Business profile

HAVI Tilat Oy

HAVI Tilat Oy's registered office is Seinäjoki. It is a limited company. The company was established on 2022-02-08. It operates in the industry of rental and operating of own or leased non-residential real estate. In its latest retained statement for 2025-12-31, revenue was €10,423 and operating profit was €6,472.

Claim profileContact details
Business ID 3263571-3ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3263571-3
Sector
Rental and operating of own or leased non-residential real estate
Municipality
Seinäjoki
Company form
Limited company
Registration date
2022-02-08
Business ID registration date
2022-01-25
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Puurtajantie 33 H 12, 60100, Seinäjoki

Postal address: Hannukselantie 457, 60800, Ilmajoki

Website: https://www.havitilat.comSource observation

About HAVI Tilat Oy

Financial position and key figures for the company.

HAVI Tilat Oy's location municipality is Seinäjoki. It is a limited company. The company was established on 2022-02-08. It operates in the industry of rental and operating of own or leased non-residential real estate. In its latest retained statement for 2025-12-31, revenue was €10,423 and operating profit was €6,472. The latest retained financial statement for 2025-12-31 shows revenue of €10,423 and profit for the financial year of €965. Based on the latest retained statement, revenue growth was -22.1%, operating margin was +62.1%, and equity ratio was +3.9%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods4
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-22.1%
Operating margin62.1%
Equity ratio3.9%
Revenue€10,423-€2,952 (-22.1%) vs previous periodPrevious: €13,375
Operating profit (loss)€6,472-€4 (-0.1%) vs previous periodPrevious: €6,476
Profit (loss) for the financial year€965-€885 (-47.8%) vs previous periodPrevious: €1,849
Assets€75,659-€2,770 (-3.5%) vs previous periodPrevious: €78,429
Balance-sheet contextLatest financial period
Other operating income€2,049Previous: €0
Cash and bank€5,856Previous: €8,725
Retained earnings€1,963Previous: €113
Equity€2,928Previous: €1,963
Liabilities€72,731Previous: €76,466
Current assets€9,359Previous: €12,129
Current liabilities€2,318Previous: €5,149
Revenue trend2 periods
€13,375
2024-12-31
€10,423
2025-12-31
Operating profit (loss) trend2 periods
€6,476
2024-12-31
€6,472
2025-12-31
Profit (loss) for the financial year trend2 periods
€1,917
2024-12-31
€965
2025-12-31
Assets trend2 periods
€78,429
2024-12-31
€75,659
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioWeak
5/100 · Improving
3.9 %2024-12-31: 2.6 %
Current ratioGood
84/100 · Improving
2.53x2024-12-31: 1.72x
Operating profit marginGood
100/100 · Improving
51.9 %2024-12-31: 48.4 %
Ratio history
Ratio2024-12-312025-12-31
Equity ratio2.6 %3.9 %
Current ratio1.72x2.53x
Operating profit margin48.4 %51.9 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3263571-3
VAT IDFI32635713
EU IDFIFPRO.3263571-3
MunicipalitySeinäjoki
Current registered entries
2022-01-25VAT-liable for business activity in Tax Administration (VAT Register)
2022-02-08Registered in Tax Administration (Tax Administration)
2022-02-08Registered in Patent and Registration Office (Trade Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B2
SatisfactoryHAVI Tilat Oy
Grade unchangedB2 · new analysis 2026-10-18
Model score56/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
3 comparable periods
RevenueDeteriorating
ProfitabilityImproving
SolvencyStable
LiquidityImproving
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
77 peers
Solvency27%
Below 73% of peers
Profitability87%
Better than 87% of peers
Liquidity86%
Better than 86% of peers
Revenue growth26%
Below 74% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag120 days after period end
Typical registration lag158 days after period end
Annual continuity4 consecutive periods
Supporting factors
  • Strong operating profitability
  • Healthy short-term liquidity
  • Company context reduces the weight of an isolated financial signal
Risk factors to note
  • High balance-sheet leverage
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
B2
2026-10-1856/100 · v0.15
B2 → B2
B2
2026-09-27 14:5156/100 · v0.14
B2 → B2 · -2 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B2
2026-09-1558/100 · v0.14
B2 → B2 · +1 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1457/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeB2
Automatic model snapshot2026-10-18
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
77/100

Industry context is low based on normalized open statistical inputs.

Age and continuityNuori
35/100

The company has about 4 years of registry continuity.

Registry and status signalsRajallinen
49/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.

Registry timeline

Trade register notifications shown on a timeline.

6 register eventsLatest event: 2026-04-30

Financial statements availability

Available financial statement periods and PRH source filings.

4 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

HAVI Tilat Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.