Financial statements registeredFinancialEvidence verified
15 Oct 2026 · PRH / KREKFINANCIAL STATEMENTSBusiness profile
Frank Oy
Frank Oy's registered office is Karkkila. It is a limited company. The company was established on 1980-10-17. It operates in the industry of specialised retail sale of clothing and accessories. In its latest retained statement for 2025-03-31, revenue was €973,990 and operating profit was €15,015.
Business ID 0397641-2ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0397641-2
- Sector
- Specialised retail sale of clothing and accessories
- Municipality
- Karkkila
- Company form
- Limited company
- Registration date
- 1980-10-17
- Business ID registration date
- 1981-01-13
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: VALTATIE 6, 03600, Karkkila
About Frank Oy
Financial position and key figures for the company.
Frank Oy's location municipality is Karkkila. It is a limited company. The company was established on 1980-10-17. It operates in the industry of specialised retail sale of clothing and accessories. In its latest retained statement for 2025-03-31, revenue was €973,990 and operating profit was €15,015. The latest retained financial statement for 2025-03-31 shows revenue of €973,990 and profit for the financial year of -€30,409. Based on the latest retained statement, revenue growth was -7.1%, operating margin was +1.5%, and equity ratio was +16.9%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-03-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth-7.1%
Operating margin1.5%
Equity ratio16.9%
Balance-sheet contextLatest financial period
Other operating income€1,080Previous: €1,850
Inventory€563,142Previous: €629,346
Cash and bank€21,273Previous: €21,264
Retained earnings€30,315Previous: €26,109
Equity€126,335Previous: €158,888
Liabilities€622,682Previous: €764,504
Current assets€619,115Previous: €690,412
Current liabilities€488,779Previous: €587,285
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioPassable
21/100 · Declining
Current ratioSatisfactory
40/100 · Improving
Operating profit marginPassable
54/100 · Declining
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0397641-2
VAT IDFI03976412
EU IDFIFPRO.0397641-2
MunicipalityKarkkila
Current registered entries
1980-10-17Registered in Patent and Registration Office (Trade Register)
1981-01-13Registered in Tax Administration (Tax Administration)
1994-06-01VAT-liable for business activity in Tax Administration (VAT Register)
1995-03-01Registered in Tax Administration (Prepayment Register)
2023-09-21Registered in Tax Administration (Employer Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B2
SatisfactoryFrank Oy
Grade downgradedB1 → B2 · new analysis 2026-09-29
59/100
Medium
Usable financial evidenceFinancial data included
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings239 days after period end
239 days after period end
1 consecutive periods
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
- Long registry continuity
Risk factors to note
- Negative profitability or net result
- High balance-sheet leverage
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsB2
2026-09-29 03:3359/100 · v0.14
B1 → B2 · -4 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-03-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1563/100 · v0.14
B2 → B1 · +4 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1459/100 · v0.12
Oldest retained automatic assessment in this comparisonB2
2026-09-29
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
46/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 45 years of registry continuity.
Registry and status signalsVakaa
80/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
FRANK raises €2.9M to cut paperwork for insurance brokersNews
1 Oct 2026 · Tech.euPortuguese insurtech FRANK hasraised €2.9 million in a funding round led by Armilar and Start Ventures to further develop its AI-powered platform for insurance brokers and prepare for international ex...Open original sourceRisk grade updatedRisk gradeEvidence verified
29 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → B2.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
18 register eventsLatest event: 2026-10-15
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-03-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-02-03.
This company profile has not been claimed yet
Frank Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.