Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Business profile
Fortel Invest Oy
Fortel Invest Oy's registered office is Oulu. It is a limited company. The company was established on 1995-10-18. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €0 and operating profit was -€21,107.
Business ID 1014963-4ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 1014963-4
- Sector
- Other financial service activities, except insurance and pension funding n.e.c.
- Municipality
- Oulu
- Company form
- Limited company
- Registration date
- 1995-10-18
- Business ID registration date
- 1995-08-10
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Valikkokuja 1, 90410, Oulu
Phone: +35885620400Source observation
Website: https://fortel.fiSource observation
People and decision-makers
Sipilä Mikko Juha MatiasVarsinainen jäsen
Sipilä Aaro Juha AnteroVarajäsen
About Fortel Invest Oy
Financial position and key figures for the company.
Fortel Invest Oy's location municipality is Oulu. It is a limited company. The company was established on 1995-10-18. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €0 and operating profit was -€21,107. The latest retained financial statement for 2025-12-31 shows revenue of €0 and profit for the financial year of -€10,990. Based on the latest retained statement, revenue growth was not currently available, operating margin was +0.0%, and equity ratio was +99.7%.
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Yhtiön toimialana on pääomasijoittaminen, arvopaperikauppa, osakkeiden ostaminen, myyminen ja hallitseminen, kiinteistöjen ostaminen, myyminen, vuokraaminen ja hallitseminen, hallinnointi- ja rahoituspalvelut sekä toimialaan liittyvä konsultointipalvelu
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Operating margin0.0%
Equity ratio99.7%
Revenue€0+€0 vs previous periodPrevious: €0
Operating profit (loss)-€21,107+€8,230 (+28.1%) vs previous periodPrevious: -€29,337
Profit (loss) for the financial year-€10,990+€959,750 (+98.9%) vs previous periodPrevious: -€970,740
Assets€335,295-€13,983 (-4.0%) vs previous periodPrevious: €349,278
Balance-sheet contextLatest financial period
Profit before taxes-€10,990Previous: -€970,740
Employees2Previous: 0
Revenue trend5 periods
€0
2021-12-31
€0
2022-12-31
€0
2023-12-31
€0
2024-11-30
€0
2025-12-31
Operating profit (loss) trend5 periods
€28,000
2021-12-31
€16,938
2022-12-31
€132,551
2023-12-31
-€29,337
2024-11-30
-€21,107
2025-12-31
Profit (loss) for the financial year trend5 periods
-€360,000
2021-12-31
-€55,238
2022-12-31
€129,185
2023-12-31
-€970,740
2024-11-30
-€10,990
2025-12-31
Assets trend5 periods
€1,522,000
2021-12-31
€1,455,976
2022-12-31
€1,436,466
2023-12-31
€349,278
2024-11-30
€335,295
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioGood
100/100 · Improving
Current ratioGood
100/100 · Improving
Operating profit marginPassable
50/100 · Stable
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-11-30 | 2025-12-31 |
|---|---|---|---|---|---|
| Equity ratio | 91.6 % | 91.3 % | 99.6 % | 98.9 % | 99.7 % |
| Current ratio | 5.00x | 13.50x | 0.67x | 60.50x | 67.00x |
| Operating profit margin | 0.0 % | 0.0 % | 0.0 % | 0.0 % | 0.0 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID1014963-4
EU IDFIFPRO.1014963-4
MunicipalityOulu
Current registered entries
1995-08-10Registered in Tax Administration (Tax Administration)
1995-10-18Registered in Patent and Registration Office (Trade Register)
1998-09-16Registered in Tax Administration (Prepayment Register)
Responsible people
Public role relationships materialized from source observations.
Sipilä Mikko Juha MatiasVarsinainen jäsenSources: 3 · Confidence: 78%
Sipilä Aaro Juha AnteroVarajäsenSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodFortel Invest Oy
Grade upgradedA3 → A2 · new analysis 2026-10-17
82/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
4 comparable periodsRevenueStable
ProfitabilityStable
SolvencyStable
LiquidityImproving · 2 consecutive periods
Same industry, size and age groupDescriptive comparison – does not change the model score.
47 peersSolvency83%
Better than 83% of peers
Profitability48%
Close to the peer-group midpoint
Liquidity89%
Better than 89% of peers
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- Company context reduces the weight of an isolated financial signal
Risk factors to note
- Negative profitability or net result
- Losses in the latest and previous available periods
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsA2
2026-10-1782/100 · v0.15
A3 → A2 · +6 points- Revenue: Not enough history → Stable
- Profitability: Not enough history → Stable
- Solvency: Not enough history → Stable
A3
2026-10-0476/100 · v0.14
Oldest retained automatic assessment in this comparisonA2
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
89/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 31 years of registry continuity.
Registry and status signalsVakaa
78/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
4 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Registry timeline
Trade register notifications shown on a timeline.
25 register eventsLatest event: 2026-05-01
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-02-06.
This company profile has not been claimed yet
Fortel Invest Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.