Risk grade updatedRisk gradeEvidence verified
16 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3 → A3.Business profile
Findero Oy
Findero Oy's registered office is Nummela. It is a limited company. The company was established on 2021-03-24. It operates in the industry of construction of roads and motorways. In its latest retained statement for 2023-12-31, revenue was €111,143 and operating profit was €39,523.
Business ID 3199619-7ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3199619-7
- Sector
- Construction of roads and motorways
- Municipality
- Nummela
- Company form
- Limited company
- Registration date
- 2021-03-24
- Business ID registration date
- 2021-03-23
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Huopinalho 95, 03100, Nummela
About Findero Oy
Financial position and key figures for the company.
Findero Oy's location municipality is Nummela. It is a limited company. The company was established on 2021-03-24. It operates in the industry of construction of roads and motorways. In its latest retained statement for 2023-12-31, revenue was €111,143 and operating profit was €39,523. The latest retained financial statement for 2023-12-31 shows revenue of €111,143 and profit for the financial year of €31,538. Based on the latest retained statement, revenue growth was +31.4%, operating margin was +35.6%, and equity ratio was +76.0%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2023-12-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth31.4%
Operating margin35.6%
Equity ratio76.0%
Balance-sheet contextLatest financial period
Cash and bank€46,745Previous: €5,391
Retained earnings€4,002Previous: €4,902
Equity€35,540Previous: €3,404
Liabilities€11,205Previous: €6,604
Current assets€46,745Previous: €10,008
Current liabilities€11,205Previous: €3,104
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
95/100 · Improving
Current ratioGood
100/100 · Improving
Operating profit marginGood
100/100 · Improving
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3199619-7
VAT IDFI31996197
EU IDFIFPRO.3199619-7
MunicipalityNummela
Current registered entries
2021-03-23VAT-liable for business activity in Tax Administration (VAT Register)
2021-03-24Registered in Patent and Registration Office (Trade Register)
2021-03-25Registered in Tax Administration (Tax Administration)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodFindero Oy
Grade upgradedB3 → A3 · new analysis 2026-09-16
77/100
Low
Usable financial evidenceFinancial data included
Same size nationallyDescriptive comparison – does not change the model score.
290 peersSolvency68%
Better than 68% of peers
Profitability92%
Better than 92% of peers
Liquidity93%
Better than 93% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings153 days after period end
153 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Healthy short-term liquidity
Risk factors to note
- Parsed financial metrics are older than the newest reported filing
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA3
2026-09-16 14:1177/100 · v0.14
B3 → A3 · +28 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2023-12-31).
- Assessment confidence: Medium → Low.
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B3
2026-09-1449/100 · v0.14
B3 → B3B3
2026-09-1449/100 · v0.13
B2 → B3 · -4 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1353/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-09-16
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
40/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 5 years of registry continuity.
Registry and status signalsRajallinen
44/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Registry timeline
Trade register notifications shown on a timeline.
8 register eventsLatest event: 2024-06-01
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2023-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-02-03.
This company profile has not been claimed yet
Findero Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.