Risk grade updatedRisk gradeEvidence verified
19 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → A1.Business profile
ForCapital Oy
ForCapital Oy's registered office is Turku. It is a limited company. The company was established on 1981-11-19. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €2,841,307 and operating profit was €538,530.
Business ID 0484352-3ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0484352-3
- Sector
- Other financial service activities, except insurance and pension funding n.e.c.
- Municipality
- Turku
- Company form
- Limited company
- Registration date
- 1981-11-19
- Business ID registration date
- 1982-09-06
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Aurakatu 15 B 7, 20100, Turku
Phone: +358400377241Source observation
Email: [email protected]Source observation
Website: https://www.forbom.fiSource observation
People and decision-makers
Förbom Yrjö KristianToimitusjohtaja
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Direct contact details available for logged-in usersSome person-level contact details are shown only to registered users. The data is based on public sources, such as the company's own website.Log in to view decision-maker contact details
About ForCapital Oy
Financial position and key figures for the company.
ForCapital Oy's location municipality is Turku. It is a limited company. The company was established on 1981-11-19. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €2,841,307 and operating profit was €538,530. The latest retained financial statement for 2025-12-31 shows revenue of €2,841,307 and profit for the financial year of €465,339. Based on the latest retained statement, revenue growth was +315.2%, operating margin was +19.0%, and equity ratio was +77.6%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
5
2
Combined source
Derived indicators
Revenue growth315.2%
Operating margin19.0%
Equity ratio77.6%
Balance-sheet contextLatest financial period
Inventory€3,385,711Previous: €1,415,208
Cash and bank€218,548Previous: €1,342,515
Retained earnings€2,774,023Previous: €2,958,051
Equity€3,241,885Previous: €3,076,546
Liabilities€936,000Previous: €915,495
Current assets€3,613,621Previous: €2,792,953
Current liabilities€24,877Previous: €4,372
Revenue trend5 periods
€0
2021-12-31
€1,526,000
2022-12-31
€1,456,000
2023-12-31
€684,275
2024-12-31
€2,841,307
2025-12-31
Operating profit (loss) trend5 periods
-€18,200
2021-12-31
-€76,000
2022-12-31
€2,560
2023-12-31
€18,386
2024-12-31
€538,530
2025-12-31
Profit (loss) for the financial year trend5 periods
€46,100
2021-12-31
€35,300
2022-12-31
€5,350
2023-12-31
€115,972
2024-12-31
€465,339
2025-12-31
Assets trend5 periods
€5,013,000
2021-12-31
€4,471,000
2022-12-31
€4,213,000
2023-12-31
€3,992,041
2024-12-31
€4,177,885
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Yhdistetty lähde.
Equity ratioGood
97/100 · Improving
Current ratioGood
100/100 · Declining
Operating profit marginGood
98/100 · Improving
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Equity ratio | 76.3 % | 79.6 % | 77.5 % | 77.1 % | 77.6 % |
| Current ratio | 10.10x | 2272.00x | 32.90x | 315.00x | 9.12x |
| Operating profit margin | 0.0 % | -5.0 % | 0.2 % | 2.7 % | 19.0 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0484352-3
EU IDFIFPRO.0484352-3
MunicipalityTurku
Current registered entries
1981-11-19Registered in Patent and Registration Office (Trade Register)
1982-09-06Registered in Tax Administration (Tax Administration)
1995-03-01Registered in Tax Administration (Prepayment Register)
2026-02-01Registered in Tax Administration (Employer Register)
Responsible people
Public role relationships materialized from source observations.
Direct contact details available for logged-in users.
Förbom Yrjö KristianToimitusjohtajaSources: 3 · Confidence: 78%
Förbom Yrjö OlaviPuheenjohtajaSources: 2 · Confidence: 78%
Lunden Anna MarjattaVarsinainen jäsenSources: 2 · Confidence: 78%
Förbom Yrjö KristianVarsinainen jäsenSources: 1 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A1
ExcellentForCapital Oy
Grade upgradedA3 → A1 · new analysis 2026-09-19
93/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsRevenueImproving
ProfitabilityImproving
SolvencyStable
National Tier 1 comparisonDescriptive comparison – does not change the model score.
857 peersSolvency67%
Better than 67% of peers
Profitability84%
Better than 84% of peers
Liquidity99%
Better than 99% of peers
Revenue growth98%
Better than 98% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings104 days after period end
130 days after period end
4 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Healthy short-term liquidity
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA1
2026-09-19 21:1193/100 · v0.14
A3 → A1 · +18 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
A3
2026-09-1475/100 · v0.14
A3 → A3A3
2026-09-1475/100 · v0.13
B1 → A3 · +9 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1366/100 · v0.12
Oldest retained automatic assessment in this comparisonA1
2026-09-19
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
89/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 44 years of registry continuity.
Registry and status signalsVakaa
76/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Registry timeline
Trade register notifications shown on a timeline.
17 register eventsLatest event: 2026-04-15
Financial statements availability
Available financial statement periods and PRH source filings.
5 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-04-15.
This company profile has not been claimed yet
ForCapital Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.