Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
Fysio Merja Oy
Fysio Merja Oy's registered office is Forssa. It is a limited company. The company was established on 2020-11-19. It operates in the industry of physiotherapy activities. In its latest retained statement for 2025-12-31, revenue was €70,559 and operating profit was -€8,503.
Business ID 3171857-6ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3171857-6
- Sector
- Physiotherapy activities
- Municipality
- Forssa
- Company form
- Limited company
- Registration date
- 2020-11-19
- Business ID registration date
- 2020-11-18
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Rajakatu 2, 30420, Forssa
Postal address: Järvitie 20, 31300, Tammela
Phone: +358503537000Source observation
Email: [email protected]Source observation
People and decision-makers
Lukkala Merja KristiinaVarsinainen jäsen
Ingves Pia CamillaVarajäsen
About Fysio Merja Oy
Financial position and key figures for the company.
Fysio Merja Oy's location municipality is Forssa. It is a limited company. The company was established on 2020-11-19. It operates in the industry of physiotherapy activities. In its latest retained statement for 2025-12-31, revenue was €70,559 and operating profit was -€8,503. The latest retained financial statement for 2025-12-31 shows revenue of €70,559 and profit for the financial year of -€8,503. Based on the latest retained statement, revenue growth was -39.0%, operating margin was -12.1%, and equity ratio was +99.7%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
3
2
Combined source
Derived indicators
Revenue growth-39.0%
Operating margin-12.1%
Equity ratio99.7%
Balance-sheet contextLatest financial period
Cash and bank€16,180Previous: €24,025
Retained earnings€39,753Previous: €29,964
Profit before taxes-€8,502Previous: €16,609
Equity€31,250Previous: €43,253
Liabilities€110Previous: €91
Current assets€27,979Previous: €37,332
Current liabilities€110Previous: €91
Employees1Previous: 1
Revenue trend5 periods
€9,748
2021-12-31
€105,212
2022-12-31
€110,901
2023-12-31
€115,750
2024-12-31
€70,559
2025-12-31
Operating profit (loss) trend5 periods
-€6,407
2021-12-31
€23,990
2022-12-31
€25,482
2023-12-31
€16,701
2024-12-31
-€8,503
2025-12-31
Profit (loss) for the financial year trend5 periods
-€6,574
2021-12-31
€20,208
2022-12-31
€20,208
2023-12-31
€13,289
2024-12-31
-€8,503
2025-12-31
Assets trend5 periods
€14,843
2021-12-31
€25,900
2022-12-31
€41,801
2023-12-31
€43,344
2024-12-31
€31,360
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Yhdistetty lähde.
Equity ratioGood
100/100 · Declining
Current ratioGood
100/100 · Declining
Operating profit marginWeak
20/100 · Declining
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Equity ratio | -44.3 % | 52.6 % | 77.9 % | 99.8 % | 99.7 % |
| Current ratio | - | - | - | 264.60x | 146.87x |
| Operating profit margin | -65.7 % | 22.8 % | 23.0 % | 14.4 % | -12.1 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3171857-6
EU IDFIFPRO.3171857-6
MunicipalityForssa
Current registered entries
2020-11-19Registered in Tax Administration (Tax Administration)
2020-11-19Registered in Patent and Registration Office (Trade Register)
2021-01-01Registered in Tax Administration (Employer Register)
2021-01-01Registered in Tax Administration (Prepayment Register)
Responsible people
Public role relationships materialized from source observations.
Lukkala Merja KristiinaVarsinainen jäsenSources: 4 · Confidence: 78%
Ingves Pia CamillaVarajäsenSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableFysio Merja Oy
Grade unchangedB1 · new analysis 2026-10-17
65/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
4 comparable periodsSolvencyImproving
Same industry, size and age groupDescriptive comparison – does not change the model score.
50 peersSolvency93%
Better than 93% of peers
Profitability12%
Below 88% of peers
Liquidity94%
Better than 94% of peers
Revenue growth14%
Below 86% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings51 days after period end
53 days after period end
3 consecutive periods
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- Company context reduces the weight of an isolated financial signal
Risk factors to note
- Negative profitability or net result
- Sharp year-over-year revenue drop
- Coordinated deterioration across 3 financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB1
2026-10-1765/100 · v0.15
B1 → B1B1
2026-10-16 11:2665/100 · v0.14
B1 → B1 · +4 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Usable financial evidence → Strong financial evidence.
B1
2026-09-1461/100 · v0.14
B1 → B1- Revenue: Deteriorating
- Profitability: Deteriorating
- Solvency: Improving
B1
2026-09-1361/100 · v0.12
Oldest retained automatic assessment in this comparisonB1
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
92/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 5 years of registry continuity.
Registry and status signalsSeurattava
55/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
7 register eventsLatest event: 2026-02-20
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Fysio Merja Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.