Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
Finreim Oy
Finreim Oy's registered office is Helsingfors. It is a limited company. The company was established on 2019-09-17. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €113,341 and operating profit was €6,331.
Business ID 3085714-4ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3085714-4
- Sector
- Other financial service activities, except insurance and pension funding n.e.c.
- Municipality
- Helsingfors
- Company form
- Limited company
- Registration date
- 2019-09-17
- Business ID registration date
- 2019-09-09
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Suolakivenkatu 18 B 41, 00810, Helsingfors
Phone: +358400330322Source observation
Email: [email protected]Source observation
Website: https://finreim.fiSource observation
People and decision-makers
Suutarinen Jukka PetriToimitusjohtaja
About Finreim Oy
Financial position and key figures for the company.
Finreim Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2019-09-17. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €113,341 and operating profit was €6,331. The latest retained financial statement for 2025-12-31 shows revenue of €113,341 and profit for the financial year of €3,715. Based on the latest retained statement, revenue growth was -40.3%, operating margin was +5.6%, and equity ratio was +84.4%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Source observation
Derived indicators
Revenue growth-40.3%
Operating margin5.6%
Equity ratio84.4%
Revenue€113,341-€76,602 (-40.3%) vs previous periodPrevious: €189,943
Operating profit (loss)€6,331-€4,661 (-42.4%) vs previous periodPrevious: €10,992
Profit (loss) for the financial year€3,715-€9,891 (-72.7%) vs previous periodPrevious: €13,606
Assets€107,477-€25,036 (-18.9%) vs previous periodPrevious: €132,513
Balance-sheet contextLatest financial period
Profit before taxes€6,330Previous: €10,991
Employees0Previous: No comparison value
Revenue trend5 periods
€103,799
2021-12-31
€185,420
2022-12-31
€83,076
2023-12-31
€189,943
2024-12-31
€113,341
2025-12-31
Operating profit (loss) trend5 periods
€54,227
2021-12-31
€79,757
2022-12-31
-€29,472
2023-12-31
€10,992
2024-12-31
€6,331
2025-12-31
Profit (loss) for the financial year trend5 periods
€43,214
2021-12-31
€63,854
2022-12-31
-€29,878
2023-12-31
€13,606
2024-12-31
€3,715
2025-12-31
Assets trend5 periods
€90,648
2021-12-31
€151,589
2022-12-31
€95,851
2023-12-31
€132,513
2024-12-31
€107,477
2025-12-31
Additional financial figures
The company's financial figures across different years.
Revenue 2025€113,341
Profit for the financial year 2025€3,715
Balance sheet total 2025€107,477
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | €113,341 | €189,943 | €83,076 | €185,420 | €103,799 |
| Revenue growth | -40,3 % | 128,6 % | -55,2 % | 78,6 % | 30,9 % |
| Operating profit | €6,331 | €10,992 | -€29,472 | €79,757 | €54,227 |
| EBIT margin | 5,6 % | 5,8 % | -35,5 % | 43 % | 52,2 % |
| Profit for the financial year | €3,715 | €13,606 | -€29,878 | €63,854 | €43,214 |
| Profit before taxes | €6,330 | €10,991 | -€29,472 | €79,746 | €54,226 |
| Equity ratio | 84,4 % | 71,4 % | 91,8 % | 84,5 % | 77,1 % |
| Balance sheet total | €107,477 | €132,513 | €95,851 | €151,589 | €90,648 |
| Employees | 0 | - | 0 | 0 | 0 |
Financial ratios
Financial ratios based on financial statement data. Source: Lähdehavainto.
Equity ratioGood
100/100 · Improving
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginSatisfactory
64/100 · Declining
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Equity ratio | 77.1 % | 84.5 % | 91.8 % | 71.4 % | 84.4 % |
| Current ratio | - | - | - | - | - |
| Operating profit margin | 52.2 % | 43.0 % | -35.5 % | 5.8 % | 5.6 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3085714-4
VAT IDFI30857144
EU IDFIFPRO.3085714-4
MunicipalityHelsingfors
Current registered entries
2019-09-09Registered in Tax Administration (Employer Register)
2019-09-09VAT-liable for business activity in Tax Administration (VAT Register)
2019-09-17Registered in Tax Administration (Tax Administration)
2019-09-17Registered in Patent and Registration Office (Trade Register)
2019-12-03Registered in Tax Administration (Prepayment Register)
Responsible people
Public role relationships materialized from source observations.
Suutarinen Jukka PetriToimitusjohtajaSources: 5 · Confidence: 78%
Suutarinen Jukka PetriVarsinainen jäsenSources: 2 · Confidence: 78%
Suutarinen Leena JohannaVarajäsenSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodFinreim Oy
Grade unchangedA3 · new analysis 2026-10-18
72/100
Medium
Usable financial evidenceFinancial data included
Financial development has been volatile across multiple domains.
4 comparable periodsRevenueVolatile
ProfitabilityImproving
SolvencyVolatile
LiquidityNot enough history
Same industry, size and age groupDescriptive comparison – does not change the model score.
33 peersSolvency52%
Close to the peer-group midpoint
Profitability33%
Below 67% of peers
Revenue growth21%
Below 79% of peers
Supporting factors
- Strong equity ratio
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
- Sharp year-over-year revenue drop
- Material volatility across multiple financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsA3
2026-10-1872/100 · v0.15
A3 → A3 · -1 points- Evidence quality: Strong financial evidence → Usable financial evidence.
A3
2026-10-1273/100 · v0.14
Oldest retained automatic assessment in this comparisonA3
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
89/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 7 years of registry continuity.
Registry and status signalsSeurattava
62/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
12 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Registry timeline
Trade register notifications shown on a timeline.
9 register eventsLatest event: 2026-01-29
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Finreim Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.