Business profile

Hailaiffi Oy

Hailaiffi Oy's registered office is Kemi. It is a limited company. The company was established on 2018-01-25. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2025-12-31, revenue was €158,353 and operating profit was €73,758.

Claim profileContact details
Business ID 2886055-5ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2886055-5
Sector
Activities of insurance agents and brokers
Municipality
Kemi
Company form
Limited company
Registration date
2018-01-25
Business ID registration date
2018-01-23
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Lukkarilankatu 8 C 18, 94100, Kemi

Phone: +358442803104Source observation

Email: [email protected]Source observation

People and decision-makers

Kurkela Harri Aarne OlaviToimitusjohtaja

About Hailaiffi Oy

Financial position and key figures for the company.

Hailaiffi Oy's location municipality is Kemi. It is a limited company. The company was established on 2018-01-25. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2025-12-31, revenue was €158,353 and operating profit was €73,758. Based on the latest retained statement, revenue growth was +65.0%, operating margin was +46.6%, and equity ratio was not currently available.

Extended business activity

A longer directory- or registry-backed activity description that complements the short registry industry label.

Vakuutusasiamiesten ja -välittäjien toiminta, kiinteän omaisuuden ja osakkeiden osto, myynti sekä vuokraus

Financial highlights

Key figures from the latest financial period.

Latest financial period

2025-12-31

Imported periods0
PRH parsed0
Profile sourceEnriched source observation
Derived indicators
Revenue growth65.0%
Operating margin46.6%
Revenue€158,353+€62,409 (+65.0%) vs previous periodPrevious: €95,944
Operating profit (loss)€73,758+€41,936 (+131.8%) vs previous periodPrevious: €31,822
Assets€540,424+€205,844 (+61.5%) vs previous periodPrevious: €334,580
Balance-sheet contextLatest financial period
Employees1Previous: 1
Revenue trend5 periods
€141,046
2021-12-31
€131,471
2022-12-31
€170,880
2023-12-31
€95,944
2024-12-31
€158,353
2025-12-31
Operating profit (loss) trend5 periods
€73,357
2021-12-31
€58,210
2022-12-31
€92,059
2023-12-31
€31,822
2024-12-31
€73,758
2025-12-31
Profit (loss) for the financial year trend4 periods
€58,055
2021-12-31
€45,582
2022-12-31
€66,997
2023-12-31
€26,470
2024-12-31
Assets trend5 periods
€162,087
2021-12-31
€260,224
2022-12-31
€345,730
2023-12-31
€334,580
2024-12-31
€540,424
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.

Equity ratioNot assessable
0/100 · Trend unavailable
Not available2024-12-31: 60.3 %
Current ratioNot assessable
0/100 · Trend unavailable
Not available2024-12-31: Ei saatavilla
Operating profit marginGood
100/100 · Improving
46.6 %2024-12-31: 23.4 %
Ratio history
Ratio2021-12-312022-12-312023-12-312024-12-312025-12-31
Equity ratio59.3 %51.5 %55.0 %60.3 %-
Current ratio-----
Operating profit margin46.1 %40.1 %46.7 %23.4 %46.6 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2886055-5
VAT IDFI28860555
EU IDFIFPRO.2886055-5
MunicipalityKemi
Current registered entries
2018-01-23Registered in Tax Administration (Prepayment Register)
2018-01-25Registered in Tax Administration (Tax Administration)
2018-01-25Registered in Patent and Registration Office (Trade Register)
2018-02-01Registered in Tax Administration (Employer Register)
2023-01-01VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)

Responsible people

Public role relationships materialized from source observations.

Kurkela Harri Aarne OlaviToimitusjohtajaSources: 6 · Confidence: 78%
Kurkela Harri Aarne OlaviVarsinainen jäsenSources: 3 · Confidence: 78%
Aitto-Oja Mika MatiasVarajäsenSources: 2 · Confidence: 78%

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B1
StableHailaiffi Oy
Grade unchangedB1 · new analysis 2026-10-18
Model score69/100
Assessment confidenceMedium
Evidence qualityLimited financial evidenceRegistry and statistics based
Financial trajectoryFinancial development is mostly stable or mixed.
4 comparable periods
RevenueVolatile
ProfitabilityVolatile
SolvencyNot enough history
LiquidityNot enough history
Supporting factors
  • Active registered status
  • A newer financial statement filing has been reported
  • Lower industry distress context
Risk factors to note
  • Sufficient structured financial metrics are not available
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessments
B1
2026-10-1869/100 · v0.15
B1 → B1
B1
2026-09-2669/100 · v0.14
Oldest retained automatic assessment in this comparison
Automatic model gradeB1
Automatic model snapshot2026-10-18
Automatic model versionopen-risk-grade-v0.15
Registry and statistics based

The grade uses registry, industry, and regional signals because sufficient source-backed financial metrics are not available for a Tier 1 assessment.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
77/100

Industry context is low based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 8 years of registry continuity.

Registry and status signalsSeurattava
70/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
26 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

10 register eventsLatest event: 2026-04-08

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Hailaiffi Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.