Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Business profile
Friends with Money Oy
Friends with Money Oy's registered office is Helsingfors. It is a limited company. The company was established on 2022-02-04. It operates in the industry of rental of own or leased dwellings and residential real estate. In its latest retained statement for 2024-12-31, revenue was €5,259 and operating profit was €2,486.
Business ID 3264581-5ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3264581-5
- Sector
- Rental of own or leased dwellings and residential real estate
- Municipality
- Helsingfors
- Company form
- Limited company
- Registration date
- 2022-02-04
- Business ID registration date
- 2022-01-29
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Rälssintie 2, 00720, Helsingfors
About Friends with Money Oy
Financial position and key figures for the company.
Friends with Money Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2022-02-04. It operates in the industry of rental of own or leased dwellings and residential real estate. In its latest retained statement for 2024-12-31, revenue was €5,259 and operating profit was €2,486. The latest retained financial statement for 2024-12-31 shows revenue of €5,259 and profit for the financial year of €1,992. Based on the latest retained statement, revenue growth was +88.0%, operating margin was +47.3%, and equity ratio was +96.7%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2024-12-31
3
2
PRH/XBRL financial statement
Derived indicators
Revenue growth88.0%
Operating margin47.3%
Equity ratio96.7%
Balance-sheet contextLatest financial period
Cash and bank€4,889Previous: €2,723
Retained earnings€772Previous: -€33
Equity€48,336Previous: €46,344
Liabilities€1,675Previous: €1,501
Current assets€4,889Previous: €2,723
Current liabilities€1,675Previous: €1,501
Revenue trend2 periods
€2,797
2023-12-31
€5,259
2024-12-31
Operating profit (loss) trend2 periods
€1,007
2023-12-31
€2,486
2024-12-31
Profit (loss) for the financial year trend2 periods
€805
2023-12-31
€1,992
2024-12-31
Assets trend2 periods
€47,845
2023-12-31
€50,011
2024-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Declining
Current ratioGood
97/100 · Improving
Operating profit marginGood
100/100 · Improving
Ratio history
| Ratio | 2023-12-31 | 2024-12-31 |
|---|---|---|
| Equity ratio | 96.9 % | 96.7 % |
| Current ratio | 1.81x | 2.92x |
| Operating profit margin | 36.0 % | 47.3 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3264581-5
EU IDFIFPRO.3264581-5
MunicipalityHelsingfors
Current registered entries
2022-02-04Registered in Tax Administration (Tax Administration)
2022-02-04Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodFriends with Money Oy
Grade unchangedA2 · new analysis 2026-10-18
83/100
High
Strong financial evidenceFinancial data included
Same industry, size and age groupDescriptive comparison – does not change the model score.
201 peersSolvency94%
Better than 94% of peers
Profitability78%
Better than 78% of peers
Liquidity89%
Better than 89% of peers
Revenue growth93%
Better than 93% of peers
MixedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings279 days after period end
198 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Healthy short-term liquidity
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA2
2026-10-1883/100 · v0.15
A2 → A2- Supporting factor cleared: Coordinated recovery across 3 financial domains.
A2
2026-09-22 01:0883/100 · v0.14
B2 → A2 · +28 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2024-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B2
2026-09-1555/100 · v0.14
B2 → B2 · -1 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1356/100 · v0.12
Oldest retained automatic assessment in this comparisonA2
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 4 years of registry continuity.
Registry and status signalsRajallinen
30/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Financial statement availableFinancialEvidence verified
6 Oct 2026 · PRH / XBRLFinancial period ends 2025-12-31.Risk grade updatedRisk gradeEvidence verified
22 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → A2.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
3 register eventsLatest event: 2024-04-25
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Friends with Money Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.