Business profile

Fintelin Oy

Fintelin Oy's registered office is Helsingfors. It is a limited company. The company was established on 2024-05-15. It operates in the industry of other miscellaneous specialised construction activities n.e.c.. In its latest retained statement for 2025-12-31, revenue was €5,204,994 and operating profit was €154,068.

Business ID 3447725-3ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3447725-3
Sector
Other miscellaneous specialised construction activities n.e.c.
Municipality
Helsingfors
Company form
Limited company
Registration date
2024-05-15
Business ID registration date
2024-05-08
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Vilppulantie 10a lh. 1, 00700, Helsingfors

People and decision-makers

Ots GertVarsinainen jäsen
Gavrilov GertOikeutettu nimenkirjoittaja
Gert GavrilovHallitus: varajäsen

About Fintelin Oy

Financial position and key figures for the company.

Fintelin Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2024-05-15. It operates in the industry of other miscellaneous specialised construction activities n.e.c.. In its latest retained statement for 2025-12-31, revenue was €5,204,994 and operating profit was €154,068. The latest retained financial statement for 2025-12-31 shows revenue of €5,204,994 and profit for the financial year of €96,265. Based on the latest retained statement, revenue growth was +65222.7%, operating margin was +3.0%, and equity ratio was +14.3%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods2
PRH parsed2
Profile sourceCombined source
Derived indicators
Revenue growth65222.7%
Operating margin3.0%
Equity ratio14.3%
Revenue€5,204,994+€5,197,026 (+65222.7%) vs previous periodPrevious: €7,968
Operating profit (loss)€154,068+€144,958 (+1591.1%) vs previous periodPrevious: €9,110
Profit (loss) for the financial year€96,265+€88,977 (+1220.9%) vs previous periodPrevious: €7,288
Assets€721,567+€712,118 (+7536.7%) vs previous periodPrevious: €9,449
Balance-sheet contextLatest financial period
Other operating income€0Previous: €2,013
Cash and bank€36,050Previous: €9,449
Retained earnings€7,288Previous: €0
Profit before taxes€125,583Previous: €9,110
Equity€103,553Previous: €7,288
Liabilities€618,014Previous: €2,161
Current assets€653,977Previous: €9,449
Current liabilities€561,686Previous: €2,161
Employees62Previous: 0
Revenue trend2 periods
€7,968
2024-12-31
€5,204,994
2025-12-31
Operating profit (loss) trend2 periods
€9,110
2024-12-31
€154,068
2025-12-31
Profit (loss) for the financial year trend2 periods
€7,288
2024-12-31
€96,265
2025-12-31
Assets trend2 periods
€9,449
2024-12-31
€721,567
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: Yhdistetty lähde.

Equity ratioWeak
18/100 · Declining
14.3 %2024-12-31: 77.1 %
Current ratioWeak
2/100 · Declining
0.06x2024-12-31: 4.37x
Operating profit marginPassable
57/100 · Declining
3.0 %2024-12-31: 91.3 %
Ratio history
Ratio2024-12-312025-12-31
Equity ratio77.1 %14.3 %
Current ratio4.37x0.06x
Operating profit margin91.3 %3.0 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3447725-3
VAT IDFI34477253
EU IDFIFPRO.3447725-3
MunicipalityHelsingfors
Current registered entries
2024-05-15Registered in Tax Administration (Tax Administration)
2024-05-15Registered in Patent and Registration Office (Trade Register)
2024-06-01VAT-liable for business activity in Tax Administration (VAT Register)
2024-06-01Registered in Tax Administration (Prepayment Register)
2024-12-01Registered in Tax Administration (Employer Register)

Responsible people

Public role relationships materialized from source observations.

Ots GertVarsinainen jäsenSources: 4 · Confidence: 78%
Gavrilov GertOikeutettu nimenkirjoittajaSources: 1 · Confidence: 78%
Gert GavrilovHallitus: varajäsenSources: 1 · Confidence: 76%

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B3
MonitorFintelin Oy
Grade unchangedB3 · new analysis 2026-10-15
Model score40/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
2 comparable periods
RevenueImproving
ProfitabilityDeteriorating
SolvencyDeteriorating
LiquidityDeteriorating
Peer comparisonSame industry and sizeDescriptive comparison – does not change the model score.
72 peers
Solvency18%
Below 82% of peers
Profitability35%
Below 65% of peers
Liquidity61%
Better than 61% of peers
Revenue growth100%
Better than 100% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings
Latest registration lag99 days after period end
Typical registration lag104 days after period end
Annual continuity2 consecutive periods
Supporting factors
  • Active registered status
  • A newer financial statement filing has been reported
Risk factors to note
  • Weak current ratio
  • High balance-sheet leverage
  • Coordinated deterioration across 3 financial domains
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
B3
2026-10-15 18:1940/100 · v0.14
B3 → B3 · -3 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Usable financial evidence → Strong financial evidence.
B3
2026-09-1443/100 · v0.14
B3 → B3 · -3 points
  • Revenue: Improving
  • Profitability: Deteriorating
  • Solvency: Deteriorating
B3
2026-09-1446/100 · v0.13
B3 → B3
  • Evidence quality: Registry and statistical evidence → Usable financial evidence.
B3
2026-09-1346/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeB3
Automatic model snapshot2026-10-15
Automatic model versionopen-risk-grade-v0.14
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskhigh
26/100

Industry context is high based on normalized open statistical inputs.

Age and continuityNuori
15/100

The company has about 2 years of registry continuity.

Registry and status signalsRajallinen
51/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.

Registry timeline

Trade register notifications shown on a timeline.

6 register eventsLatest event: 2026-04-18

Financial statements availability

Available financial statement periods and PRH source filings.

2 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Fintelin Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.