2008-12-15Registered in Tax Administration (Tax Administration)
2012-03-01VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableFinbeans Oy
Grade unchangedB1 · new analysis 2026-09-25
66/100
Medium
Usable financial evidenceFinancial data included
Same size nationallyDescriptive comparison – does not change the model score.
91 peersSolvency69%
Better than 69% of peers
Profitability7%
Below 93% of peers
Liquidity92%
Better than 92% of peers
MixedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings202 days after period end
193 days after period end
2 consecutive periods
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- Active registered status
Risk factors to note
- Negative profitability or net result
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsB1
2026-09-25 22:5266/100 · v0.14
B1 → B1 · +3 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2024-11-30).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1563/100 · v0.14
B2 → B1 · +4 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1459/100 · v0.12
Oldest retained automatic assessment in this comparisonB1
2026-09-25
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
46/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 17 years of registry continuity.
Registry and status signalsVakaa
81/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
19 register eventsLatest event: 2025-08-29
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2024-11-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-01-01.
This company profile has not been claimed yet
Finbeans Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.