Financial statement
Fintec Oy — 2025-12-31
Financial data and comparative figures based on the PRH filing, with the original source.
Business ID 1868278-3Financial period end 2025-12-31Registration date 2026-06-16
Trust and status signals
PRH sourceFinancial data availableOriginal PRH source availableSource-based data
Financial statement overview
Key financial figures with comparison to 2024-12-31.
Revenue€635,631Previous: €817,837
Operating profit (loss)€50,657Previous: €92,179
Profit (loss) before appropriations and taxes€42,783Previous: €82,853
Profit (loss) for the financial year€34,204Previous: €65,736
Assets€450,805Previous: €613,549
Current assets€284,205Previous: €277,118
Cash and bank€100,296Previous: €128,124
Equity€85,352Previous: €101,148
Retained earnings€15,736Previous: €0
Liabilities€365,454Previous: €512,401
Short-term liabilities€135,930Previous: €89,516
Readable statement lines
Financial statement lines based on the PRH filing.
Balance sheet: Assets
Fixed assets
2025-12-31€166,600
2024-12-31€336,431
Tangible assets
2025-12-31€166,600
2024-12-31€198,731
Machinery and equipment
2025-12-31€75,679
2024-12-31€101,352
Investments
2025-12-31€0
2024-12-31€137,700
Other shares and holdings
2025-12-31€0
2024-12-31€137,700
Current assets
2025-12-31€284,205
2024-12-31€277,118
Inventory
2025-12-31€98,034
2024-12-31€105,705
Materials and supplies inventory
2025-12-31€98,034
2024-12-31€105,705
Receivables
2025-12-31€85,875
2024-12-31€43,289
Short-term receivables
2025-12-31€85,875
2024-12-31€43,289
Accounts receivable
2025-12-31€61,271
2024-12-31€23,925
Short-term other receivables
2025-12-31€0
2024-12-31€2,113
Short-term accrued income
2025-12-31€24,077
2024-12-31€16,931
Cash and bank
2025-12-31€100,296
2024-12-31€128,124
Assets
2025-12-31€450,805
2024-12-31€613,549
Balance sheet: Equity and liabilities
Equity
2025-12-31€85,352
2024-12-31€101,148
Share capital
2025-12-31€8,000
2024-12-31€8,000
Invested unrestricted equity reserve
2025-12-31€27,412
2024-12-31€27,412
Retained earnings
2025-12-31€15,736
2024-12-31€0
Profit (loss) for the financial year in equity
2025-12-31€34,204
2024-12-31€65,736
Long-term liabilities
2025-12-31€229,523
2024-12-31€422,885
Long-term subordinated loans
2025-12-31€109,016
2024-12-31€0
Long-term loans from financial institutions
2025-12-31€120,507
2024-12-31€155,077
Liabilities
2025-12-31€365,454
2024-12-31€512,401
Short-term liabilities
2025-12-31€135,930
2024-12-31€89,516
Short-term subordinated loans
2025-12-31€21,792
2024-12-31€0
Short-term loans from financial institutions
2025-12-31€34,344
2024-12-31€0
Accounts payable
2025-12-31€11,576
2024-12-31€17,734
Short-term other liabilities
2025-12-31€29,390
2024-12-31€6,475
Short-term accrued expenses
2025-12-31€38,829
2024-12-31€25,405
Liabilities and equity
2025-12-31€450,805
2024-12-31€613,549
Income statement
Revenue
2025-12-31€635,631
2024-12-31€817,837
Other operating income
2025-12-31€2,300
2024-12-31€0
Purchased services
2025-12-31€16,487
2024-12-31€11,580
Materials and services
2025-12-31€157,125
2024-12-31€218,759
Inventory change
2025-12-31€7,671
2024-12-31-€7,933
Personnel expenses
2025-12-31€259,340
2024-12-31€297,444
Wages and salaries
2025-12-31€200,229
2024-12-31€230,097
Pension expenses
2025-12-31€49,033
2024-12-31€56,534
Other personnel expenses
2025-12-31€10,078
2024-12-31€10,814
Depreciation and impairment
2025-12-31€32,130
2024-12-31€36,851
Planned depreciation
2025-12-31€32,130
2024-12-31€36,851
Other operating expenses
2025-12-31€138,678
2024-12-31€172,604
Operating profit (loss)
2025-12-31€50,657
2024-12-31€92,179
Other interest and financial income from others
2025-12-31€19
2024-12-31€379
Interest and other financial expenses to others
2025-12-31€7,893
2024-12-31€9,706
Financial income and expenses
2025-12-31€7,874
2024-12-31€9,326
Profit (loss) before appropriations and taxes
2025-12-31€42,783
2024-12-31€82,853
Income taxes
2025-12-31€8,579
2024-12-31€17,117
Profit (loss) for the financial year
2025-12-31€34,204
2024-12-31€65,736
Source
Original financial statement filing from PRH.
