Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Business profile
HE-LO Kiinteistöt Oy
HE-LO Kiinteistöt Oy's registered office is Lahti. It is a limited company. The company was established on 2017-12-05. It operates in the industry of rental and operating of own or leased non-residential real estate. In its latest retained statement for 2025-10-31, revenue was €40,720 and operating profit was €7,926.
Business ID 2872518-5ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2872518-5
- Sector
- Rental and operating of own or leased non-residential real estate
- Municipality
- Lahti
- Company form
- Limited company
- Registration date
- 2017-12-05
- Business ID registration date
- 2017-11-29
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Syväojankatu 6, 15700, Lahti
Postal address: Saarennousu 5, 15240, Lahti
About HE-LO Kiinteistöt Oy
Financial position and key figures for the company.
HE-LO Kiinteistöt Oy's location municipality is Lahti. It is a limited company. The company was established on 2017-12-05. It operates in the industry of rental and operating of own or leased non-residential real estate. In its latest retained statement for 2025-10-31, revenue was €40,720 and operating profit was €7,926. The latest retained financial statement for 2025-10-31 shows revenue of €40,720 and profit for the financial year of €6,329. Based on the latest retained statement, revenue growth was -15.2%, operating margin was +19.5%, and equity ratio was +5.3%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-10-31
3
2
PRH/XBRL financial statement
Derived indicators
Revenue growth-15.2%
Operating margin19.5%
Equity ratio5.3%
Balance-sheet contextLatest financial period
Other operating income€0Previous: €2,038
Cash and bank€24,555Previous: €31,915
Retained earnings€10,458Previous: -€8,216
Equity€19,287Previous: €12,958
Liabilities€342,800Previous: €355,324
Current assets€28,920Previous: €31,915
Current liabilities€38,338Previous: €6,862
Revenue trend2 periods
€48,000
2024-12-31
€40,720
2025-10-31
Operating profit (loss) trend2 periods
€23,369
2024-12-31
€7,926
2025-10-31
Profit (loss) for the financial year trend2 periods
€18,674
2024-12-31
€6,329
2025-10-31
Assets trend2 periods
€368,282
2024-12-31
€362,087
2025-10-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
7/100 · Improving
Current ratioPassable
21/100 · Declining
Operating profit marginGood
99/100 · Declining
Ratio history
| Ratio | 2024-12-31 | 2025-10-31 |
|---|---|---|
| Equity ratio | 3.5 % | 5.3 % |
| Current ratio | 4.65x | 0.64x |
| Operating profit margin | 46.7 % | 19.5 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2872518-5
VAT IDFI28725185
EU IDFIFPRO.2872518-5
MunicipalityLahti
Current registered entries
2017-12-01Registered in Tax Administration (Prepayment Register)
2017-12-05Registered in Tax Administration (Tax Administration)
2017-12-05Registered in Patent and Registration Office (Trade Register)
2018-02-16VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B2
SatisfactoryHE-LO Kiinteistöt Oy
Grade unchangedB2 · new analysis 2026-10-18
58/100
High
Strong financial evidenceFinancial data included
Same industry, size and age groupDescriptive comparison – does not change the model score.
146 peersSolvency12%
Below 88% of peers
Profitability62%
Better than 62% of peers
Liquidity64%
Better than 64% of peers
Revenue growth27%
Below 73% of peers
MixedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings118 days after period end
165 days after period end
1 consecutive periods
Supporting factors
- Strong operating profitability
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
- Weak current ratio
- High balance-sheet leverage
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB2
2026-10-1858/100 · v0.15
B2 → B2B2
2026-10-02 14:0758/100 · v0.14
B1 → B2 · -10 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-10-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1568/100 · v0.14
B1 → B1 · +7 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1461/100 · v0.12
Oldest retained automatic assessment in this comparisonB2
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 8 years of registry continuity.
Registry and status signalsVakaa
75/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
2 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → B2.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
20 register eventsLatest event: 2026-02-26
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2025-10-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
HE-LO Kiinteistöt Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.