Risk grade updatedRisk gradeEvidence verified
30 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → B3.Business profile
FINTER Oy
FINTER Oy's registered office is Akaa. It is a limited company. The company was established on 2019-02-22. It operates in the industry of installation of industrial machinery and equipment. In its latest retained statement for 2025-12-31, revenue was €340,411 and operating profit was €4,831.
Business ID 2982906-6ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2982906-6
- Sector
- Installation of industrial machinery and equipment
- Municipality
- Akaa
- Company form
- Limited company
- Registration date
- 2019-02-22
- Business ID registration date
- 2019-02-19
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Ryödintie 17, 37800, Akaa
Postal address: Konalantie 39 A 3, 00390, Helsingfors
Website: https://ftcleaning.fiSource observation
About FINTER Oy
Financial position and key figures for the company.
FINTER Oy's location municipality is Akaa. It is a limited company. The company was established on 2019-02-22. It operates in the industry of installation of industrial machinery and equipment. In its latest retained statement for 2025-12-31, revenue was €340,411 and operating profit was €4,831. The latest retained financial statement for 2025-12-31 shows revenue of €340,411 and profit for the financial year of €3,472. Based on the latest retained statement, revenue growth was -13.6%, operating margin was +1.4%, and equity ratio was +25.7%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
3
2
PRH/XBRL financial statement
Derived indicators
Revenue growth-13.6%
Operating margin1.4%
Equity ratio25.7%
Balance-sheet contextLatest financial period
Other operating income€15,513Previous: €0
Cash and bank€9,671Previous: €15,777
Retained earnings€3,118Previous: -€24,018
Equity€9,089Previous: €36,106
Liabilities€26,290Previous: €40,190
Current assets€17,192Previous: €33,890
Current liabilities€23,923Previous: €37,823
Revenue trend2 periods
€394,059
2024-12-31
€340,411
2025-12-31
Operating profit (loss) trend2 periods
€28,978
2024-12-31
€4,831
2025-12-31
Profit (loss) for the financial year trend2 periods
€27,136
2024-12-31
€3,472
2025-12-31
Assets trend2 periods
€76,296
2024-12-31
€35,379
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioPassable
32/100 · Declining
Current ratioWeak
13/100 · Declining
Operating profit marginPassable
53/100 · Declining
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 47.3 % | 25.7 % |
| Current ratio | 0.42x | 0.40x |
| Operating profit margin | 7.3 % | 1.4 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2982906-6
VAT IDFI29829066
EU IDFIFPRO.2982906-6
MunicipalityAkaa
Current registered entries
2019-01-30VAT-liable for business activity in Tax Administration (VAT Register)
2019-02-19Registered in Tax Administration (Prepayment Register)
2019-02-22Registered in Tax Administration (Tax Administration)
2019-02-22Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B3
MonitorFINTER Oy
Grade downgradedB2 → B3 · new analysis 2026-09-30
49/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
3 comparable periodsLiquidityStable
Same size nationallyDescriptive comparison – does not change the model score.
338 peersSolvency30%
Below 70% of peers
Profitability33%
Below 67% of peers
Liquidity50%
Close to the peer-group midpoint
Revenue growth17%
Below 83% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings27 days after period end
37 days after period end
3 consecutive periods
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Weak current ratio
- Coordinated deterioration across 3 financial domains
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsB3
2026-09-30 20:2449/100 · v0.14
B2 → B3 · -8 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B2
2026-09-1557/100 · v0.14
B2 → B2 · +2 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1455/100 · v0.12
Oldest retained automatic assessment in this comparisonB3
2026-09-30
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
43/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 7 years of registry continuity.
Registry and status signalsSeurattava
66/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
15 register eventsLatest event: 2026-01-27
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
FINTER Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.