Business profile

Finnance Capital Oy

Finnance Capital Oy's registered office is Sastamala. It is a limited company. The company was established on 2020-11-25. It operates in the industry of buying and selling of own real estate. In its latest retained statement for 2024-12-31, revenue was €12,040 and operating profit was -€6,274.

Claim profileContact details
Business ID 3172688-3ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3172688-3
Sector
Buying and selling of own real estate
Municipality
Sastamala
Company form
Limited company
Registration date
2020-11-25
Business ID registration date
2020-11-23
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Puntontie 107, 38220, Sastamala

About Finnance Capital Oy

Financial position and key figures for the company.

Finnance Capital Oy's location municipality is Sastamala. It is a limited company. The company was established on 2020-11-25. It operates in the industry of buying and selling of own real estate. In its latest retained statement for 2024-12-31, revenue was €12,040 and operating profit was -€6,274. The latest retained financial statement for 2024-12-31 shows revenue of €12,040 and profit for the financial year of -€6,307. Based on the latest retained statement, revenue growth was +56.2%, operating margin was -52.1%, and equity ratio was -96.7%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2024-12-31

Imported periods4
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth56.2%
Operating margin-52.1%
Equity ratio-96.7%
Revenue€12,040+€4,330 (+56.2%) vs previous periodPrevious: €7,710
Operating profit (loss)-€6,274+€3,836 (+37.9%) vs previous periodPrevious: -€10,109
Profit (loss) for the financial year-€6,307+€4,023 (+38.9%) vs previous periodPrevious: -€10,329
Assets€45,426+€10,717 (+30.9%) vs previous periodPrevious: €34,710
Balance-sheet contextLatest financial period
Cash and bank€14,139Previous: €7,206
Retained earnings-€37,603Previous: -€27,273
Equity-€43,909Previous: -€37,603
Liabilities€89,336Previous: €72,312
Current assets€14,722Previous: €7,206
Current liabilities€44,336Previous: €34,312
Revenue trend2 periods
€7,710
2023-12-31
€12,040
2024-12-31
Operating profit (loss) trend2 periods
-€10,109
2023-12-31
-€6,274
2024-12-31
Profit (loss) for the financial year trend2 periods
-€10,329
2023-12-31
-€6,307
2024-12-31
Assets trend2 periods
€34,710
2023-12-31
€45,426
2024-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioWeak
0/100 · Improving
-96.7 %2023-12-31: -108.3 %
Current ratioWeak
11/100 · Improving
0.32x2023-12-31: 0.21x
Operating profit marginWeak
0/100 · Improving
-52.1 %2023-12-31: -131.1 %
Ratio history
Ratio2023-12-312024-12-31
Equity ratio-108.3 %-96.7 %
Current ratio0.21x0.32x
Operating profit margin-131.1 %-52.1 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3172688-3
EU IDFIFPRO.3172688-3
MunicipalitySastamala
Current registered entries
2020-11-23Registered in Tax Administration (Prepayment Register)
2020-11-25Registered in Tax Administration (Tax Administration)
2020-11-25Registered in Patent and Registration Office (Trade Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
C
Elevated riskFinnance Capital Oy
Grade unchangedC · new analysis 2026-10-18
Model score32/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
3 comparable periods
RevenueImproving
ProfitabilityImproving
SolvencyImproving
LiquidityStable
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
141 peers
Solvency4%
Below 96% of peers
Profitability11%
Below 89% of peers
Liquidity63%
Better than 63% of peers
Revenue growth88%
Better than 88% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag101 days after period end
Typical registration lag101 days after period end
Annual continuity4 consecutive periods
Supporting factors
  • Company context reduces the weight of an isolated financial signal
  • Active registered status
  • A newer financial statement filing has been reported
Risk factors to note
  • Negative equity
  • Weak current ratio
  • Negative profitability or net result
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
C
2026-10-1832/100 · v0.15
C → C
C
2026-10-05 04:0032/100 · v0.14
B2 → C · -23 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2024-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B2
2026-09-1555/100 · v0.14
B2 → B2
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1455/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeC
Automatic model snapshot2026-10-18
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskmedium
53/100

Industry context is medium based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 5 years of registry continuity.

Registry and status signalsRajallinen
47/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
5 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → C.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.

Registry timeline

Trade register notifications shown on a timeline.

6 register eventsLatest event: 2025-04-11

Financial statements availability

Available financial statement periods and PRH source filings.

4 financial statement periodsLatest financial period: 2024-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Finnance Capital Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.