Risk grade updatedRisk gradeEvidence verified
1 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
Finmug Oy
Finmug Oy's registered office is Tyrnävä. It is a limited company. The company was established on 2018-07-19. It operates in the industry of retail sale of other new goods n.e.c..
Business ID 2925634-1ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2925634-1
- Sector
- Retail sale of other new goods n.e.c.
- Municipality
- Tyrnävä
- Company form
- Limited company
- Registration date
- 2018-07-19
- Business ID registration date
- 2018-07-06
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Ylitalontie 15b, 91800, Tyrnävä
Phone: +35820109174Source observation
Email: [email protected]Source observation
Website: https://finmug.fiSource observation
Instagram profile: https://www.instagram.com/finmugSource: company website
Facebook profile: https://www.facebook.com/FinmugSource: company website
People and decision-makers
Niskanen Jakke Johannes KristianToimitusjohtaja
About Finmug Oy
Financial position and key figures for the company.
Finmug Oy's location municipality is Tyrnävä. It is a limited company. The company was established on 2018-07-19. It operates in the industry of retail sale of other new goods n.e.c.. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was +70.6%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Equity ratio70.6%
Operating profit (loss)€31,642+€14,467 (+84.2%) vs previous periodPrevious: €17,176
Profit (loss) for the financial year€33,974+€15,413 (+83.0%) vs previous periodPrevious: €18,561
Assets€149,492+€50,160 (+50.5%) vs previous periodPrevious: €99,332
Balance-sheet contextLatest financial period
Profit before taxes€31,642Previous: €15,314
Revenue trend4 periods
€258,034
2021-12-31
€311,141
2022-12-31
€347,579
2023-12-31
€333,653
2024-12-31
Operating profit (loss) trend5 periods
€35,834
2021-12-31
€35,774
2022-12-31
-€630
2023-12-31
€17,176
2024-12-31
€31,642
2025-12-31
Profit (loss) for the financial year trend5 periods
€28,573
2021-12-31
€21,321
2022-12-31
-€12,429
2023-12-31
€18,561
2024-12-31
€33,974
2025-12-31
Assets trend5 periods
€95,024
2021-12-31
€143,447
2022-12-31
€99,764
2023-12-31
€99,332
2024-12-31
€149,492
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioGood
88/100 · Declining
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginNot assessable
0/100 · Trend unavailable
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Equity ratio | 86.9 % | 92.2 % | 75.3 % | 77.6 % | 70.6 % |
| Current ratio | - | - | - | - | - |
| Operating profit margin | 13.9 % | 11.5 % | -0.2 % | 5.2 % | - |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2925634-1
VAT IDFI29256341
EU IDFIFPRO.2925634-1
MunicipalityTyrnävä
Current registered entries
2018-07-06VAT-liable for business activity in Tax Administration (VAT Register)
2018-07-06Registered in Tax Administration (Prepayment Register)
2018-07-19Registered in Tax Administration (Tax Administration)
2018-07-19Registered in Patent and Registration Office (Trade Register)
Responsible people
Public role relationships materialized from source observations.
Niskanen Jakke Johannes KristianToimitusjohtajaSources: 2 · Confidence: 78%
Niskanen Mervi MarkettaVarajäsenSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableFinmug Oy
Grade unchangedB1 · new analysis 2026-10-01
68/100
Low
Usable financial evidenceFinancial data included
Financial development is mostly stable or mixed.
4 comparable periodsRevenueNot enough history
ProfitabilityNot enough history
LiquidityNot enough history
Same industryDescriptive comparison – does not change the model score.
60 peersSolvency65%
Better than 65% of peers
Supporting factors
- Strong equity ratio
- Active registered status
Risk factors to note
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsB1
2026-10-0168/100 · v0.14
B1 → B1- Solvency: Deteriorating
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-05-2868/100 · v0.11
Oldest retained automatic assessment in this comparisonB1
2026-10-01
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
46/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 8 years of registry continuity.
Registry and status signalsSeurattava
60/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Registry timeline
Trade register notifications shown on a timeline.
9 register eventsLatest event: 2025-05-23
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Finmug Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.