Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
Guldemond Holding Oy
Guldemond Holding Oy's registered office is Tampere. It is a limited company. The company was established on 2021-08-20. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c..
Business ID 3229288-8ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3229288-8
- Sector
- Other financial service activities, except insurance and pension funding n.e.c.
- Municipality
- Tampere
- Company form
- Limited company
- Registration date
- 2021-08-20
- Business ID registration date
- 2021-08-16
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Sulapuronkatu 1 H 2, 33700, Tampere
About Guldemond Holding Oy
Financial position and key figures for the company.
Guldemond Holding Oy's location municipality is Tampere. It is a limited company. The company was established on 2021-08-20. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was +95.2%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-10-31
3
2
PRH/XBRL financial statement
Derived indicators
Equity ratio95.2%
Balance-sheet contextLatest financial period
Other operating income€14,228Previous: €9,980
Cash and bank€184,310Previous: €132,395
Retained earnings€782,067Previous: €402,734
Equity€2,841,143Previous: €2,441,346
Liabilities€142,371Previous: €136,511
Current assets€863,485Previous: €820,609
Current liabilities€140,671Previous: €136,011
Operating profit (loss) trend2 periods
-€7,327
2024-10-31
€15
2025-10-31
Profit (loss) for the financial year trend2 periods
€529,333
2024-10-31
€549,797
2025-10-31
Assets trend2 periods
€2,577,856
2024-10-31
€2,983,514
2025-10-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Improving
Current ratioSatisfactory
44/100 · Improving
Operating profit marginNot assessable
0/100 · Trend unavailable
Ratio history
| Ratio | 2024-10-31 | 2025-10-31 |
|---|---|---|
| Equity ratio | 94.7 % | 95.2 % |
| Current ratio | 0.97x | 1.31x |
| Operating profit margin | - | - |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3229288-8
EU IDFIFPRO.3229288-8
MunicipalityTampere
Current registered entries
2021-08-20Registered in Patent and Registration Office (Trade Register)
2021-09-06Registered in Tax Administration (Tax Administration)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodGuldemond Holding Oy
Grade unchangedA3 · new analysis 2026-10-17
74/100
Medium
Usable financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsRevenueNot enough history
ProfitabilityNot enough history
SolvencyStable
LiquidityImproving
Same industry, size and age groupDescriptive comparison – does not change the model score.
118 peersSolvency69%
Better than 69% of peers
Liquidity58%
Better than 58% of peers
MixedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings77 days after period end
107 days after period end
3 consecutive periods
Supporting factors
- Strong equity ratio
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA3
2026-10-1774/100 · v0.15
A3 → A3A3
2026-09-22 14:3174/100 · v0.14
B1 → A3 · +10 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-10-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1464/100 · v0.14
B1 → B1 · +3 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1361/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
89/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 5 years of registry continuity.
Registry and status signalsRajallinen
47/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
22 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
9 register eventsLatest event: 2026-01-16
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2025-10-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Guldemond Holding Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.