Business profile

Five Travels Oy

Five Travels Oy's registered office is Kuusamo. It is a limited company. The company was established on 2022-12-14. It operates in the industry of hotels and similar accommodation. In its latest retained statement for 2024-12-31, revenue was €38,602 and operating profit was €8,219.

Claim profileContact details
Business ID 3330365-7ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3330365-7
Sector
Hotels and similar accommodation
Municipality
Kuusamo
Company form
Limited company
Registration date
2022-12-14
Business ID registration date
2022-12-08
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Rönnynrannantie 36, 93800, Kuusamo

About Five Travels Oy

Financial position and key figures for the company.

Five Travels Oy's location municipality is Kuusamo. It is a limited company. The company was established on 2022-12-14. It operates in the industry of hotels and similar accommodation. In its latest retained statement for 2024-12-31, revenue was €38,602 and operating profit was €8,219. The latest retained financial statement for 2024-12-31 shows revenue of €38,602 and profit for the financial year of €6,490. Based on the latest retained statement, revenue growth was -43.9%, operating margin was +21.3%, and equity ratio was +88.8%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2024-12-31

Imported periods2
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-43.9%
Operating margin21.3%
Equity ratio88.8%
Revenue€38,602-€30,187 (-43.9%) vs previous periodPrevious: €68,788
Operating profit (loss)€8,219-€683 (-7.7%) vs previous periodPrevious: €8,902
Profit (loss) for the financial year€6,490-€562 (-8.0%) vs previous periodPrevious: €7,052
Assets€15,257-€18,398 (-54.7%) vs previous periodPrevious: €33,655
Balance-sheet contextLatest financial period
Cash and bank€8,570Previous: €12,679
Advances received€0Previous: €7,385
Retained earnings€7,052Previous: €0
Equity€13,542Previous: €7,052
Liabilities€1,715Previous: €26,603
Current assets€15,257Previous: €33,655
Current liabilities€1,715Previous: €26,603
Revenue trend2 periods
€68,788
2023-12-31
€38,602
2024-12-31
Operating profit (loss) trend2 periods
€8,902
2023-12-31
€8,219
2024-12-31
Profit (loss) for the financial year trend2 periods
€7,052
2023-12-31
€6,490
2024-12-31
Assets trend2 periods
€33,655
2023-12-31
€15,257
2024-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
100/100 · Improving
88.8 %2023-12-31: 26.9 %
Current ratioGood
100/100 · Improving
5.00x2023-12-31: 0.48x
Operating profit marginGood
100/100 · Improving
21.3 %2023-12-31: 12.9 %
Ratio history
Ratio2023-12-312024-12-31
Equity ratio26.9 %88.8 %
Current ratio0.48x5.00x
Operating profit margin12.9 %21.3 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3330365-7
VAT IDFI33303657
EU IDFIFPRO.3330365-7
MunicipalityKuusamo
Current registered entries
2022-12-14Registered in Patent and Registration Office (Trade Register)
2022-12-20Registered in Tax Administration (Tax Administration)
2023-01-01VAT-liable for business activity in Tax Administration (VAT Register)
2023-02-08Registered in Tax Administration (Prepayment Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B1
StableFive Travels Oy
Grade unchangedB1 · new analysis 2026-10-18
Model score69/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
2 comparable periods
RevenueDeteriorating
ProfitabilityImproving
SolvencyImproving
LiquidityImproving
Peer comparisonSame industry and sizeDescriptive comparison – does not change the model score.
62 peers
Solvency84%
Better than 84% of peers
Profitability77%
Better than 77% of peers
Liquidity92%
Better than 92% of peers
Revenue growth15%
Below 85% of peers
Financial statement reporting patternDelayedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings
Latest registration lag206 days after period end
Typical registration lag389 days after period end
Annual continuity2 consecutive periods
Supporting factors
  • Strong equity ratio
  • Strong operating profitability
  • Healthy short-term liquidity
Risk factors to note
  • Sharp year-over-year revenue drop
  • Elevated industry distress context
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
B1
2026-10-1869/100 · v0.15
B1 → B1
B1
2026-10-03 16:4469/100 · v0.14
B3 → B1 · +29 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2024-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B3
2026-09-1540/100 · v0.14
B3 → B3 · -9 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B3
2026-09-1449/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeB1
Automatic model snapshot2026-10-18
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskhigh
29/100

Industry context is high based on normalized open statistical inputs.

Age and continuityNuori
35/100

The company has about 3 years of registry continuity.

Registry and status signalsRajallinen
43/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
3 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3 → B1.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.

Registry timeline

Trade register notifications shown on a timeline.

5 register eventsLatest event: 2025-07-25

Financial statements availability

Available financial statement periods and PRH source filings.

2 financial statement periodsLatest financial period: 2024-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Five Travels Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.