Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Business profile
Harjavallan Trade JMR Oy
Harjavallan Trade JMR Oy's registered office is Harjavalta. It is a limited company. The company was established on 1993-10-27. It operates in the industry of manufacture of knitted and crocheted apparel. In its latest retained statement for 2026-01-31, revenue was €146,503 and operating profit was €13,248.
Business ID 0949048-0ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0949048-0
- Sector
- Manufacture of knitted and crocheted apparel
- Municipality
- Harjavalta
- Company form
- Limited company
- Registration date
- 1993-10-27
- Business ID registration date
- 1993-12-01
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: TEOLLISUUSKATU 22, 29200, Harjavalta
About Harjavallan Trade JMR Oy
Financial position and key figures for the company.
Harjavallan Trade JMR Oy's location municipality is Harjavalta. It is a limited company. The company was established on 1993-10-27. It operates in the industry of manufacture of knitted and crocheted apparel. In its latest retained statement for 2026-01-31, revenue was €146,503 and operating profit was €13,248. The latest retained financial statement for 2026-01-31 shows revenue of €146,503 and profit for the financial year of €10,605. Based on the latest retained statement, revenue growth was +19.5%, operating margin was +9.0%, and equity ratio was -124.1%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2026-01-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth19.5%
Operating margin9.0%
Equity ratio-124.1%
Balance-sheet contextLatest financial period
Inventory€8,831Previous: €14,384
Cash and bank€13,929Previous: €5,471
Retained earnings-€58,278Previous: -€57,582
Equity-€45,151Previous: -€55,756
Liabilities€81,519Previous: €94,146
Current assets€35,881Previous: €37,740
Current liabilities€81,519Previous: €94,146
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
0/100 · Improving
Current ratioWeak
9/100 · Improving
Operating profit marginSatisfactory
73/100 · Improving
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0949048-0
VAT IDFI09490480
EU IDFIFPRO.0949048-0
MunicipalityHarjavalta
Current registered entries
1993-10-27Registered in Patent and Registration Office (Trade Register)
1993-12-01Registered in Tax Administration (Tax Administration)
1996-06-01VAT-liable for business activity in Tax Administration (VAT Register)
2002-01-01Registered in Tax Administration (Employer Register)
2006-11-01Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B3
MonitorHarjavallan Trade JMR Oy
Grade unchangedB3 · new analysis 2026-10-18
45/100
Medium
Usable financial evidenceFinancial data included
Same size nationallyDescriptive comparison – does not change the model score.
6431 peersSolvency3%
Below 97% of peers
Profitability58%
Better than 58% of peers
Liquidity42%
Below 58% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings130 days after period end
130 days after period end
1 consecutive periods
Supporting factors
- Strong operating profitability
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Negative equity
- Weak current ratio
- High balance-sheet leverage
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB3
2026-10-1845/100 · v0.15
B3 → B3B3
2026-10-03 02:2245/100 · v0.14
A3 → B3 · -30 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2026-01-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
A3
2026-09-1575/100 · v0.14
B1 → A3 · +10 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1465/100 · v0.12
Oldest retained automatic assessment in this comparisonB3
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
A serious financial risk signal affects this grade. Review the profile financial indicators as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
75/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 32 years of registry continuity.
Registry and status signalsErittäin vahva
93/100
Long registry history, recent financial statement filings, and active register markings support this signal.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
3 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → B3.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
28 register eventsLatest event: 2026-06-10
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2026-01-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Harjavallan Trade JMR Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.