Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Business profile
Gloriam Invest Oy
Gloriam Invest Oy's registered office is Grankulla. It is a limited company. The company was established on 1990-03-28. It operates in the industry of other activities auxiliary to financial services, except insurance and pension funding. In its latest retained statement for 2026-04-30, revenue was €6,900 and operating profit was €4,511.
Business ID 0793415-6ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0793415-6
- Sector
- Other activities auxiliary to financial services, except insurance and pension funding
- Municipality
- Grankulla
- Company form
- Limited company
- Registration date
- 1990-03-28
- Business ID registration date
- 1990-04-10
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: JALMARINPOLKU 7 B, 02700, Grankulla
About Gloriam Invest Oy
Financial position and key figures for the company.
Gloriam Invest Oy's location municipality is Grankulla. It is a limited company. The company was established on 1990-03-28. It operates in the industry of other activities auxiliary to financial services, except insurance and pension funding. In its latest retained statement for 2026-04-30, revenue was €6,900 and operating profit was €4,511. The latest retained financial statement for 2026-04-30 shows revenue of €6,900 and profit for the financial year of €1,656. Based on the latest retained statement, revenue growth was -17.9%, operating margin was +65.4%, and equity ratio was +50.5%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2026-04-30
3
1
PRH/XBRL financial statement
Derived indicators
Revenue growth-17.9%
Operating margin65.4%
Equity ratio50.5%
Balance-sheet contextLatest financial period
Cash and bank€82Previous: €18
Retained earnings€176,796Previous: €191,062
Equity€186,702Previous: €201,138
Liabilities€183,126Previous: €169,377
Current assets€877Previous: €362
Current liabilities€163,196Previous: €117,431
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
63/100 · Declining
Current ratioWeak
0/100 · Stable
Operating profit marginGood
100/100 · Declining
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0793415-6
EU IDFIFPRO.0793415-6
MunicipalityGrankulla
Current registered entries
1990-03-28Registered in Patent and Registration Office (Trade Register)
1990-04-10Registered in Tax Administration (Tax Administration)
1995-03-01Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodGloriam Invest Oy
Grade unchangedA2 · new analysis 2026-10-18
81/100
Medium
Usable financial evidenceFinancial data included
Same industry, size and age groupDescriptive comparison – does not change the model score.
67 peersSolvency34%
Below 66% of peers
Profitability79%
Better than 79% of peers
Liquidity16%
Below 84% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings44 days after period end
121 days after period end
3 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Company context reduces the weight of an isolated financial signal
Risk factors to note
- Weak current ratio
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA2
2026-10-1881/100 · v0.15
A2 → A2A2
2026-09-30 07:3781/100 · v0.14
A3 → A2 · +7 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2026-04-30).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
A3
2026-09-1574/100 · v0.14
B1 → A3 · +9 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1465/100 · v0.12
Oldest retained automatic assessment in this comparisonA2
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
88/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 36 years of registry continuity.
Registry and status signalsSeurattava
72/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
30 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → A2.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
14 register eventsLatest event: 2025-08-29
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2026-04-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-03-03.
This company profile has not been claimed yet
Gloriam Invest Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.