Business profile

FinMacGyver Oy

FinMacGyver Oy's registered office is Pielavesi. It is a limited company. The company was established on 2018-03-19. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2024-12-31, revenue was €212,989 and operating profit was €4,718.

Claim profileContact details
Business ID 2901403-5ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2901403-5
Sector
Construction of residential and non-residential buildings
Municipality
Pielavesi
Company form
Limited company
Registration date
2018-03-19
Business ID registration date
2018-03-07
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Puustellintie 35, 72400, Pielavesi

Website: https://www.finmacgyver.fiSource observation

About FinMacGyver Oy

Financial position and key figures for the company.

FinMacGyver Oy's location municipality is Pielavesi. It is a limited company. The company was established on 2018-03-19. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2024-12-31, revenue was €212,989 and operating profit was €4,718. The latest retained financial statement for 2024-12-31 shows revenue of €212,989 and profit for the financial year of €1,140. Based on the latest retained statement, revenue growth was +4.5%, operating margin was +2.2%, and equity ratio was +3.2%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2024-12-31

Imported periods4
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth4.5%
Operating margin2.2%
Equity ratio3.2%
Revenue€212,989+€9,264 (+4.5%) vs previous periodPrevious: €203,725
Operating profit (loss)€4,718-€5,652 (-54.5%) vs previous periodPrevious: €10,370
Profit (loss) for the financial year€1,140-€11,392 (-90.9%) vs previous periodPrevious: €12,532
Assets€101,363-€22,398 (-18.1%) vs previous periodPrevious: €123,761
Balance-sheet contextLatest financial period
Other operating income€4,820Previous: €5,194
Cash and bank€32,520Previous: €18,479
Retained earnings-€10,412Previous: -€22,944
Equity€3,229Previous: -€7,912
Liabilities€98,135Previous: €131,673
Current assets€56,667Previous: €64,166
Current liabilities€72,135Previous: €91,673
Revenue trend2 periods
€203,725
2023-12-31
€212,989
2024-12-31
Operating profit (loss) trend2 periods
€10,370
2023-12-31
€4,718
2024-12-31
Profit (loss) for the financial year trend2 periods
€12,532
2023-12-31
€1,140
2024-12-31
Assets trend2 periods
€123,761
2023-12-31
€101,363
2024-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioWeak
4/100 · Improving
3.2 %2023-12-31: -0.7 %
Current ratioWeak
15/100 · Improving
0.45x2023-12-31: 0.22x
Operating profit marginPassable
55/100 · Declining
2.2 %2023-12-31: 5.0 %
Ratio history
Ratio2023-12-312024-12-31
Equity ratio-0.7 %3.2 %
Current ratio0.22x0.45x
Operating profit margin5.0 %2.2 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2901403-5
VAT IDFI29014035
EU IDFIFPRO.2901403-5
MunicipalityPielavesi
Current registered entries
2018-03-19Registered in Tax Administration (Tax Administration)
2018-03-19Registered in Patent and Registration Office (Trade Register)
2018-04-06VAT-liable for business activity in Tax Administration (VAT Register)
2018-04-06Registered in Tax Administration (Prepayment Register)
2020-09-01Registered in Tax Administration (Employer Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B3
MonitorFinMacGyver Oy
Grade downgradedB2 → B3 · new analysis 2026-09-27
Model score41/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
3 comparable periods
RevenueStable
ProfitabilityDeteriorating
SolvencyStable
LiquidityStable
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag217 days after period end
Typical registration lag174 days after period end
Annual continuity4 consecutive periods
Supporting factors
  • Active registered status
  • A newer financial statement filing has been reported
Risk factors to note
  • Weak current ratio
  • High balance-sheet leverage
  • Elevated industry distress context
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessments
B3
2026-09-27 04:1341/100 · v0.14
B2 → B3 · -10 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2024-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B2
2026-09-1551/100 · v0.14
B2 → B2 · -2 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1453/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeB3
Automatic model snapshot2026-09-27
Automatic model versionopen-risk-grade-v0.14
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskhigh
25/100

Industry context is high based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 8 years of registry continuity.

Registry and status signalsSeurattava
69/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
27 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → B3.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.

Registry timeline

Trade register notifications shown on a timeline.

12 register eventsLatest event: 2025-08-05

Financial statements availability

Available financial statement periods and PRH source filings.

4 financial statement periodsLatest financial period: 2024-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

FinMacGyver Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.