Business profile

FinComplete Oy

FinComplete Oy's registered office is Lapinkylä. It is a limited company. The company was established on 1997-08-13. It operates in the industry of activities of agents involved in non-specialised wholesale. In its latest retained statement for 2025-12-31, revenue was €5,433 and operating profit was -€8,170.

Business ID 1515755-3ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
1515755-3
Sector
Activities of agents involved in non-specialised wholesale
Municipality
Lapinkylä
Company form
Limited company
Registration date
1997-08-13
Business ID registration date
1999-02-04
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Lapinkyläntie 427, 02520, Lapinkylä

Website: https://www.fincomplete.fiSource observation

About FinComplete Oy

Financial position and key figures for the company.

FinComplete Oy's location municipality is Lapinkylä. It is a limited company. The company was established on 1997-08-13. It operates in the industry of activities of agents involved in non-specialised wholesale. In its latest retained statement for 2025-12-31, revenue was €5,433 and operating profit was -€8,170. The latest retained financial statement for 2025-12-31 shows revenue of €5,433 and profit for the financial year of -€8,199. Based on the latest retained statement, revenue growth was -63.6%, operating margin was -150.4%, and equity ratio was +41.0%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods5
PRH parsed3
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-63.6%
Operating margin-150.4%
Equity ratio41.0%
Revenue€5,433-€9,490 (-63.6%) vs previous periodPrevious: €14,923
Operating profit (loss)-€8,170-€8,016 (-5207.1%) vs previous periodPrevious: -€154
Profit (loss) for the financial year-€8,199-€8,036 (-4949.6%) vs previous periodPrevious: -€162
Assets€115,117+€3,812 (+3.4%) vs previous periodPrevious: €111,306
Balance-sheet contextLatest financial period
Other operating income€0Previous: €2,052
Cash and bank€498Previous: €120
Retained earnings€52,799Previous: €52,962
Equity€47,201Previous: €55,399
Liabilities€67,916Previous: €55,906
Current assets€1,250Previous: €2,770
Current liabilities€67,916Previous: €55,906
Revenue trend3 periods
€13,489
2023-12-31
€14,923
2024-12-31
€5,433
2025-12-31
Operating profit (loss) trend3 periods
-€5,960
2023-12-31
-€2,206
2024-12-31
-€8,170
2025-12-31
Profit (loss) for the financial year trend3 periods
-€6,197
2023-12-31
-€2,215
2024-12-31
-€8,199
2025-12-31
Assets trend3 periods
€115,712
2023-12-31
€109,906
2024-12-31
€115,117
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioSatisfactory
51/100 · Declining
41.0 %2024-12-31: 48.5 %
Current ratioWeak
0/100 · Improving
0.01x2024-12-31: 0.00x
Operating profit marginWeak
0/100 · Declining
-150.4 %2024-12-31: -14.8 %
Ratio history
Ratio2023-12-312024-12-312025-12-31
Equity ratio48.0 %48.5 %41.0 %
Current ratio0.05x0.00x0.01x
Operating profit margin-44.2 %-14.8 %-150.4 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID1515755-3
VAT IDFI15157553
EU IDFIFPRO.1515755-3
MunicipalityLapinkylä
Current registered entries
1997-08-13Registered in Patent and Registration Office (Trade Register)
1999-02-04Registered in Tax Administration (Tax Administration)
2001-09-01VAT-liable for business activity in Tax Administration (VAT Register)
2002-03-01Registered in Tax Administration (Prepayment Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B2
SatisfactoryFinComplete Oy
Grade downgradedB1 → B2 · new analysis 2026-09-24
Model score54/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectoryFinancial development has been volatile across multiple domains.
3 comparable periods
RevenueVolatile
ProfitabilityVolatile
SolvencyDeteriorating
LiquidityStable
Peer comparisonSame size nationallyDescriptive comparison – does not change the model score.
106 peers
Solvency37%
Below 63% of peers
Profitability9%
Below 91% of peers
Liquidity46%
Close to the peer-group midpoint
Revenue growth20%
Below 80% of peers
Financial statement reporting patternMixedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings
Latest registration lag218 days after period end
Typical registration lag218 days after period end
Annual continuity3 consecutive periods
Supporting factors
  • Strong equity ratio
  • Company context reduces the weight of an isolated financial signal
  • Active registered status
Risk factors to note
  • Weak current ratio
  • Negative profitability or net result
  • Losses in the latest and previous available periods
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessments
B2
2026-09-24 08:0754/100 · v0.14
B1 → B2 · -12 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1566/100 · v0.14
B1 → B1 · +6 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1460/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeB2
Automatic model snapshot2026-09-24
Automatic model versionopen-risk-grade-v0.14
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskmedium
52/100

Industry context is medium based on normalized open statistical inputs.

Age and continuityVakiintunut
90/100

The company has about 29 years of registry continuity.

Registry and status signalsVakaa
79/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Beneficial-owner registry eventRegistryEvidence verified
5 Oct 2026 · PRH / KREKACTUAL BENEFICIAL OWNERS
Risk grade updatedRisk gradeEvidence verified
24 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → B2.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

17 register eventsLatest event: 2026-10-05

Financial statements availability

Available financial statement periods and PRH source filings.

5 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

FinComplete Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.