Risk grade updatedRisk gradeEvidence verified
15 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → A2.Business profile
Fundz Oy
Fundz Oy's registered office is Borgå. It is a limited company. The company was established on 2020-04-24. It operates in the industry of accounting and bookkeeping activities; tax consultancy. In its latest retained statement for 2026-03-31, revenue was €138,207 and operating profit was €13,188.
Business ID 3130634-4ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3130634-4
- Sector
- Accounting and bookkeeping activities; tax consultancy
- Municipality
- Borgå
- Company form
- Limited company
- Registration date
- 2020-04-24
- Business ID registration date
- 2020-04-10
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Törmäkatu 2 C 1, 06100, Borgå
Website: https://www.fundz.fiSource observation
People and decision-makers
Johansson Enni AnniinaToimitusjohtaja
About Fundz Oy
Financial position and key figures for the company.
Fundz Oy's location municipality is Borgå. It is a limited company. The company was established on 2020-04-24. It operates in the industry of accounting and bookkeeping activities; tax consultancy. In its latest retained statement for 2026-03-31, revenue was €138,207 and operating profit was €13,188. The latest retained financial statement for 2026-03-31 shows revenue of €138,207 and profit for the financial year of €8,872. Based on the latest retained statement, revenue growth was +15.6%, operating margin was +9.5%, and equity ratio was +44.8%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2026-03-31
1
1
Combined source
Derived indicators
Revenue growth15.6%
Operating margin9.5%
Equity ratio44.8%
Balance-sheet contextLatest financial period
Cash and bank€47,742Previous: €43,634
Retained earnings€19,079Previous: €19,079
Profit before taxes€11,281Previous: €16,957
Equity€40,376Previous: €31,505
Liabilities€49,808Previous: €49,263
Current assets€61,930Previous: €43,864
Current liabilities€18,212Previous: €14,454
Employees1Previous: 0
Revenue trend5 periods
€42,666
2022-03-31
€62,249
2023-03-31
€101,047
2024-03-31
€119,528
2025-03-31
€138,207
2026-03-31
Operating profit (loss) trend5 periods
€3,149
2022-03-31
€14,039
2023-03-31
€12,767
2024-03-31
€16,964
2025-03-31
€13,188
2026-03-31
Profit (loss) for the financial year trend5 periods
€2,798
2022-03-31
€10,963
2023-03-31
€10,036
2024-03-31
€12,425
2025-03-31
€8,872
2026-03-31
Assets trend5 periods
€5,946
2022-03-31
€23,283
2023-03-31
€32,564
2024-03-31
€80,767
2025-03-31
€90,184
2026-03-31
Financial ratios
Financial ratios based on financial statement data. Source: Yhdistetty lähde.
Equity ratioSatisfactory
56/100 · Improving
Current ratioGood
87/100 · Declining
Operating profit marginSatisfactory
74/100 · Declining
Ratio history
| Ratio | 2022-03-31 | 2023-03-31 | 2024-03-31 | 2025-03-31 | 2026-03-31 |
|---|---|---|---|---|---|
| Equity ratio | 42.4 % | 57.9 % | 69.4 % | 39.0 % | 44.8 % |
| Current ratio | - | - | - | - | 2.62x |
| Operating profit margin | 7.4 % | 22.6 % | 12.6 % | 14.2 % | 9.5 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3130634-4
VAT IDFI31306344
EU IDFIFPRO.3130634-4
MunicipalityBorgå
Current registered entries
2020-04-10VAT-liable for business activity in Tax Administration (VAT Register)
2020-04-10Registered in Tax Administration (Prepayment Register)
2020-04-24Registered in Tax Administration (Tax Administration)
2020-04-24Registered in Patent and Registration Office (Trade Register)
Responsible people
Public role relationships materialized from source observations.
Johansson Enni AnniinaToimitusjohtajaSources: 4 · Confidence: 78%
Johansson Enni AnniinaVarsinainen jäsenSources: 2 · Confidence: 78%
Marko JohanssonHallitus: varajäsenSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodFundz Oy
Grade upgradedA3 → A2 · new analysis 2026-10-15
82/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
4 comparable periodsRevenueImproving · 3 consecutive periods
SolvencyVolatile
LiquidityNot enough history
Same industryDescriptive comparison – does not change the model score.
86 peersSolvency38%
Below 62% of peers
Profitability45%
Below 55% of peers
Liquidity87%
Better than 87% of peers
Revenue growth76%
Better than 76% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings123 days after period end
123 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Healthy short-term liquidity
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA2
2026-10-15 15:5982/100 · v0.14
A3 → A2 · +4 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2026-03-31).
- Assessment confidence: Medium → High.
- Evidence quality: Usable financial evidence → Strong financial evidence.
A3
2026-09-1478/100 · v0.14
A3 → A3- Revenue: Improving
- Profitability: Deteriorating
- Solvency: Volatile
A3
2026-09-1478/100 · v0.13
A3 → A3- Evidence quality: Registry and statistical evidence → Usable financial evidence.
A3
2026-09-1378/100 · v0.12
Oldest retained automatic assessment in this comparisonA2
2026-10-15
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
85/100
Industry context is low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 6 years of registry continuity.
Registry and status signalsSeurattava
55/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Registry timeline
Trade register notifications shown on a timeline.
7 register eventsLatest event: 2025-06-19
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2026-03-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-02-03.
This company profile has not been claimed yet
Fundz Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.