Risk grade updatedRisk gradeEvidence verified
27 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.Business profile
Havu Properties Oy
Havu Properties Oy was declared bankrupt 2025-12-18. In its latest retained statement for 2024-12-31, revenue was €6,999,812 and operating profit was -€311,344.
Business ID 3307581-8BANKRUPTCYUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3307581-8
- Sector
- Development of building projects
- Municipality
- Helsingfors
- Company form
- Limited company
- Registration date
- 2022-09-21
- Business ID registration date
- 2022-08-25
- Business status
- BANKRUPTCY
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Vanha talvitie 3 D 265, 00580, Helsingfors
Phone: +3585064615Source observation
Email: [email protected]Source observation
Website: https://havuproperties.fiSource observation
People and decision-makers
Ari Kaarlo UronenSelvitysmies
About Havu Properties Oy
Financial position and key figures for the company.
Havu Properties Oy was declared bankrupt 2025-12-18. In its latest retained statement for 2024-12-31, revenue was €6,999,812 and operating profit was -€311,344. The latest retained financial statement for 2024-12-31 shows revenue of €6,999,812 and profit for the financial year of -€554,318. Based on the latest retained statement, revenue growth was +111.9%, operating margin was -4.4%, and equity ratio was -6.7%.
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Yhtiön toimiala on asuin- ja muiden rakennusten rakentaminen, rakennuttaminen ja rakennushankkeiden kehittäminen sekä kiinteistöjen kauppa, vuokraus ja hallinta.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2024-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth111.9%
Operating margin-4.4%
Equity ratio-6.7%
Revenue€6,999,812+€3,695,834 (+111.9%) vs previous periodPrevious: €3,303,978
Operating profit (loss)-€311,344-€236,494 (-316.0%) vs previous periodPrevious: -€74,850
Profit (loss) for the financial year-€554,318-€227,881 (-69.8%) vs previous periodPrevious: -€326,437
Assets€5,230,032-€1,144,906 (-18.0%) vs previous periodPrevious: €6,374,938
Balance-sheet contextLatest financial period
Profit before taxes-€554,318Previous: -€326,437
Employees1Previous: 0
Revenue trend2 periods
€3,303,978
2023-12-31
€6,999,812
2024-12-31
Operating profit (loss) trend2 periods
-€74,850
2023-12-31
-€311,344
2024-12-31
Profit (loss) for the financial year trend2 periods
-€326,437
2023-12-31
-€554,318
2024-12-31
Assets trend2 periods
€6,374,938
2023-12-31
€5,230,032
2024-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioWeak
0/100 · Declining
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginWeak
39/100 · Declining
Ratio history
| Ratio | 2023-12-31 | 2024-12-31 |
|---|---|---|
| Equity ratio | 2.7 % | -6.7 % |
| Current ratio | - | - |
| Operating profit margin | -2.3 % | -4.4 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusBANKRUPTCY
Trade RegisterRegistered
Business ID3307581-8
EU IDFIFPRO.3307581-8
MunicipalityHelsingfors
Current registered entries
2022-09-21Registered in Tax Administration (Tax Administration)
2022-09-21Registered in Patent and Registration Office (Trade Register)
Responsible people
Public role relationships materialized from source observations.
Ari Kaarlo UronenSelvitysmiesSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
D
High riskHavu Properties Oy
Grade unchangedD · new analysis 2026-10-18
21/100
Medium
Usable financial evidenceFinancial data included
Financial development is mostly stable or mixed.
2 comparable periodsRevenueImproving
ProfitabilityStable
LiquidityNot enough history
Same industryDescriptive comparison – does not change the model score.
464 peersSolvency9%
Below 91% of peers
Profitability19%
Below 81% of peers
Revenue growth95%
Better than 95% of peers
Supporting factors
- A newer financial statement filing has been reported
Risk factors to note
- Negative equity
- Negative profitability or net result
- Losses in the latest and previous available periods
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsD
2026-10-1821/100 · v0.15
D → D · -6 points- Risk factor cleared: High balance-sheet leverage.
D
2026-09-2727/100 · v0.14
Oldest retained automatic assessment in this comparisonD
2026-10-18
open-risk-grade-v0.15
The grade is reduced because of a critical legal status such as bankruptcy or liquidation.
A serious registry signal affects this grade. Review the profile registry and notification details as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
53/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 4 years of registry continuity.
Registry and status signalsHälyttävä
0/100
Bankruptcy or liquidation status is treated as a critical legal distress signal.
Events & news
Verified events and sourced external company news in one timeline.
Registry timeline
Trade register notifications shown on a timeline.
12 register eventsLatest event: 2025-12-18
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Havu Properties Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.