Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C.Business profile
FINDS Travel Oy
FINDS Travel Oy's registered office is Esbo. It is a limited company. The company was established on 2019-09-24. It operates in the industry of travel agency activities. In its latest retained statement for 2024-12-31, revenue was €50,440 and operating profit was -€31,473.
Business ID 3087128-8ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3087128-8
- Sector
- Travel agency activities
- Municipality
- Esbo
- Company form
- Limited company
- Registration date
- 2019-09-24
- Business ID registration date
- 2019-09-16
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Haikaranportti 4 C 41, 02620, Esbo
About FINDS Travel Oy
Financial position and key figures for the company.
FINDS Travel Oy's location municipality is Esbo. It is a limited company. The company was established on 2019-09-24. It operates in the industry of travel agency activities. In its latest retained statement for 2024-12-31, revenue was €50,440 and operating profit was -€31,473. The latest retained financial statement for 2024-12-31 shows revenue of €50,440 and profit for the financial year of -€32,007. Based on the latest retained statement, revenue growth was not currently available, operating margin was -62.4%, and equity ratio was -114.3%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2024-12-31
1
1
PRH/XBRL financial statement
Derived indicators
Operating margin-62.4%
Equity ratio-114.3%
Balance-sheet contextLatest financial period
Cash and bank€3,605Previous: €38
Advances received€9,684Previous: €0
Retained earnings-€662Previous: -€472
Equity-€32,669Previous: -€662
Liabilities€61,258Previous: €700
Current assets€5,519Previous: €38
Current liabilities€61,258Previous: €700
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
0/100 · Improving
Current ratioWeak
2/100 · Stable
Operating profit marginWeak
0/100 · Trend unavailable
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3087128-8
VAT IDFI30871288
EU IDFIFPRO.3087128-8
MunicipalityEsbo
Current registered entries
2019-09-24Registered in Tax Administration (Tax Administration)
2019-09-24Registered in Patent and Registration Office (Trade Register)
2024-04-01VAT-liable for business activity in Tax Administration (VAT Register)
2024-04-09Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
C
Elevated riskFINDS Travel Oy
Grade unchangedC · new analysis 2026-10-17
34/100
Medium
Usable financial evidenceFinancial data included
Same industryDescriptive comparison – does not change the model score.
65 peersSolvency2%
Below 98% of peers
Profitability11%
Below 89% of peers
Liquidity34%
Below 66% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings233 days after period end
233 days after period end
1 consecutive periods
Supporting factors
- Company context reduces the weight of an isolated financial signal
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Negative equity
- Weak current ratio
- Negative profitability or net result
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsC
2026-10-1734/100 · v0.15
C → CC
2026-09-22 07:4534/100 · v0.14
B1 → C · -32 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2024-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1466/100 · v0.14
B1 → B1 · +6 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1360/100 · v0.12
Oldest retained automatic assessment in this comparisonC
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
71/100
Industry context is low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 7 years of registry continuity.
Registry and status signalsSeurattava
63/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
22 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → C.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
17 register eventsLatest event: 2026-03-26
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2024-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-03-26.
This company profile has not been claimed yet
FINDS Travel Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.