PRH source filing
You can view the original PRH XML filing when needed.
Show PRH XML filing
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<xbrldi:explicitMember dimension="fi_dim:REF">fi_RF:x4</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx107">
<entity>
<identifier scheme="http://ytj.fi">1868278-3</identifier>
</entity>
<period>
<instant>2025-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x2895</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx250">
<entity>
<identifier scheme="http://ytj.fi">1868278-3</identifier>
</entity>
<period>
<instant>2024-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x2895</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="fi_dim:REF">fi_RF:x4</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx109">
<entity>
<identifier scheme="http://ytj.fi">1868278-3</identifier>
</entity>
<period>
<instant>2025-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x376</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx252">
<entity>
<identifier scheme="http://ytj.fi">1868278-3</identifier>
</entity>
<period>
<instant>2024-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x376</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="fi_dim:REF">fi_RF:x4</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx116">
<entity>
<identifier scheme="http://ytj.fi">1868278-3</identifier>
</entity>
<period>
<instant>2025-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x2920</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx259">
<entity>
<identifier scheme="http://ytj.fi">1868278-3</identifier>
</entity>
<period>
<instant>2024-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x2920</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="fi_dim:REF">fi_RF:x4</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx119">
<entity>
<identifier scheme="http://ytj.fi">1868278-3</identifier>
</entity>
<period>
<instant>2025-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x2934</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx262">
<entity>
<identifier scheme="http://ytj.fi">1868278-3</identifier>
</entity>
<period>
<instant>2024-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x2934</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="fi_dim:REF">fi_RF:x4</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx124">
<entity>
<identifier scheme="http://ytj.fi">1868278-3</identifier>
</entity>
<period>
<instant>2025-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x2963</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx267">
<entity>
<identifier scheme="http://ytj.fi">1868278-3</identifier>
</entity>
<period>
<instant>2024-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x2963</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="fi_dim:REF">fi_RF:x4</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx129">
<entity>
<identifier scheme="http://ytj.fi">1868278-3</identifier>
</entity>
<period>
<instant>2025-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x1830</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx272">
<entity>
<identifier scheme="http://ytj.fi">1868278-3</identifier>
</entity>
<period>
<instant>2024-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x1830</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="fi_dim:REF">fi_RF:x4</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx130">
<entity>
<identifier scheme="http://ytj.fi">1868278-3</identifier>
</entity>
<period>
<instant>2025-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x3011</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx273">
<entity>
<identifier scheme="http://ytj.fi">1868278-3</identifier>
</entity>
<period>
<instant>2024-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x3011</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="fi_dim:REF">fi_RF:x4</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx133">
<entity>
<identifier scheme="http://ytj.fi">1868278-3</identifier>
</entity>
<period>
<instant>2025-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x3023</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx276">
<entity>
<identifier scheme="http://ytj.fi">1868278-3</identifier>
</entity>
<period>
<instant>2024-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x3023</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="fi_dim:REF">fi_RF:x4</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx134">
<entity>
<identifier scheme="http://ytj.fi">1868278-3</identifier>
</entity>
<period>
<instant>2025-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x3027</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx277">
<entity>
<identifier scheme="http://ytj.fi">1868278-3</identifier>
</entity>
<period>
<instant>2024-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x3027</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="fi_dim:REF">fi_RF:x4</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx136">
<entity>
<identifier scheme="http://ytj.fi">1868278-3</identifier>
</entity>
<period>
<instant>2025-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x3051</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx279">
