Risk grade updatedRisk gradeEvidence verified
28 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → B3.Business profile
Habitor Oy
Habitor Oy's registered office is Helsingfors. It is a limited company. The company was established on 2005-12-19. It operates in the industry of buying and selling of own real estate. In its latest retained statement for 2025-12-31, revenue was €116,102 and operating profit was -€57,036.
Business ID 2006477-3ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2006477-3
- Sector
- Buying and selling of own real estate
- Municipality
- Helsingfors
- Company form
- Limited company
- Registration date
- 2005-12-19
- Business ID registration date
- 2005-12-12
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Töölönkatu 15 E 88 b, 00100, Helsingfors
About Habitor Oy
Financial position and key figures for the company.
Habitor Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2005-12-19. It operates in the industry of buying and selling of own real estate. In its latest retained statement for 2025-12-31, revenue was €116,102 and operating profit was -€57,036. The latest retained financial statement for 2025-12-31 shows revenue of €116,102 and profit for the financial year of €163,954. Based on the latest retained statement, revenue growth was -82.3%, operating margin was -49.1%, and equity ratio was +78.3%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
2
2
PRH/XBRL financial statement
Derived indicators
Revenue growth-82.3%
Operating margin-49.1%
Equity ratio78.3%
Balance-sheet contextLatest financial period
Inventory€0Previous: €417,488
Cash and bank€304,639Previous: €277,370
Retained earnings€1,827,203Previous: €1,819,698
Equity€1,999,157Previous: €1,985,203
Liabilities€552,424Previous: €213,518
Current assets€1,171,809Previous: €1,285,630
Current liabilities€61,971Previous: €213,518
Revenue trend2 periods
€655,921
2024-12-31
€116,102
2025-12-31
Operating profit (loss) trend2 periods
€177,577
2024-12-31
-€57,036
2025-12-31
Profit (loss) for the financial year trend2 periods
€157,506
2024-12-31
€163,954
2025-12-31
Assets trend2 periods
€2,198,721
2024-12-31
€2,551,580
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
98/100 · Declining
Current ratioGood
100/100 · Improving
Operating profit marginWeak
0/100 · Declining
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 90.3 % | 78.3 % |
| Current ratio | 3.25x | 4.92x |
| Operating profit margin | 27.1 % | -49.1 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2006477-3
VAT IDFI20064773
EU IDFIFPRO.2006477-3
MunicipalityHelsingfors
Current registered entries
2005-12-16Registered in Tax Administration (Tax Administration)
2005-12-19Registered in Patent and Registration Office (Trade Register)
2015-05-21Registered in Tax Administration (Prepayment Register)
2019-02-04VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)
2019-02-04VAT-liable for business activity in Tax Administration (VAT Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B3
MonitorHabitor Oy
Grade downgradedB1 → B3 · new analysis 2026-09-28
49/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
2 comparable periodsLiquidityImproving
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings125 days after period end
127 days after period end
2 consecutive periods
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- Active registered status
Risk factors to note
- Negative profitability or net result
- Sharp year-over-year revenue drop
- Coordinated deterioration across 3 financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsB3
2026-09-28 04:1849/100 · v0.14
B1 → B3 · -18 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1567/100 · v0.14
B1 → B1 · +7 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1460/100 · v0.12
Oldest retained automatic assessment in this comparisonB3
2026-09-28
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
A serious financial risk signal affects this grade. Review the profile financial indicators as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
53/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 20 years of registry continuity.
Registry and status signalsSeurattava
74/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
16 register eventsLatest event: 2025-05-09
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Habitor Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.