Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
HB Finance Oy
HB Finance Oy's registered office is Helsingfors. It is a limited company. The company was established on 2024-01-25. It operates in the industry of business and other management consultancy activities. In its latest retained statement for 2024-12-31, revenue was €36,314 and operating profit was €6,238.
Business ID 3418084-7ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3418084-7
- Sector
- Business and other management consultancy activities
- Municipality
- Helsingfors
- Company form
- Limited company
- Registration date
- 2024-01-25
- Business ID registration date
- 2024-01-10
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Huopalahdentie 29 A 88, 00350, Helsingfors
People and decision-makers
Heiske Ville Behailu SamuelVarsinainen jäsen
Bonda KeisuHallitus: varajäsen
About HB Finance Oy
Financial position and key figures for the company.
HB Finance Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2024-01-25. It operates in the industry of business and other management consultancy activities. In its latest retained statement for 2024-12-31, revenue was €36,314 and operating profit was €6,238. The latest retained financial statement for 2024-12-31 shows revenue of €36,314 and profit for the financial year of €4,204. Based on the latest retained statement, revenue growth was not currently available, operating margin was +17.2%, and equity ratio was +57.8%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2024-12-31
0
0
Enriched source observation
Derived indicators
Operating margin17.2%
Equity ratio57.8%
Revenue€36,314Previous comparison not availablePrevious: No comparison value
Operating profit (loss)€6,238Previous comparison not availablePrevious: No comparison value
Profit (loss) for the financial year€4,204Previous comparison not availablePrevious: No comparison value
Assets€7,277Previous comparison not availablePrevious: No comparison value
Balance-sheet contextLatest financial period
Profit before taxes€6,237Previous: No comparison value
Employees1Previous: No comparison value
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioGood
72/100 · Trend unavailable
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginGood
93/100 · Trend unavailable
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3418084-7
VAT IDFI34180847
EU IDFIFPRO.3418084-7
MunicipalityHelsingfors
Current registered entries
2024-01-10VAT-liable for business activity in Tax Administration (VAT Register)
2024-01-10Registered in Tax Administration (Prepayment Register)
2024-01-25Registered in Tax Administration (Tax Administration)
2024-01-25Registered in Patent and Registration Office (Trade Register)
Responsible people
Public role relationships materialized from source observations.
Heiske Ville Behailu SamuelVarsinainen jäsenSources: 3 · Confidence: 78%
Bonda KeisuHallitus: varajäsenSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodHB Finance Oy
Grade unchangedA3 · new analysis 2026-10-17
72/100
Medium
Usable financial evidenceFinancial data included
Same industry, size and age groupDescriptive comparison – does not change the model score.
38 peersSolvency53%
Close to the peer-group midpoint
Profitability61%
Better than 61% of peers
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Company context reduces the weight of an isolated financial signal
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsA3
2026-10-1772/100 · v0.15
A3 → A3 · -1 pointsA3
2026-09-2373/100 · v0.14
Oldest retained automatic assessment in this comparisonA3
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
72/100
Industry context is low based on normalized open statistical inputs.
Age and continuityNuori
15/100
The company has about 2 years of registry continuity.
Registry and status signalsRajallinen
38/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
23 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Registry timeline
Trade register notifications shown on a timeline.
5 register eventsLatest event: 2025-12-15
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
HB Finance Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.