<entity>
<identifier scheme="http://ytj.fi">1868278-3</identifier>
</entity>
<period>
<instant>2024-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x3051</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="fi_dim:REF">fi_RF:x4</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx138">
<entity>
<identifier scheme="http://ytj.fi">1868278-3</identifier>
</entity>
<period>
<instant>2025-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x1819</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx281">
<entity>
<identifier scheme="http://ytj.fi">1868278-3</identifier>
</entity>
<period>
<instant>2024-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x1819</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="fi_dim:REF">fi_RF:x4</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx140">
<entity>
<identifier scheme="http://ytj.fi">1868278-3</identifier>
</entity>
<period>
<instant>2025-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x1825</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx283">
<entity>
<identifier scheme="http://ytj.fi">1868278-3</identifier>
</entity>
<period>
<instant>2024-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x1825</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="fi_dim:REF">fi_RF:x4</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx141">
<entity>
<identifier scheme="http://ytj.fi">1868278-3</identifier>
</entity>
<period>
<instant>2025-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x1826</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx284">
<entity>
<identifier scheme="http://ytj.fi">1868278-3</identifier>
</entity>
<period>
<instant>2024-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x1826</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="fi_dim:REF">fi_RF:x4</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx142">
<entity>
<identifier scheme="http://ytj.fi">1868278-3</identifier>
</entity>
<period>
<instant>2025-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x1811</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx285">
<entity>
<identifier scheme="http://ytj.fi">1868278-3</identifier>
</entity>
<period>
<instant>2024-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x1811</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="fi_dim:REF">fi_RF:x4</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx143">
<entity>
<identifier scheme="http://ytj.fi">1868278-3</identifier>
</entity>
<period>
<instant>2025-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x424</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx286">
<entity>
<identifier scheme="http://ytj.fi">1868278-3</identifier>
</entity>
<period>
<instant>2024-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x424</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="fi_dim:REF">fi_RF:x4</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx144">
<entity>
<identifier scheme="http://ytj.fi">1868278-3</identifier>
</entity>
<period>
<instant>2025-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x481</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx287">
<entity>
<identifier scheme="http://ytj.fi">1868278-3</identifier>
</entity>
<period>
<instant>2024-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x481</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="fi_dim:REF">fi_RF:x4</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx2">
<entity>
<identifier scheme="http://ytj.fi">1868278-3</identifier>
</entity>
<period>
<instant>2025-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x673</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx145">
<entity>
<identifier scheme="http://ytj.fi">1868278-3</identifier>
</entity>
<period>
<instant>2024-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x673</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="fi_dim:REF">fi_RF:x53</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx5">
<entity>
<identifier scheme="http://ytj.fi">1868278-3</identifier>
</entity>
<period>
<instant>2025-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x49</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx148">
<entity>
<identifier scheme="http://ytj.fi">1868278-3</identifier>
</entity>
<period>
<instant>2024-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x49</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="fi_dim:REF">fi_RF:x53</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx7">
<entity>
<identifier scheme="http://ytj.fi">1868278-3</identifier>
</entity>
<period>
<instant>2025-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x755</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx150">
<entity>
<identifier scheme="http://ytj.fi">1868278-3</identifier>
</entity>
<period>
<instant>2024-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x755</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="fi_dim:REF">fi_RF:x53</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx8">
<entity>
<identifier scheme="http://ytj.fi">1868278-3</identifier>
</entity>
<period>
