Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Business profile
Haapala BnB Oy
Haapala BnB Oy's registered office is Sotkamo. It is a limited company. The company was established on 2016-12-30. It operates in the industry of short-stay accommodation in holiday cottages and cabins. In its latest retained statement for 2025-12-31, revenue was €1,487,228 and operating profit was -€4,994.
Business ID 2796948-7ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2796948-7
- Sector
- Short-stay accommodation in holiday cottages and cabins
- Municipality
- Sotkamo
- Company form
- Limited company
- Registration date
- 2016-12-30
- Business ID registration date
- 2016-11-24
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Haapalantie 3, 88600, Sotkamo
Website: https://www.haapalabnb.fiSource observation
About Haapala BnB Oy
Financial position and key figures for the company.
Haapala BnB Oy's location municipality is Sotkamo. It is a limited company. The company was established on 2016-12-30. It operates in the industry of short-stay accommodation in holiday cottages and cabins. In its latest retained statement for 2025-12-31, revenue was €1,487,228 and operating profit was -€4,994. The latest retained financial statement for 2025-12-31 shows revenue of €1,487,228 and profit for the financial year of -€44,736. Based on the latest retained statement, revenue growth was +19.7%, operating margin was -0.3%, and equity ratio was +2.1%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
3
1
PRH/XBRL financial statement
Derived indicators
Revenue growth19.7%
Operating margin-0.3%
Equity ratio2.1%
Balance-sheet contextLatest financial period
Other operating income€839Previous: €5,900
Inventory€56,418Previous: €44,966
Cash and bank€51,195Previous: €56,397
Advances received€21,598Previous: €18,638
Retained earnings-€181,385Previous: -€151,487
Equity€22,379Previous: €37,115
Liabilities€1,018,999Previous: €1,030,366
Current assets€179,581Previous: €144,561
Current liabilities€568,031Previous: €478,695
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
3/100 · Declining
Current ratioWeak
6/100 · Declining
Operating profit marginWeak
49/100 · Declining
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2796948-7
VAT IDFI27969487
EU IDFIFPRO.2796948-7
MunicipalitySotkamo
Current registered entries
2016-12-30Registered in Patent and Registration Office (Trade Register)
2017-01-17Registered in Tax Administration (Tax Administration)
2017-07-31Registered in Tax Administration (Employer Register)
2017-07-31VAT-liable for business activity in Tax Administration (VAT Register)
2017-07-31Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B3
MonitorHaapala BnB Oy
Grade unchangedB3 · new analysis 2026-10-18
40/100
Medium
Usable financial evidenceFinancial data included
Same industryDescriptive comparison – does not change the model score.
143 peersSolvency29%
Below 71% of peers
Profitability34%
Below 66% of peers
Liquidity51%
Close to the peer-group midpoint
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings202 days after period end
202 days after period end
3 consecutive periods
Supporting factors
- Active registered status
Risk factors to note
- Weak current ratio
- Negative profitability or net result
- High balance-sheet leverage
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB3
2026-10-1840/100 · v0.15
B3 → B3B3
2026-10-1740/100 · v0.15
B3 → B3B3
2026-10-03 01:4740/100 · v0.14
B1 → B3 · -20 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1560/100 · v0.14
Oldest retained automatic assessment in this comparisonB3
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
46/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 9 years of registry continuity.
Registry and status signalsVakaa
79/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
3 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → B3.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
23 register eventsLatest event: 2025-08-28
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Haapala BnB Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.