Business profile

Finbiili Oy

Finbiili Oy's registered office is Nokia. It is a limited company. The company was established on 2023-11-13. It operates in the industry of retail sale of cars and light motor vehicles. In its latest retained statement for 2025-12-31, revenue was €132,206 and operating profit was €3,278.

Claim profileContact details
Business ID 3399523-5ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3399523-5
Sector
Retail sale of cars and light motor vehicles
Municipality
Nokia
Company form
Limited company
Registration date
2023-11-13
Business ID registration date
2023-10-26
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Kämppätie 23, 37140, Nokia

Website: https://www.nybil.fiSource observation

People and decision-makers

Perttala Niko OskariToimitusjohtaja

About Finbiili Oy

Financial position and key figures for the company.

Finbiili Oy's location municipality is Nokia. It is a limited company. The company was established on 2023-11-13. It operates in the industry of retail sale of cars and light motor vehicles. In its latest retained statement for 2025-12-31, revenue was €132,206 and operating profit was €3,278. The latest retained financial statement for 2025-12-31 shows revenue of €132,206 and profit for the financial year of -€6,160. Based on the latest retained statement, revenue growth was +222.7%, operating margin was +2.5%, and equity ratio was +34.5%.

Financial highlights

Key figures from the latest financial period.

Latest financial period

2025-12-31

Imported periods0
PRH parsed0
Profile sourceEnriched source observation
Derived indicators
Revenue growth222.7%
Operating margin2.5%
Equity ratio34.5%
Revenue€132,206+€91,231 (+222.7%) vs previous periodPrevious: €40,975
Operating profit (loss)€3,278-€10,334 (-75.9%) vs previous periodPrevious: €13,612
Profit (loss) for the financial year-€6,160-€17,693 (-153.4%) vs previous periodPrevious: €11,533
Assets€15,575-€10,372 (-40.0%) vs previous periodPrevious: €25,946
Balance-sheet contextLatest financial period
Profit before taxes€3,178Previous: €13,535
Employees1Previous: 1
Revenue trend2 periods
€40,975
2024-12-31
€132,206
2025-12-31
Operating profit (loss) trend2 periods
€13,612
2024-12-31
€3,278
2025-12-31
Profit (loss) for the financial year trend2 periods
€11,533
2024-12-31
-€6,160
2025-12-31
Assets trend2 periods
€25,946
2024-12-31
€15,575
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.

Equity ratioSatisfactory
43/100 · Declining
34.5 %2024-12-31: 44.5 %
Current ratioNot assessable
0/100 · Trend unavailable
Not available2024-12-31: Ei saatavilla
Operating profit marginPassable
56/100 · Declining
2.5 %2024-12-31: 33.2 %
Ratio history
Ratio2024-12-312025-12-31
Equity ratio44.5 %34.5 %
Current ratio--
Operating profit margin33.2 %2.5 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3399523-5
VAT IDFI33995235
EU IDFIFPRO.3399523-5
MunicipalityNokia
Current registered entries
2023-10-26VAT-liable for business activity in Tax Administration (VAT Register)
2023-10-26Registered in Tax Administration (Prepayment Register)
2023-11-13Registered in Tax Administration (Tax Administration)
2023-11-13Registered in Patent and Registration Office (Trade Register)

Responsible people

Public role relationships materialized from source observations.

Perttala Niko OskariToimitusjohtajaSources: 4 · Confidence: 78%
Perttala Mikko JuhaniVarajäsenSources: 2 · Confidence: 78%
Perttala Niko OskariVarsinainen jäsenSources: 1 · Confidence: 72%

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B2
SatisfactoryFinbiili Oy
Grade unchangedB2 · new analysis 2026-10-17
Model score57/100
Assessment confidenceMedium
Evidence qualityUsable financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
2 comparable periods
RevenueImproving
ProfitabilityDeteriorating
SolvencyDeteriorating
LiquidityNot enough history
Peer comparisonSame industry and sizeDescriptive comparison – does not change the model score.
106 peers
Solvency46%
Close to the peer-group midpoint
Profitability42%
Below 58% of peers
Revenue growth95%
Better than 95% of peers
Supporting factors
  • Active registered status
  • A newer financial statement filing has been reported
Risk factors to note
  • Negative profitability or net result
  • Coordinated deterioration across 2 financial domains
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessments
B2
2026-10-1757/100 · v0.15
B2 → B2
  • Evidence quality: Strong financial evidence → Usable financial evidence.
B2
2026-10-0957/100 · v0.14
Oldest retained automatic assessment in this comparison
Automatic model gradeB2
Automatic model snapshot2026-10-17
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskmedium
57/100

Industry context is medium based on normalized open statistical inputs.

Age and continuityNuori
15/100

The company has about 2 years of registry continuity.

Registry and status signalsRajallinen
42/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.
Risk grade updatedRisk gradeEvidence verified
9 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.

Registry timeline

Trade register notifications shown on a timeline.

4 register eventsLatest event: 2026-04-29

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Finbiili Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.