Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Business profile
Healand Oy
Healand Oy's registered office is Helsingfors. It is a limited company. The company was established on 2020-01-23. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €10,042 and operating profit was -€19,067.
Business ID 3112330-2ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3112330-2
- Sector
- Other financial service activities, except insurance and pension funding n.e.c.
- Municipality
- Helsingfors
- Company form
- Limited company
- Registration date
- 2020-01-23
- Business ID registration date
- 2020-01-18
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Fredrikinkatu 62 A 18, 00100, Helsingfors
About Healand Oy
Financial position and key figures for the company.
Healand Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2020-01-23. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €10,042 and operating profit was -€19,067. The latest retained financial statement for 2025-12-31 shows revenue of €10,042 and profit for the financial year of -€10,013. Based on the latest retained statement, revenue growth was +1831.2%, operating margin was -189.9%, and equity ratio was +5.2%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
2
2
PRH/XBRL financial statement
Derived indicators
Revenue growth1831.2%
Operating margin-189.9%
Equity ratio5.2%
Balance-sheet contextLatest financial period
Cash and bank€68,975Previous: €68,116
Retained earnings-€26,769Previous: -€2,452
Equity€65,718Previous: €75,731
Liabilities€1,188,513Previous: €1,157,347
Current assets€68,975Previous: €68,116
Current liabilities€31,166Previous: €0
Revenue trend2 periods
€520
2024-12-31
€10,042
2025-12-31
Operating profit (loss) trend2 periods
-€34,483
2024-12-31
-€19,067
2025-12-31
Profit (loss) for the financial year trend2 periods
-€24,317
2024-12-31
-€10,013
2025-12-31
Assets trend2 periods
€1,233,078
2024-12-31
€1,254,232
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
7/100 · Declining
Current ratioGood
74/100 · Trend unavailable
Operating profit marginWeak
0/100 · Improving
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 6.1 % | 5.2 % |
| Current ratio | - | 2.21x |
| Operating profit margin | -6631.4 % | -189.9 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3112330-2
EU IDFIFPRO.3112330-2
MunicipalityHelsingfors
Current registered entries
2020-01-18Registered in Tax Administration (Prepayment Register)
2020-01-23Registered in Tax Administration (Tax Administration)
2020-01-23Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B2
SatisfactoryHealand Oy
Grade unchangedB2 · new analysis 2026-10-17
54/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
2 comparable periodsRevenueImproving
ProfitabilityImproving
SolvencyStable
LiquidityNot enough history
Same industry, size and age groupDescriptive comparison – does not change the model score.
41 peersSolvency24%
Below 76% of peers
Profitability7%
Below 93% of peers
Liquidity83%
Better than 83% of peers
Revenue growth98%
Better than 98% of peers
DelayedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings184 days after period end
246 days after period end
2 consecutive periods
Supporting factors
- Healthy short-term liquidity
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
- Negative profitability or net result
- Losses in the latest and previous available periods
- High balance-sheet leverage
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB2
2026-10-1754/100 · v0.15
B2 → B2B2
2026-09-19 07:1054/100 · v0.14
A3 → B2 · -16 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
A3
2026-09-1470/100 · v0.14
A3 → A3A3
2026-09-1470/100 · v0.13
Oldest retained automatic assessment in this comparisonB2
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
89/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 6 years of registry continuity.
Registry and status signalsSeurattava
56/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
19 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Registry timeline
Trade register notifications shown on a timeline.
10 register eventsLatest event: 2026-05-01
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Healand Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.