<instant>2025-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x544</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx151">
<entity>
<identifier scheme="http://ytj.fi">1868278-3</identifier>
</entity>
<period>
<instant>2024-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x544</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="fi_dim:REF">fi_RF:x53</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx9">
<entity>
<identifier scheme="http://ytj.fi">1868278-3</identifier>
</entity>
<period>
<instant>2025-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x10</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx152">
<entity>
<identifier scheme="http://ytj.fi">1868278-3</identifier>
</entity>
<period>
<instant>2024-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x10</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="fi_dim:REF">fi_RF:x53</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx10">
<entity>
<identifier scheme="http://ytj.fi">1868278-3</identifier>
</entity>
<period>
<instant>2025-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x758</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx153">
<entity>
<identifier scheme="http://ytj.fi">1868278-3</identifier>
</entity>
<period>
<instant>2024-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x758</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="fi_dim:REF">fi_RF:x53</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx11">
<entity>
<identifier scheme="http://ytj.fi">1868278-3</identifier>
</entity>
<period>
<instant>2025-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x6</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx154">
<entity>
<identifier scheme="http://ytj.fi">1868278-3</identifier>
</entity>
<period>
<instant>2024-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x6</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="fi_dim:REF">fi_RF:x53</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx13">
<entity>
<identifier scheme="http://ytj.fi">1868278-3</identifier>
</entity>
<period>
<instant>2025-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x8</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx156">
<entity>
<identifier scheme="http://ytj.fi">1868278-3</identifier>
</entity>
<period>
<instant>2024-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x8</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="fi_dim:REF">fi_RF:x53</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx14">
<entity>
<identifier scheme="http://ytj.fi">1868278-3</identifier>
</entity>
<period>
<instant>2025-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x9</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx157">
<entity>
<identifier scheme="http://ytj.fi">1868278-3</identifier>
</entity>
<period>
<instant>2024-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x9</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="fi_dim:REF">fi_RF:x53</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx15">
<entity>
<identifier scheme="http://ytj.fi">1868278-3</identifier>
</entity>
<period>
<instant>2025-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x5</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx158">
<entity>
<identifier scheme="http://ytj.fi">1868278-3</identifier>
</entity>
<period>
<instant>2024-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x5</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="fi_dim:REF">fi_RF:x53</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx16">
<entity>
<identifier scheme="http://ytj.fi">1868278-3</identifier>
</entity>
<period>
<instant>2025-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x449</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx159">
<entity>
<identifier scheme="http://ytj.fi">1868278-3</identifier>
</entity>
<period>
<instant>2024-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x449</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="fi_dim:REF">fi_RF:x53</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx19">
<entity>
<identifier scheme="http://ytj.fi">1868278-3</identifier>
</entity>
<period>
<instant>2025-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x448</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx162">
<entity>
<identifier scheme="http://ytj.fi">1868278-3</identifier>
</entity>
<period>
<instant>2024-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x448</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="fi_dim:REF">fi_RF:x53</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx20">
<entity>
<identifier scheme="http://ytj.fi">1868278-3</identifier>
</entity>
<period>
<instant>2025-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x1869</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx163">
<entity>
<identifier scheme="http://ytj.fi">1868278-3</identifier>
</entity>
<period>
<instant>2024-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x1869</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="fi_dim:REF">fi_RF:x53</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx21">
<entity>
<identifier scheme="http://ytj.fi">1868278-3</identifier>
</entity>
