Risk grade updatedRisk gradeEvidence verified
20 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Business profile
Havre Investments Oy
Havre Investments Oy's registered office is Helsingfors. It is a limited company. The company was established on 2006-07-10. It operates in the industry of rental of own or leased dwellings and residential real estate. In its latest retained statement for 2025-07-31, revenue was €49,635 and operating profit was €17,701.
Business ID 2046837-2ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2046837-2
- Sector
- Rental of own or leased dwellings and residential real estate
- Municipality
- Helsingfors
- Company form
- Limited company
- Registration date
- 2006-07-10
- Business ID registration date
- 2006-07-04
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Humikkalantie 47, 00940, Helsingfors
Phone: +358408618449Source observation
Email: [email protected]Source observation
Website: https://www.vdf.fiSource observation
People and decision-makers
Haverinen Sini HannelePuheenjohtaja
Email: Email available for logged-in usersSource: company website
Direct contact details available for logged-in usersSome person-level contact details are shown only to registered users. The data is based on public sources, such as the company's own website.Log in to view decision-maker contact details
About Havre Investments Oy
Financial position and key figures for the company.
Havre Investments Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2006-07-10. It operates in the industry of rental of own or leased dwellings and residential real estate. In its latest retained statement for 2025-07-31, revenue was €49,635 and operating profit was €17,701. The latest retained financial statement for 2025-07-31 shows revenue of €49,635 and profit for the financial year of €8,533. Based on the latest retained statement, revenue growth was +62.6%, operating margin was +23.2%, and equity ratio was +65.8%.
Auxiliary business names
Public alternate names materialized from source observations.
SISUSTUSINFO SISkandivaVisual Design Finland VDFVisual Design Finland VDF Oy
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-07-31
0
0
Enriched source observation
Derived indicators
Revenue growth62.6%
Operating margin23.2%
Equity ratio65.8%
Revenue€49,635+€19,102 (+62.6%) vs previous periodPrevious: €30,533
Operating profit (loss)€17,701+€38,240 (+186.2%) vs previous periodPrevious: -€20,540
Profit (loss) for the financial year€8,533+€39,769 (+127.3%) vs previous periodPrevious: -€31,236
Assets€717,096+€17,292 (+2.5%) vs previous periodPrevious: €699,805
Balance-sheet contextLatest financial period
Profit before taxes€8,533Previous: -€30,729
Employees1Previous: 1
Revenue trend5 periods
€33,650
2021-07-31
€57,925
2022-07-31
€64,601
2023-07-31
€30,533
2024-07-31
€49,635
2025-07-31
Operating profit (loss) trend5 periods
€12,625
2021-07-31
€16,063
2022-07-31
€12,070
2023-07-31
-€20,540
2024-07-31
€17,701
2025-07-31
Profit (loss) for the financial year trend5 periods
€35,096
2021-07-31
€2,583
2022-07-31
€2,550
2023-07-31
-€31,236
2024-07-31
€8,533
2025-07-31
Assets trend5 periods
€192,161
2021-07-31
€709,933
2022-07-31
€721,154
2023-07-31
€699,805
2024-07-31
€717,096
2025-07-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioGood
82/100 · Declining
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginGood
100/100 · Improving
Ratio history
| Ratio | 2021-07-31 | 2022-07-31 | 2023-07-31 | 2024-07-31 | 2025-07-31 |
|---|---|---|---|---|---|
| Equity ratio | -5.7 % | 69.3 % | 68.5 % | 66.2 % | 65.8 % |
| Current ratio | - | - | - | - | - |
| Operating profit margin | 26.1 % | 22.8 % | 13.6 % | -36.7 % | 23.2 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2046837-2
VAT IDFI20468372
EU IDFIFPRO.2046837-2
MunicipalityHelsingfors
Current registered entries
2006-07-07Registered in Tax Administration (Tax Administration)
2006-07-10Registered in Patent and Registration Office (Trade Register)
2006-08-01VAT-liable for business activity in Tax Administration (VAT Register)
2006-08-01Registered in Tax Administration (Prepayment Register)
Responsible people
Public role relationships materialized from source observations.
Direct contact details available for logged-in users.
Haverinen Sini HannelePuheenjohtajaSources: 5 · Confidence: 78%
Haverinen Ada Elsa StinaVarajäsenSources: 2 · Confidence: 78%
Niskanen Meri TuuliaVarsinainen jäsenSources: 4 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodHavre Investments Oy
Grade unchangedA2 · new analysis 2026-10-20
87/100
Medium
Usable financial evidenceFinancial data included
Financial development has been volatile across multiple domains.
4 comparable periodsRevenueVolatile
ProfitabilityVolatile
SolvencyStable
LiquidityNot enough history
Same industryDescriptive comparison – does not change the model score.
68 peersSolvency56%
Better than 56% of peers
Profitability62%
Better than 62% of peers
Revenue growth90%
Better than 90% of peers
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Company context reduces the weight of an isolated financial signal
Risk factors to note
- Material volatility across multiple financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsA2
2026-10-2087/100 · v0.15
A2 → A2 · -2 points- Evidence quality: Strong financial evidence → Usable financial evidence.
A2
2026-09-2789/100 · v0.14
Oldest retained automatic assessment in this comparisonA2
2026-10-20
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 20 years of registry continuity.
Registry and status signalsVakaa
84/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
27 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Registry timeline
Trade register notifications shown on a timeline.
24 register eventsLatest event: 2026-09-08
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Havre Investments Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.