Risk grade updatedRisk gradeEvidence verified
20 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C.Business profile
Haapamäen Seudun Osuuspankki
Haapamäen Seudun Osuuspankki's registered office is Haapamäki. It is a cooperative bank. The company was established on 1908-11-26. It operates in the industry of other activities auxiliary to financial services, except insurance and pension funding.
Business ID 0175990-8ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0175990-8
- Sector
- Other activities auxiliary to financial services, except insurance and pension funding
- Municipality
- Haapamäki
- Company form
- Cooperative bank
- Registration date
- 1908-11-26
- Business ID registration date
- 1978-03-15
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: PIHLAJAVEDENTIE 3, 42800, Haapamäki
About Haapamäen Seudun Osuuspankki
Financial position and key figures for the company.
Haapamäen Seudun Osuuspankki's location municipality is Haapamäki. It is a cooperative bank. The company was established on 1908-11-26. It operates in the industry of other activities auxiliary to financial services, except insurance and pension funding.
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0175990-8
VAT IDFI01759908
MunicipalityHaapamäki
Current registered entries
1908-11-26Registered in Patent and Registration Office (Trade Register)
1970-01-01Registered in Tax Administration (Employer Register)
1978-03-15Registered in Tax Administration (Tax Administration)
1995-03-01Registered in Tax Administration (Prepayment Register)
2002-07-01Member of liability group in Tax Administration (VAT Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
C
Elevated riskHaapamäen Seudun Osuuspankki
Grade downgradedA2 → C · new analysis 2026-10-20
39/100
Medium
Registry and statistical evidenceRegistry and statistics based
Supporting factors
- Active registered status
- Long registry continuity
- Lower industry distress context
Risk factors to note
- Severe registry event in the last 6 months
- Sufficient structured financial metrics are not available
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsC
2026-10-2039/100 · v0.15
A2 → C · -41 points- A severe registry signal entered the assessment (0–6 months).
- New risk factor: Severe registry event in the last 6 months.
- Supporting factor cleared: Company context reduces the weight of an isolated financial signal.
A2
2026-09-1680/100 · v0.14
Oldest retained automatic assessment in this comparisonC
2026-10-20
open-risk-grade-v0.15
The grade uses registry, industry, and regional signals because sufficient source-backed financial metrics are not available for a Tier 1 assessment.
A serious registry signal affects this grade. Review the profile registry and notification details as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
88/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityVakiintunut
100/100
The company has about 117 years of registry continuity.
Registry and status signalsKoholla
20/100
A severity-mapped registry signal in the last 6 months requires attention.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
16 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Registry timeline
Trade register notifications shown on a timeline.
50 register eventsLatest event: 2026-09-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-04-07.
This company profile has not been claimed yet
Haapamäen Seudun Osuuspankki shows public core facts. A company representative can claim the profile, update public information, and access owner tools.