<period>
<instant>2025-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x689</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx164">
<entity>
<identifier scheme="http://ytj.fi">1868278-3</identifier>
</entity>
<period>
<instant>2024-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x689</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="fi_dim:REF">fi_RF:x53</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx29">
<entity>
<identifier scheme="http://ytj.fi">1868278-3</identifier>
</entity>
<period>
<instant>2025-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x4014</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx172">
<entity>
<identifier scheme="http://ytj.fi">1868278-3</identifier>
</entity>
<period>
<instant>2024-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x4014</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="fi_dim:REF">fi_RF:x53</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx34">
<entity>
<identifier scheme="http://ytj.fi">1868278-3</identifier>
</entity>
<period>
<instant>2025-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x4046</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx177">
<entity>
<identifier scheme="http://ytj.fi">1868278-3</identifier>
</entity>
<period>
<instant>2024-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x4046</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="fi_dim:REF">fi_RF:x53</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx35">
<entity>
<identifier scheme="http://ytj.fi">1868278-3</identifier>
</entity>
<period>
<instant>2025-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x12</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx178">
<entity>
<identifier scheme="http://ytj.fi">1868278-3</identifier>
</entity>
<period>
<instant>2024-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x12</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="fi_dim:REF">fi_RF:x53</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx36">
<entity>
<identifier scheme="http://ytj.fi">1868278-3</identifier>
</entity>
<period>
<instant>2025-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x738</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx179">
<entity>
<identifier scheme="http://ytj.fi">1868278-3</identifier>
</entity>
<period>
<instant>2024-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x738</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="fi_dim:REF">fi_RF:x53</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx41">
<entity>
<identifier scheme="http://ytj.fi">1868278-3</identifier>
</entity>
<period>
<instant>2025-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x541</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx184">
<entity>
<identifier scheme="http://ytj.fi">1868278-3</identifier>
</entity>
<period>
<instant>2024-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x541</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="fi_dim:REF">fi_RF:x53</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx42">
<entity>
<identifier scheme="http://ytj.fi">1868278-3</identifier>
</entity>
<period>
<instant>2025-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x740</xbrldi:explicitMember>
</scenario>
</context>
<context id="_ctx185">
<entity>
<identifier scheme="http://ytj.fi">1868278-3</identifier>
</entity>
<period>
<instant>2024-12-31</instant>
</period>
<scenario>
<xbrldi:explicitMember dimension="fi_dim:MCY">fi_MC:x740</xbrldi:explicitMember>
<xbrldi:explicitMember dimension="fi_dim:REF">fi_RF:x53</xbrldi:explicitMember>
</scenario>
</context>
<unit id="ISO4217_EUR">
<measure>iso4217:EUR</measure>
</unit>
<fi_met:si168 contextRef="_ctx1">Fintec Oy</fi_met:si168>
<fi_met:di120 contextRef="_ctx1">2025-01-01</fi_met:di120>
<fi_met:di121 contextRef="_ctx1">2025-12-31</fi_met:di121>
<fi_met:si289 contextRef="_ctx1">1868278-3</fi_met:si289>
<fi_met:mi53 contextRef="_ctx50" decimals="2" unitRef="ISO4217_EUR">5136.39</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx193" decimals="2" unitRef="ISO4217_EUR">5136.39</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx53" decimals="2" unitRef="ISO4217_EUR">85785.32</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx196" decimals="2" unitRef="ISO4217_EUR">92242.27</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx55" decimals="2" unitRef="ISO4217_EUR">75678.54</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx198" decimals="2" unitRef="ISO4217_EUR">101351.96</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx58" decimals="2" unitRef="ISO4217_EUR">166600.25</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx201" decimals="2" unitRef="ISO4217_EUR">198730.62</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx64" decimals="2" unitRef="ISO4217_EUR">0.00</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx207" decimals="2" unitRef="ISO4217_EUR">137700.00</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx65" decimals="2" unitRef="ISO4217_EUR">0.00</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx208" decimals="2" unitRef="ISO4217_EUR">137700.00</