Risk grade updatedRisk gradeEvidence verified
28 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → C.Business profile
Garage 95 Oy
Garage 95 Oy's registered office is Oulu. It is a limited company. The company was established on 2024-04-16. It operates in the industry of other repair and maintenance of motor vehicles. In its latest retained statement for 2025-12-31, revenue was €79,495 and operating profit was €10,651.
Business ID 3439859-8ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3439859-8
- Sector
- Other repair and maintenance of motor vehicles
- Municipality
- Oulu
- Company form
- Limited company
- Registration date
- 2024-04-16
- Business ID registration date
- 2024-04-05
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Hiltusentie 26 A 5, 90620, Oulu
About Garage 95 Oy
Financial position and key figures for the company.
Garage 95 Oy's location municipality is Oulu. It is a limited company. The company was established on 2024-04-16. It operates in the industry of other repair and maintenance of motor vehicles. In its latest retained statement for 2025-12-31, revenue was €79,495 and operating profit was €10,651. The latest retained financial statement for 2025-12-31 shows revenue of €79,495 and profit for the financial year of €8,250. Based on the latest retained statement, revenue growth was +71.0%, operating margin was +13.4%, and equity ratio was -79.8%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
2
2
PRH/XBRL financial statement
Derived indicators
Revenue growth71.0%
Operating margin13.4%
Equity ratio-79.8%
Balance-sheet contextLatest financial period
Other operating income€2,500Previous: €7,972
Inventory€10,907Previous: €9,823
Cash and bank€4,061Previous: €511
Retained earnings-€25,389Previous: €0
Equity-€17,140Previous: -€25,389
Liabilities€38,607Previous: €56,792
Current assets€16,096Previous: €20,275
Current liabilities€32,893Previous: €33,292
Revenue trend2 periods
€46,495
2024-12-31
€79,495
2025-12-31
Operating profit (loss) trend2 periods
-€19,913
2024-12-31
€10,651
2025-12-31
Profit (loss) for the financial year trend2 periods
-€25,389
2024-12-31
€8,250
2025-12-31
Assets trend2 periods
€31,403
2024-12-31
€21,467
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
0/100 · Improving
Current ratioWeak
15/100 · Improving
Operating profit marginGood
82/100 · Improving
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | -80.8 % | -79.8 % |
| Current ratio | 0.31x | 0.46x |
| Operating profit margin | -36.6 % | 13.0 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3439859-8
VAT IDFI34398598
EU IDFIFPRO.3439859-8
MunicipalityOulu
Current registered entries
2024-04-05VAT-liable for business activity in Tax Administration (VAT Register)
2024-04-05Registered in Tax Administration (Prepayment Register)
2024-04-16Registered in Patent and Registration Office (Trade Register)
2024-04-17Registered in Tax Administration (Tax Administration)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
C
Elevated riskGarage 95 Oy
Grade unchangedC · new analysis 2026-10-18
33/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
2 comparable periodsRevenueImproving
ProfitabilityImproving
SolvencyStable
LiquidityStable
Same industry and sizeDescriptive comparison – does not change the model score.
44 peersSolvency18%
Below 82% of peers
Profitability77%
Better than 77% of peers
Liquidity77%
Better than 77% of peers
Revenue growth93%
Better than 93% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings87 days after period end
101 days after period end
2 consecutive periods
Supporting factors
- Strong operating profitability
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Negative equity
- Weak current ratio
- High balance-sheet leverage
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsC
2026-10-1833/100 · v0.15
C → CC
2026-09-28 20:0133/100 · v0.14
B2 → C · -17 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B2
2026-09-1550/100 · v0.14
B3 → B2 · +1 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B3
2026-09-1449/100 · v0.12
Oldest retained automatic assessment in this comparisonC
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
A serious registry signal affects this grade. Review the profile registry and notification details as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
64/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityNuori
15/100
The company has about 2 years of registry continuity.
Registry and status signalsSeurattava
70/100
A severity-mapped registry signal 12–24 months ago remains a caution signal, but is no longer treated as recent.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Registry timeline
Trade register notifications shown on a timeline.
6 register eventsLatest event: 2026-03-28
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Garage 95 Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.