Risk grade updatedRisk gradeEvidence verified
4 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A2.Business profile
Gramatec Oy
Gramatec Oy's registered office is Nokia. It is a limited company. The company was established on 1990-05-23. It operates in the industry of wholesale of stationery. In its latest retained statement for 2025-12-31, revenue was €67,473 and operating profit was €11,098.
Business ID 0840733-1ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0840733-1
- Sector
- Wholesale of stationery
- Municipality
- Nokia
- Company form
- Limited company
- Registration date
- 1990-05-23
- Business ID registration date
- 1991-05-15
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Rounionkatu 126 I, 37150, Nokia
About Gramatec Oy
Financial position and key figures for the company.
Gramatec Oy's location municipality is Nokia. It is a limited company. The company was established on 1990-05-23. It operates in the industry of wholesale of stationery. In its latest retained statement for 2025-12-31, revenue was €67,473 and operating profit was €11,098. The latest retained financial statement for 2025-12-31 shows revenue of €67,473 and profit for the financial year of €10,811. Based on the latest retained statement, revenue growth was +68.8%, operating margin was +16.4%, and equity ratio was +91.8%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth68.8%
Operating margin16.4%
Equity ratio91.8%
Balance-sheet contextLatest financial period
Inventory€23,315Previous: €27,369
Cash and bank€60,511Previous: €49,212
Retained earnings€54,206Previous: €56,788
Equity€88,731Previous: €84,621
Liabilities€7,973Previous: €8,672
Current assets€92,452Previous: €87,781
Current liabilities€7,973Previous: €8,672
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Improving
Current ratioGood
100/100 · Improving
Operating profit marginGood
91/100 · Improving
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0840733-1
VAT IDFI08407331
EU IDFIFPRO.0840733-1
MunicipalityNokia
Current registered entries
1990-05-23Registered in Patent and Registration Office (Trade Register)
1991-05-15Registered in Tax Administration (Tax Administration)
1994-06-01VAT-liable for business activity in Tax Administration (VAT Register)
1995-03-01Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodGramatec Oy
Grade upgradedB1 → A2 · new analysis 2026-10-04
84/100
Medium
Usable financial evidenceFinancial data included
Same size nationallyDescriptive comparison – does not change the model score.
370 peersSolvency75%
Better than 75% of peers
Profitability68%
Better than 68% of peers
Liquidity88%
Better than 88% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings84 days after period end
84 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Healthy short-term liquidity
Risk factors to note
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsA2
2026-10-04 19:1484/100 · v0.14
B1 → A2 · +19 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1565/100 · v0.14
B2 → B1 · +6 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1459/100 · v0.12
Oldest retained automatic assessment in this comparisonA2
2026-10-04
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
45/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 36 years of registry continuity.
Registry and status signalsVakaa
81/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
20 register eventsLatest event: 2026-03-25
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Gramatec Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.