Risk grade updatedRisk gradeEvidence verified
2 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A3.Business profile
Havil Oy
Havil Oy's registered office is Suonenjoki. It is a limited company. The company was established on 2011-08-12. It operates in the industry of electrical installation.
Business ID 2421311-5ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2421311-5
- Sector
- Electrical installation
- Municipality
- Suonenjoki
- Company form
- Limited company
- Registration date
- 2011-08-12
- Business ID registration date
- 2011-08-03
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Mansikkaraitti 6, 77600, Suonenjoki
Postal address: Iisvedentie 265, 77600, Suonenjoki
Website: https://www.haviloy.netSource observation
About Havil Oy
Financial position and key figures for the company.
Havil Oy's location municipality is Suonenjoki. It is a limited company. The company was established on 2011-08-12. It operates in the industry of electrical installation. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was +78.9%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-07-31
6
2
PRH/XBRL financial statement
Derived indicators
Equity ratio78.9%
Balance-sheet contextLatest financial period
Inventory€8,504Previous: €2,818
Cash and bank€53,483Previous: €78,112
Retained earnings€65,177Previous: €77,862
Equity€77,350Previous: €78,670
Liabilities€20,625Previous: €17,536
Current assets€75,116Previous: €90,765
Current liabilities€20,625Previous: €17,536
Operating profit (loss) trend2 periods
-€27,543
2024-07-31
-€4,143
2025-07-31
Profit (loss) for the financial year trend2 periods
-€27,549
2024-07-31
-€4,192
2025-07-31
Assets trend2 periods
€96,207
2024-07-31
€97,975
2025-07-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
99/100 · Declining
Current ratioGood
100/100 · Declining
Operating profit marginNot assessable
0/100 · Trend unavailable
Ratio history
| Ratio | 2024-07-31 | 2025-07-31 |
|---|---|---|
| Equity ratio | 81.8 % | 79.0 % |
| Current ratio | 4.61x | 3.01x |
| Operating profit margin | - | - |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2421311-5
VAT IDFI24213115
EU IDFIFPRO.2421311-5
MunicipalitySuonenjoki
Current registered entries
2011-08-05VAT-liable for business activity in Tax Administration (VAT Register)
2011-08-05Registered in Tax Administration (Prepayment Register)
2011-08-12Registered in Tax Administration (Tax Administration)
2011-08-12Registered in Patent and Registration Office (Trade Register)
2015-05-01Registered in Tax Administration (Employer Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodHavil Oy
Grade upgradedB1 → A3 · new analysis 2026-10-02
73/100
Medium
Usable financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsRevenueNot enough history
ProfitabilityNot enough history
SolvencyStable
Same industryDescriptive comparison – does not change the model score.
96 peersSolvency77%
Better than 77% of peers
Liquidity88%
Better than 88% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings167 days after period end
152 days after period end
4 consecutive periods
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- Active registered status
Risk factors to note
- Negative profitability or net result
- Losses in the latest and previous available periods
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsA3
2026-10-02 02:3173/100 · v0.14
B1 → A3 · +11 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-07-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1562/100 · v0.14
B2 → B1 · +4 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1458/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-10-02
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
38/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 15 years of registry continuity.
Registry and status signalsVakaa
83/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
19 register eventsLatest event: 2026-01-14
Financial statements availability
Available financial statement periods and PRH source filings.
6 financial statement periodsLatest financial period: 2025-07-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Havil Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.