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx66" decimals="2" unitRef="ISO4217_EUR">166600.25</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx209" decimals="2" unitRef="ISO4217_EUR">336430.62</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx67" decimals="2" unitRef="ISO4217_EUR">98034.09</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx210" decimals="2" unitRef="ISO4217_EUR">105705.40</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx72" decimals="2" unitRef="ISO4217_EUR">98034.09</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx215" decimals="2" unitRef="ISO4217_EUR">105705.40</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx82" decimals="2" unitRef="ISO4217_EUR">61271.31</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx225" decimals="2" unitRef="ISO4217_EUR">23924.92</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx83" decimals="2" unitRef="ISO4217_EUR">526.25</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx226" decimals="2" unitRef="ISO4217_EUR">320.00</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx86" decimals="2" unitRef="ISO4217_EUR">0.00</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx229" decimals="2" unitRef="ISO4217_EUR">2112.80</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx87" decimals="2" unitRef="ISO4217_EUR">24077.16</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx230" decimals="2" unitRef="ISO4217_EUR">16931.01</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx88" decimals="2" unitRef="ISO4217_EUR">85874.72</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx231" decimals="2" unitRef="ISO4217_EUR">43288.73</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx89" decimals="2" unitRef="ISO4217_EUR">85874.72</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx232" decimals="2" unitRef="ISO4217_EUR">43288.73</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx94" decimals="2" unitRef="ISO4217_EUR">100296.30</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx237" decimals="2" unitRef="ISO4217_EUR">128124.13</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx95" decimals="2" unitRef="ISO4217_EUR">284205.11</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx238" decimals="2" unitRef="ISO4217_EUR">277118.26</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx96" decimals="2" unitRef="ISO4217_EUR">450805.36</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx239" decimals="2" unitRef="ISO4217_EUR">613548.88</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx97" decimals="2" unitRef="ISO4217_EUR">8000.00</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx240" decimals="2" unitRef="ISO4217_EUR">8000.00</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx101" decimals="2" unitRef="ISO4217_EUR">27412.00</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx244" decimals="2" unitRef="ISO4217_EUR">27412.00</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx106" decimals="2" unitRef="ISO4217_EUR">15736.07</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx249" decimals="2" unitRef="ISO4217_EUR">0.00</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx107" decimals="2" unitRef="ISO4217_EUR">34203.67</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx250" decimals="2" unitRef="ISO4217_EUR">65736.07</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx109" decimals="2" unitRef="ISO4217_EUR">85351.74</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx252" decimals="2" unitRef="ISO4217_EUR">101148.07</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx116" decimals="2" unitRef="ISO4217_EUR">109016.24</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx259" decimals="2" unitRef="ISO4217_EUR">0.00</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx119" decimals="2" unitRef="ISO4217_EUR">120507.10</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx262" decimals="2" unitRef="ISO4217_EUR">155076.83</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx124" decimals="2" unitRef="ISO4217_EUR">0.00</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx267" decimals="2" unitRef="ISO4217_EUR">267808.24</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx129" decimals="2" unitRef="ISO4217_EUR">229523.34</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx272" decimals="2" unitRef="ISO4217_EUR">422885.07</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx130" decimals="2" unitRef="ISO4217_EUR">21792.00</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx273" decimals="2" unitRef="ISO4217_EUR">0.00</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx133" decimals="2" unitRef="ISO4217_EUR">34343.68</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx276" decimals="2" unitRef="ISO4217_EUR">0.00</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx134" decimals="2" unitRef="ISO4217_EUR">0.00</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx277" decimals="2" unitRef="ISO4217_EUR">36901.22</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx136" decimals="2" unitRef="ISO4217_EUR">0.00</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx279" decimals="2" unitRef="ISO4217_EUR">3000.00</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx138" decimals="2" unitRef="ISO4217_EUR">11575.80</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx281" decimals="2" unitRef="ISO4217_EUR">17734.45</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx140" decimals="2" unitRef="ISO4217_EUR">29389.60</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx283" decimals="2" unitRef="ISO4217_EUR">6474.73</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx141" decimals="2" unitRef="ISO4217_EUR">38829.20</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx284" decimals="2" unitRef="ISO4217_EUR">25405.34</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx142" decimals="2" unitRef="ISO4217_EUR">135930.28</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx285" decimals="2" unitRef="ISO4217_EUR">89515.74</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx143" decimals="2" unitRef="ISO4217_EUR">365453.62</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx286" decimals="2" unitRef="ISO4217_EUR">512400.81</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx144" decimals="2" unitRef="ISO4217_EUR">450805.36</fi_met:mi53>
<fi_met:mi53 contextRef="_ctx287" decimals="2" unitRef="ISO4217_EUR">613548.88</fi_met:mi53>
<fi_met:md103 contextRef="_ctx2" decimals="2" unitRef="ISO4217_EUR">635630.96</fi_met:md103>
<fi_met:md103 contextRef="_ctx145" decimals="2" unitRef="ISO4217_EUR">817836.96</fi_met:md103>
<fi_met:md103 contextRef="_ctx5" decimals="2" unitRef="ISO4217_EUR">2300.00</fi_met:md103>
<fi_met:md103 contextRef="_ctx148" decimals="2" unitRef="ISO4217_EUR">0.00</fi_met:md103>
<fi_met:md103 contextRef="_ctx7" decimals="2" unitRef="ISO4217_EUR">132967.39</fi_met:md103>
<fi_met:md103 contextRef="_ctx150" decimals="2" unitRef="ISO4217_EUR">215112.95</fi_met:md103>
<fi_met:md103 contextRef="_ctx8" decimals="2" unitRef="ISO4217_EUR">7671.31</fi_met:md103>
<fi_met:md103 contextRef="_ctx151" decimals="2" unitRef="ISO4217_EUR">-7933.46</fi_met:md103>
<fi_met:md103 contextRef="_ctx9" decimals="2" unitRef="ISO4217_EUR">16486.54</fi_met:md103>
<fi_met:md103 contextRef="_ctx152" decimals="2" unitRef="ISO4217_EUR">11579.80</fi_met:md103>
<fi_met:md103 contextRef="_ctx10" decimals="2" unitRef="ISO4217_EUR">157125.24</fi_met:md103>
<fi_met:md103 contextRef="_ctx153" decimals="2" unitRef="ISO4217_EUR">218759.29</fi_met:md103>
<fi_met:md103 contextRef="_ctx11" decimals="2" unitRef="ISO4217_EUR">200229.04</fi_met:md103>
<fi_met:md103 contextRef="_ctx154" decimals="2" unitRef="ISO4217_EUR">230096.58</fi_met:md103>
<fi_met:md103 contextRef="_ctx13" decimals="2" unitRef="ISO4217_EUR">49033.35</fi_met:md103>
<fi_met:md103 contextRef="_ctx156" decimals="2" unitRef="ISO4217_EUR">56533.59</fi_met:md103>
<fi_met:md103 contextRef="_ctx14" decimals="2" unitRef="ISO4217_EUR">10077.73</fi_met:md103>
<fi_met:md103 contextRef="_ctx157" decimals="2" unitRef="ISO4217_EUR">10813.76</fi_met:md103>
<fi_met:md103 contextRef="_ctx15" decimals="2" unitRef="ISO4217_EUR">259340.12</fi_met:md103>
<fi_met:md103 contextRef="_ctx158" decimals="2" unitRef="ISO4217_EUR">297443.93</fi_met:md103>
<fi_met:md103 contextRef="_ctx16" decimals="2" unitRef="ISO4217_EUR">32130.37</fi_met:md103>
<fi_met:md103 contextRef="_ctx159" decimals="2" unitRef="ISO4217_EUR">36850.53</fi_met:md103>
<fi_met:md103 contextRef="_ctx19" decimals="2" unitRef="ISO4217_EUR">32130.37</fi_met:md103>
<fi_met:md103 contextRef="_ctx162" decimals="2" unitRef="ISO4217_EUR">36850.53</fi_met:md103>
<fi_met:md103 contextRef="_ctx20" decimals="2" unitRef="ISO4217_EUR">138678.12</fi_met:md103>
<fi_met:md103 contextRef="_ctx163" decimals="2" unitRef="ISO4217_EUR">172603.96</fi_met:md103>
<fi_met:md103 contextRef="_ctx21" decimals="2" unitRef="ISO4217_EUR">50657.11</fi_met:md103>
<fi_met:md103 contextRef="_ctx164" decimals="2" unitRef="ISO4217_EUR">92179.25</fi_met:md103>
<fi_met:md103 contextRef="_ctx29" decimals="2" unitRef="ISO4217_EUR">18.77</fi_met:md103>
<fi_met:md103 contextRef="_ctx172" decimals="2" unitRef="ISO4217_EUR">379.36</fi_met:md103>
<fi_met:md103 contextRef="_ctx34" decimals="2" unitRef="ISO4217_EUR">7892.84</fi_met:md103>
<fi_met:md103 contextRef="_ctx177" decimals="2" unitRef="ISO4217_EUR">9705.83</fi_met:md103>
<fi_met:md103 contextRef="_ctx35" decimals="2" unitRef="ISO4217_EUR">7874.07</fi_met:md103>
<fi_met:md103 contextRef="_ctx178" decimals="2" unitRef="ISO4217_EUR">9326.47</fi_met:md103>
<fi_met:md103 contextRef="_ctx36" decimals="2" unitRef="ISO4217_EUR">42783.04</fi_met:md103>
<fi_met:md103 contextRef="_ctx179" decimals="2" unitRef="ISO4217_EUR">82852.78</fi_met:md103>
<fi_met:md103 contextRef="_ctx41" decimals="2" unitRef="ISO4217_EUR">8579.37</fi_met:md103>
<fi_met:md103 contextRef="_ctx184" decimals="2" unitRef="ISO4217_EUR">17116.71</fi_met:md103>
<fi_met:md103 contextRef="_ctx42" decimals="2" unitRef="ISO4217_EUR">34203.67</fi_met:md103>
<fi_met:md103 contextRef="_ctx185" decimals="2" unitRef="ISO4217_EUR">65736.07</fi_met:md103>
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