Risk grade updatedRisk gradeEvidence verified
5 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → B3.Business profile
H&K Monitoimi Oy
H&K Monitoimi Oy's registered office is Juankoski. It is a limited company. The company was established on 2020-09-04. It operates in the industry of site preparation.
Business ID 3155903-4ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3155903-4
- Sector
- Site preparation
- Municipality
- Juankoski
- Company form
- Limited company
- Registration date
- 2020-09-04
- Business ID registration date
- 2020-09-03
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Karjalankoskentie 82, 73500, Juankoski
About H&K Monitoimi Oy
Financial position and key figures for the company.
H&K Monitoimi Oy's location municipality is Juankoski. It is a limited company. The company was established on 2020-09-04. It operates in the industry of site preparation. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was +8.5%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
4
2
PRH/XBRL financial statement
Derived indicators
Equity ratio8.5%
Balance-sheet contextLatest financial period
Cash and bank€1,469Previous: €25
Retained earnings-€3,805Previous: €4,527
Equity€16,005Previous: -€3,805
Liabilities€172,794Previous: €190,560
Current assets€1,469Previous: €25
Current liabilities€104,937Previous: €99,095
Operating profit (loss) trend2 periods
-€315
2024-12-31
-€359
2025-12-31
Profit (loss) for the financial year trend2 periods
-€8,332
2024-12-31
€19,810
2025-12-31
Assets trend2 periods
€186,755
2024-12-31
€188,799
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
11/100 · Improving
Current ratioWeak
0/100 · Improving
Operating profit marginNot assessable
0/100 · Trend unavailable
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | -2.0 % | 8.5 % |
| Current ratio | 0.00x | 0.01x |
| Operating profit margin | - | - |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3155903-4
EU IDFIFPRO.3155903-4
MunicipalityJuankoski
Current registered entries
2020-09-04Registered in Tax Administration (Tax Administration)
2020-09-04Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B3
MonitorH&K Monitoimi Oy
Grade unchangedB3 · new analysis 2026-10-18
46/100
Medium
Usable financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsRevenueNot enough history
ProfitabilityNot enough history
SolvencyImproving
LiquidityStable
Same industry and sizeDescriptive comparison – does not change the model score.
62 peersSolvency16%
Below 84% of peers
Liquidity13%
Below 87% of peers
MixedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings105 days after period end
115 days after period end
3 consecutive periods
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Weak current ratio
- High balance-sheet leverage
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB3
2026-10-1846/100 · v0.15
B3 → B3B3
2026-10-05 14:0746/100 · v0.14
B2 → B3 · -9 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B2
2026-09-1555/100 · v0.14
B2 → B2- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1455/100 · v0.12
Oldest retained automatic assessment in this comparisonB3
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
46/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 6 years of registry continuity.
Registry and status signalsRajallinen
54/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
10 register eventsLatest event: 2026-04-15
Financial statements availability
Available financial statement periods and PRH source filings.
4 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
H&K Monitoimi Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.