Business profile

Flat LKV Oy

Flat LKV Oy's registered office is Esbo. It is a limited company. The company was established on 2020-10-29. It operates in the industry of other activities auxiliary to financial services, except insurance and pension funding. In its latest retained statement for 2025-09-30, revenue was €49,570 and operating profit was -€4,938.

Business ID 3167210-9ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3167210-9
Sector
Other activities auxiliary to financial services, except insurance and pension funding
Municipality
Esbo
Company form
Limited company
Registration date
2020-10-29
Business ID registration date
2020-10-27
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Majurinkatu 19 A, 02600, Esbo

Website: https://arviopankille.fiSource observation

About Flat LKV Oy

Financial position and key figures for the company.

Flat LKV Oy's location municipality is Esbo. It is a limited company. The company was established on 2020-10-29. It operates in the industry of other activities auxiliary to financial services, except insurance and pension funding. In its latest retained statement for 2025-09-30, revenue was €49,570 and operating profit was -€4,938. The latest retained financial statement for 2025-09-30 shows revenue of €49,570 and profit for the financial year of -€4,901. Based on the latest retained statement, revenue growth was -21.5%, operating margin was -10.0%, and equity ratio was +50.4%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-09-30

Imported periods5
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-21.5%
Operating margin-10.0%
Equity ratio50.4%
Revenue€49,570-€13,609 (-21.5%) vs previous periodPrevious: €63,179
Operating profit (loss)-€4,938-€8,120 (-255.2%) vs previous periodPrevious: €3,182
Profit (loss) for the financial year-€4,901-€7,128 (-320.1%) vs previous periodPrevious: €2,227
Assets€2,444-€8,929 (-78.5%) vs previous periodPrevious: €11,372
Balance-sheet contextLatest financial period
Cash and bank€110Previous: €6,929
Retained earnings€6,132Previous: €3,906
Equity€1,231Previous: €6,132
Liabilities€1,213Previous: €5,240
Current assets€2,444Previous: €6,929
Current liabilities€1,213Previous: €5,240
Revenue trend2 periods
€63,179
2024-09-30
€49,570
2025-09-30
Operating profit (loss) trend2 periods
€3,182
2024-09-30
-€4,938
2025-09-30
Profit (loss) for the financial year trend2 periods
€2,227
2024-09-30
-€4,901
2025-09-30
Assets trend2 periods
€11,372
2024-09-30
€2,444
2025-09-30

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
63/100 · Declining
50.4 %2024-09-30: 53.9 %
Current ratioWeak
3/100 · Declining
0.09x2024-09-30: 1.32x
Operating profit marginWeak
25/100 · Declining
-10.0 %2024-09-30: 5.0 %
Ratio history
Ratio2024-09-302025-09-30
Equity ratio53.9 %50.4 %
Current ratio1.32x0.09x
Operating profit margin5.0 %-10.0 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3167210-9
VAT IDFI31672109
EU IDFIFPRO.3167210-9
MunicipalityEsbo
Current registered entries
2020-10-27VAT-liable for business activity in Tax Administration (VAT Register)
2020-10-27Registered in Tax Administration (Prepayment Register)
2020-10-29Registered in Tax Administration (Tax Administration)
2020-10-29Registered in Patent and Registration Office (Trade Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B2
SatisfactoryFlat LKV Oy
Grade downgradedA3 → B2 · new analysis 2026-10-05
Model score58/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
3 comparable periods
RevenueDeteriorating
ProfitabilityDeteriorating
SolvencyStable
LiquidityDeteriorating
Peer comparisonSame size nationallyDescriptive comparison – does not change the model score.
385 peers
Solvency47%
Close to the peer-group midpoint
Profitability32%
Below 68% of peers
Liquidity39%
Below 61% of peers
Revenue growth25%
Below 75% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag134 days after period end
Typical registration lag126 days after period end
Annual continuity4 consecutive periods
Supporting factors
  • Strong equity ratio
  • Company context reduces the weight of an isolated financial signal
  • Active registered status
Risk factors to note
  • Weak current ratio
  • Negative profitability or net result
  • Coordinated deterioration across 3 financial domains
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessments
B2
2026-10-05 22:3558/100 · v0.14
A3 → B2 · -12 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-09-30).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
A3
2026-09-1570/100 · v0.14
B1 → A3 · +8 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1462/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeB2
Automatic model snapshot2026-10-05
Automatic model versionopen-risk-grade-v0.14
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskvery low
88/100

Industry context is very low based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 5 years of registry continuity.

Registry and status signalsSeurattava
59/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
5 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → B2.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

11 register eventsLatest event: 2026-04-09

Financial statements availability

Available financial statement periods and PRH source filings.

5 financial statement periodsLatest financial period: 2025-09-30

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-04-10.

This company profile has not been claimed yet

Flat LKV Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.