Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Business profile
Finn-Terät Oy
Finn-Terät Oy's registered office is Nokia. It is a limited company. The company was established on 1993-09-15. It operates in the industry of wholesale of hardware. In its latest retained statement for 2021-07-31, revenue was €374,039 and operating profit was €30,699.
Business ID 0944187-3ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0944187-3
- Sector
- Wholesale of hardware
- Municipality
- Nokia
- Company form
- Limited company
- Registration date
- 1993-09-15
- Business ID registration date
- 1993-10-25
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Juurakkotie 1, 37150, Nokia
About Finn-Terät Oy
Financial position and key figures for the company.
Finn-Terät Oy's location municipality is Nokia. It is a limited company. The company was established on 1993-09-15. It operates in the industry of wholesale of hardware. In its latest retained statement for 2021-07-31, revenue was €374,039 and operating profit was €30,699. The latest retained financial statement for 2021-07-31 shows revenue of €374,039 and profit for the financial year of €23,915. Based on the latest retained statement, revenue growth was -0.8%, operating margin was +8.2%, and equity ratio was +88.3%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2021-07-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth-0.8%
Operating margin8.2%
Equity ratio88.3%
Balance-sheet contextLatest financial period
Other operating income€5,880Previous: €5,999
Inventory€93,361Previous: €82,308
Cash and bank€61,283Previous: €46,824
Retained earnings€423,067Previous: €405,471
Equity€449,505Previous: €443,826
Liabilities€59,768Previous: €40,752
Current assets€404,147Previous: €367,178
Current liabilities€54,371Previous: €27,337
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Declining
Current ratioGood
95/100 · Declining
Operating profit marginSatisfactory
70/100 · Declining
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0944187-3
VAT IDFI09441873
EU IDFIFPRO.0944187-3
MunicipalityNokia
Current registered entries
1993-09-15Registered in Patent and Registration Office (Trade Register)
1993-10-25Registered in Tax Administration (Tax Administration)
1994-01-01Registered in Tax Administration (Employer Register)
1994-06-01VAT-liable for business activity in Tax Administration (VAT Register)
1995-03-01Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodFinn-Terät Oy
Grade unchangedA2 · new analysis 2026-10-17
81/100
Low
Usable financial evidenceFinancial data included
Same industry, size and age groupDescriptive comparison – does not change the model score.
64 peersSolvency84%
Better than 84% of peers
Profitability63%
Better than 63% of peers
Liquidity67%
Better than 67% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings105 days after period end
105 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Healthy short-term liquidity
Risk factors to note
- Parsed financial metrics are older than the newest reported filing
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA2
2026-10-1781/100 · v0.15
A2 → A2A2
2026-09-18 15:5881/100 · v0.14
B1 → A2 · +16 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2021-07-31).
- Assessment confidence: Medium → Low.
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1465/100 · v0.14
B1 → B1B1
2026-09-1465/100 · v0.13
Oldest retained automatic assessment in this comparisonA2
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
43/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 33 years of registry continuity.
Registry and status signalsVakaa
84/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
18 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
21 register eventsLatest event: 2025-12-15
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2021-07-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Finn-Terät Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.