Business profile

Hardtop oy

Hardtop oy's registered office is Esbo. It is a limited company. The company was established on 2019-06-18. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-12-31, revenue was €718,605 and operating profit was €7,347.

Business ID 3003358-3ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3003358-3
Sector
Construction of residential and non-residential buildings
Municipality
Esbo
Company form
Limited company
Registration date
2019-06-18
Business ID registration date
2019-05-28
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Peuraniitty 5 B 71, 02750, Esbo

About Hardtop oy

Financial position and key figures for the company.

Hardtop oy's location municipality is Esbo. It is a limited company. The company was established on 2019-06-18. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-12-31, revenue was €718,605 and operating profit was €7,347. The latest retained financial statement for 2025-12-31 shows revenue of €718,605 and profit for the financial year of €4,208. Based on the latest retained statement, revenue growth was +115.7%, operating margin was +1.0%, and equity ratio was +41.7%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods4
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth115.7%
Operating margin1.0%
Equity ratio41.7%
Revenue€718,605+€385,380 (+115.7%) vs previous periodPrevious: €333,225
Operating profit (loss)€7,347-€51,566 (-87.5%) vs previous periodPrevious: €58,913
Profit (loss) for the financial year€4,208-€43,355 (-91.2%) vs previous periodPrevious: €47,564
Assets€113,655+€19,391 (+20.6%) vs previous periodPrevious: €94,264
Balance-sheet contextLatest financial period
Other operating income€216Previous: €0
Cash and bank€20,299Previous: €24,722
Retained earnings€40,656Previous: -€3,154
Equity€47,365Previous: €46,909
Liabilities€66,290Previous: €47,355
Current assets€73,529Previous: €89,966
Current liabilities€25,566Previous: €47,355
Revenue trend2 periods
€333,225
2024-12-31
€718,605
2025-12-31
Operating profit (loss) trend2 periods
€58,913
2024-12-31
€7,347
2025-12-31
Profit (loss) for the financial year trend2 periods
€47,564
2024-12-31
€4,208
2025-12-31
Assets trend2 periods
€94,264
2024-12-31
€113,655
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioSatisfactory
52/100 · Declining
41.7 %2024-12-31: 49.8 %
Current ratioPassable
26/100 · Improving
0.79x2024-12-31: 0.52x
Operating profit marginPassable
53/100 · Declining
1.0 %2024-12-31: 17.7 %
Ratio history
Ratio2024-12-312025-12-31
Equity ratio49.8 %41.7 %
Current ratio0.52x0.79x
Operating profit margin17.7 %1.0 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3003358-3
VAT IDFI30033583
EU IDFIFPRO.3003358-3
MunicipalityEsbo
Current registered entries
2019-06-18Registered in Tax Administration (Tax Administration)
2019-06-18Registered in Patent and Registration Office (Trade Register)
2023-11-30Registered in Tax Administration (Prepayment Register)
2023-12-01Registered in Tax Administration (Employer Register)
2023-12-01VAT-liable for business activity in Tax Administration (VAT Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B1
StableHardtop oy
Grade upgradedB2 → B1 · new analysis 2026-09-22
Model score62/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
3 comparable periods
RevenueImproving
ProfitabilityDeteriorating
SolvencyDeteriorating
LiquidityImproving
Peer comparisonSame industryDescriptive comparison – does not change the model score.
63 peers
Solvency43%
Below 57% of peers
Profitability43%
Below 57% of peers
Liquidity60%
Better than 60% of peers
Revenue growth95%
Better than 95% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag79 days after period end
Typical registration lag62 days after period end
Annual continuity4 consecutive periods
Supporting factors
  • Strong equity ratio
  • Active registered status
  • A newer financial statement filing has been reported
Risk factors to note
  • Weak current ratio
  • Coordinated deterioration across 2 financial domains
  • Elevated industry distress context
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessments
B1
2026-09-22 23:4762/100 · v0.14
B2 → B1 · +6 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B2
2026-09-1556/100 · v0.14
B2 → B2 · +2 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1354/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeB1
Automatic model snapshot2026-09-22
Automatic model versionopen-risk-grade-v0.14
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskhigh
25/100

Industry context is high based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 7 years of registry continuity.

Registry and status signalsVakaa
77/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
22 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → B1.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.
Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.

Registry timeline

Trade register notifications shown on a timeline.

18 register eventsLatest event: 2026-04-18

Financial statements availability

Available financial statement periods and PRH source filings.

4 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Hardtop oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.