Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
Finlands Företagarskydd Ab
Finlands Företagarskydd Ab's registered office is Turku. It is a limited company. The company was established on 2019-10-04. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2025-12-31, revenue was €3,272,913 and operating profit was €104,652.
Business ID 3086131-1ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3086131-1
- Sector
- Activities of insurance agents and brokers
- Municipality
- Turku
- Company form
- Limited company
- Registration date
- 2019-10-04
- Business ID registration date
- 2019-09-09
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Tykistökatu 4 A, 20520, Turku
Postal address: P.O. Box 800, 20101, Turku
Website: https://suomenyrittajaturva.fiSource observation
About Finlands Företagarskydd Ab
Financial position and key figures for the company.
Finlands Företagarskydd Ab's location municipality is Turku. It is a limited company. The company was established on 2019-10-04. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2025-12-31, revenue was €3,272,913 and operating profit was €104,652. The latest retained financial statement for 2025-12-31 shows revenue of €3,272,913 and profit for the financial year of €103,681. Based on the latest retained statement, revenue growth was +9.5%, operating margin was +3.2%, and equity ratio was not currently available.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
6
3
PRH/XBRL financial statement
Derived indicators
Revenue growth9.5%
Operating margin3.2%
Balance-sheet contextLatest financial period
Cash and bank€203,286Previous: €0
Revenue trend3 periods
€2,484,246
2023-12-31
€2,988,480
2024-12-31
€3,272,913
2025-12-31
Operating profit (loss) trend3 periods
-€282,897
2023-12-31
€42,555
2024-12-31
€104,652
2025-12-31
Profit (loss) for the financial year trend3 periods
-€284,753
2023-12-31
€41,465
2024-12-31
€103,681
2025-12-31
Assets trend3 periods
€811,300
2023-12-31
€1,197,167
2024-12-31
€887,737
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioNot assessable
0/100 · Trend unavailable
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginSatisfactory
58/100 · Improving
Ratio history
| Ratio | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Equity ratio | - | - | - |
| Current ratio | - | - | - |
| Operating profit margin | -11.4 % | 1.4 % | 3.2 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3086131-1
VAT IDFI30861311
EU IDFIFPRO.3086131-1
MunicipalityTurku
Current registered entries
2019-10-04Registered in Tax Administration (Tax Administration)
2019-10-04Registered in Patent and Registration Office (Trade Register)
2020-09-07Registered in Tax Administration (Prepayment Register)
2020-12-01VAT-liable for business activity in Tax Administration (VAT Register)
2024-06-26Registered in Tax Administration (Employer Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableFinlands Företagarskydd Ab
Grade unchangedB1 · new analysis 2026-10-18
68/100
Medium
Limited financial evidenceRegistry and statistics based
Several key financial indicators show coordinated recovery.
3 comparable periodsRevenueImproving
ProfitabilityImproving
SolvencyNot enough history
LiquidityNot enough history
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings162 days after period end
157 days after period end
4 consecutive periods
Supporting factors
- Coordinated recovery across 2 financial domains
- Active registered status
- Lower industry distress context
Risk factors to note
- Sufficient structured financial metrics are not available
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB1
2026-10-1868/100 · v0.15
B1 → B1B1
2026-10-05 20:4868/100 · v0.14
B1 → B1- Evidence strengthened: another PRH/XBRL statement was added to the financial series (2025-12-31).
B1
2026-09-1566/100 · v0.14
B1 → B1 · +5 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1461/100 · v0.12
Oldest retained automatic assessment in this comparisonB1
2026-10-18
open-risk-grade-v0.15
The grade uses registry, industry, and regional signals because sufficient source-backed financial metrics are not available for a Tier 1 assessment.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 7 years of registry continuity.
Registry and status signalsSeurattava
67/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
22 register eventsLatest event: 2026-04-20
Financial statements availability
Available financial statement periods and PRH source filings.
6 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-03-31.
This company profile has not been claimed yet
Finlands Företagarskydd Ab shows public core facts. A company representative can claim the profile, update public information, and access owner tools.