Business profile

HB Associate Oy

HB Associate Oy's registered office is Esbo. It is a limited company. The company was established on 2024-06-07. It operates in the industry of business and other management consultancy activities. In its latest retained statement for 2025-10-31, revenue was €89,175 and operating profit was €39,809.

Business ID 3451781-7ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3451781-7
Sector
Business and other management consultancy activities
Municipality
Esbo
Company form
Limited company
Registration date
2024-06-07
Business ID registration date
2024-05-24
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Tietotie 1, 02150, Esbo

Postal address: P.O. Box 60, 00101, Helsingfors

People and decision-makers

Rytkönen Jani MattiToimitusjohtaja

About HB Associate Oy

Financial position and key figures for the company.

HB Associate Oy's location municipality is Esbo. It is a limited company. The company was established on 2024-06-07. It operates in the industry of business and other management consultancy activities. In its latest retained statement for 2025-10-31, revenue was €89,175 and operating profit was €39,809. The latest retained financial statement for 2025-10-31 shows revenue of €89,175 and profit for the financial year of €16,865. Based on the latest retained statement, revenue growth was not currently available, operating margin was +44728.8%, and equity ratio was +5795.6%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-10-31

Imported periods1
PRH parsed1
Profile sourceCombined source
Derived indicators
Operating margin44728.8%
Equity ratio5795.6%
Balance-sheet contextLatest financial period
Cash and bank€2,220Previous: No comparison value
Profit before taxes€21,082Previous: No comparison value
Equity€16,865Previous: No comparison value
Liabilities€274,145Previous: No comparison value
Current assets€206,940Previous: No comparison value
Current liabilities€67,662Previous: No comparison value
Employees2Previous: No comparison value

Financial ratios

Financial ratios based on financial statement data. Source: Yhdistetty lähde.

Equity ratioGood
100/100 · Trend unavailable
5795.6 %Comparison period is not available from the source
Current ratioWeak
1/100 · Trend unavailable
0.03xComparison period is not available from the source
Operating profit marginGood
100/100 · Trend unavailable
44728.8 %Comparison period is not available from the source

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3451781-7
VAT IDFI34517817
EU IDFIFPRO.3451781-7
MunicipalityEsbo
Current registered entries
2024-05-24VAT-liable for business activity in Tax Administration (VAT Register)
2024-05-24Registered in Tax Administration (Prepayment Register)
2024-06-07Registered in Tax Administration (Tax Administration)
2024-06-07Registered in Patent and Registration Office (Trade Register)

Responsible people

Public role relationships materialized from source observations.

Rytkönen Jani MattiToimitusjohtajaSources: 5 · Confidence: 78%
Rytkönen Jani MattiVarsinainen jäsenSources: 2 · Confidence: 78%
Rytkönen Jaana OrvokkiVarajäsenSources: 2 · Confidence: 78%

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B2
SatisfactoryHB Associate Oy
Grade unchangedB2 · new analysis 2026-09-22
Model score54/100
Assessment confidenceMedium
Evidence qualityUsable financial evidenceFinancial data included
Peer comparisonSame size nationallyDescriptive comparison – does not change the model score.
113 peers
Solvency23%
Below 77% of peers
Profitability87%
Better than 87% of peers
Liquidity46%
Close to the peer-group midpoint
Financial statement reporting patternLimited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings
Latest registration lag117 days after period end
Typical registration lag117 days after period end
Annual continuity1 consecutive periods
Supporting factors
  • Strong operating profitability
  • Company context reduces the weight of an isolated financial signal
  • Active registered status
Risk factors to note
  • Weak current ratio
  • High balance-sheet leverage
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessments
B2
2026-09-22 07:2354/100 · v0.14
B2 → B2 · +2 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-10-31).
  • Evidence quality: Registry and statistical evidence → Usable financial evidence.
B2
2026-09-1452/100 · v0.14
B2 → B2 · -2 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1354/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeB2
Automatic model snapshot2026-09-22
Automatic model versionopen-risk-grade-v0.14
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
72/100

Industry context is low based on normalized open statistical inputs.

Age and continuityNuori
15/100

The company has about 2 years of registry continuity.

Registry and status signalsRajallinen
41/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.
Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.

Registry timeline

Trade register notifications shown on a timeline.

4 register eventsLatest event: 2026-03-12

Financial statements availability

Available financial statement periods and PRH source filings.

1 financial statement periodsLatest financial period: 2025-10-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

HB Associate Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.