Risk grade updatedRisk gradeEvidence verified
25 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A3.Business profile
HamFi Oy
HamFi Oy's registered office is Vaasa. It is a limited company. The company was established on 2011-12-07. It operates in the industry of office administrative and support activities. In its latest retained statement for 2025-12-31, revenue was €77,320 and operating profit was €1,009.
Business ID 2445953-7ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2445953-7
- Sector
- Office administrative and support activities
- Municipality
- Vaasa
- Company form
- Limited company
- Registration date
- 2011-12-07
- Business ID registration date
- 2011-12-02
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Hovioikeudenpuistikko 7 C, 65100, Vaasa
Website: https://www.ajanhammas.fiSource observation
About HamFi Oy
Financial position and key figures for the company.
HamFi Oy's location municipality is Vaasa. It is a limited company. The company was established on 2011-12-07. It operates in the industry of office administrative and support activities. In its latest retained statement for 2025-12-31, revenue was €77,320 and operating profit was €1,009. The latest retained financial statement for 2025-12-31 shows revenue of €77,320 and profit for the financial year of €130,037. Based on the latest retained statement, revenue growth was -46.5%, operating margin was +1.3%, and equity ratio was +98.4%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth-46.5%
Operating margin1.3%
Equity ratio98.4%
Balance-sheet contextLatest financial period
Cash and bank€1,270Previous: €798
Retained earnings€326,451Previous: €237,637
Equity€459,088Previous: €379,856
Liabilities€7,575Previous: €98,868
Current assets€4,383Previous: €16,445
Current liabilities€7,575Previous: €46,376
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Improving
Current ratioWeak
6/100 · Improving
Operating profit marginPassable
53/100 · Declining
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2445953-7
EU IDFIFPRO.2445953-7
MunicipalityVaasa
Current registered entries
2011-12-07Registered in Patent and Registration Office (Trade Register)
2011-12-20Registered in Tax Administration (Tax Administration)
2012-01-01Registered in Tax Administration (Employer Register)
2012-01-01Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodHamFi Oy
Grade upgradedB1 → A3 · new analysis 2026-09-25
70/100
Medium
Usable financial evidenceFinancial data included
Same size nationallyDescriptive comparison – does not change the model score.
274 peersSolvency88%
Better than 88% of peers
Profitability57%
Better than 57% of peers
Liquidity52%
Close to the peer-group midpoint
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings85 days after period end
85 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
- Weak current ratio
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsA3
2026-09-25 18:0170/100 · v0.14
B1 → A3 · +2 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1568/100 · v0.14
B1 → B1 · +7 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1461/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-09-25
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
58/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 14 years of registry continuity.
Registry and status signalsVakaa
84/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
21 register eventsLatest event: 2026-04-08
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-03-26.
This company profile has not been claimed yet
HamFi Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.