Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
Firmum Futurum Oy
Firmum Futurum Oy's registered office is Esbo. It is a limited company. The company was established on 2023-10-30. It operates in the industry of activities of holding companies. In its latest retained statement for 2025-12-31, revenue was €66,108 and operating profit was -€23,456.
Business ID 3397893-7ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3397893-7
- Sector
- Activities of holding companies
- Municipality
- Esbo
- Company form
- Limited company
- Registration date
- 2023-10-30
- Business ID registration date
- 2023-10-18
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Palotie 26 L, 02760, Esbo
About Firmum Futurum Oy
Financial position and key figures for the company.
Firmum Futurum Oy's location municipality is Esbo. It is a limited company. The company was established on 2023-10-30. It operates in the industry of activities of holding companies. In its latest retained statement for 2025-12-31, revenue was €66,108 and operating profit was -€23,456. The latest retained financial statement for 2025-12-31 shows revenue of €66,108 and profit for the financial year of €605,007. Based on the latest retained statement, revenue growth was not currently available, operating margin was -35.5%, and equity ratio was +98.7%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
2
2
PRH/XBRL financial statement
Derived indicators
Operating margin-35.5%
Equity ratio98.7%
Balance-sheet contextLatest financial period
Inventory€297,440Previous: €0
Cash and bank€244,286Previous: €25,797
Retained earnings€937,115Previous: -€505
Equity€1,542,122Previous: €996,952
Liabilities€20,000Previous: €0
Current assets€1,073,788Previous: €625,797
Current liabilities€20,000Previous: €0
Operating profit (loss) trend2 periods
-€3,365
2024-12-31
-€23,456
2025-12-31
Profit (loss) for the financial year trend2 periods
€997,457
2024-12-31
€605,007
2025-12-31
Assets trend2 periods
€996,952
2024-12-31
€1,562,122
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Declining
Current ratioGood
100/100 · Trend unavailable
Operating profit marginWeak
0/100 · Trend unavailable
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 100.0 % | 98.7 % |
| Current ratio | - | 27.09x |
| Operating profit margin | - | -35.5 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3397893-7
EU IDFIFPRO.3397893-7
MunicipalityEsbo
Current registered entries
2023-10-30Registered in Patent and Registration Office (Trade Register)
2023-11-09Registered in Tax Administration (Tax Administration)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableFirmum Futurum Oy
Grade unchangedB1 · new analysis 2026-10-17
64/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
2 comparable periodsRevenueNot enough history
ProfitabilityNot enough history
SolvencyStable
LiquidityNot enough history
Same industry and sizeDescriptive comparison – does not change the model score.
92 peersSolvency79%
Better than 79% of peers
Profitability30%
Below 70% of peers
Liquidity90%
Better than 90% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings132 days after period end
159 days after period end
2 consecutive periods
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- Company context reduces the weight of an isolated financial signal
Risk factors to note
- Negative profitability or net result
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB1
2026-10-1764/100 · v0.15
B1 → B1B1
2026-09-18 16:1464/100 · v0.14
B2 → B1 · +7 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B2
2026-09-1457/100 · v0.14
B2 → B2B2
2026-09-1457/100 · v0.13
Oldest retained automatic assessment in this comparisonB1
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
80/100
Industry context is low based on normalized open statistical inputs.
Age and continuityNuori
15/100
The company has about 2 years of registry continuity.
Registry and status signalsRajallinen
46/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
18 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
10 register eventsLatest event: 2026-05-12
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Firmum Futurum Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.